Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Flagstaff after a DUI is GEICO
  • Average car insurance rates in Flagstaff, AZ for senior drivers are $1,985/year
  • The annual number of car thefts in Flagstaff is 53.

Average car insurance rates in Flagstaff, Arizona are $287 a month. But with a little research you can get a great deal from the top car insurance companies in Flagstaff, AZ. Before you buy Flagstaff, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Flagstaff car insurance rates with Scottsdale car insurance rates, Chandler car insurance rates, or Mesa car insurance rates to make sure you’re getting the best Flagstaff, AZ car insurance quotes available.

Need affordable Flagstaff, AZ car insurance? Enter your ZIP code to compare Flagstaff car insurance quotes from multiple car insurance companies near you.

Flagstaff, AZ Minimum Car Insurance Coverage

Flagstaff, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Flagstaff, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Flagstaff, AZ Car Insurance Rates by Coverage Level

Some Flagstaff drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Flagstaff, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Flagstaff, Arizona

Insurance Company Low Medium High
Allstate $4,513 $4,822 $5,054
American Family $3,608 $3,865 $3,763
Farmers $3,673 $4,273 $4,754
GEICO $1,813 $2,127 $2,358
Nationwide $2,829 $2,941 $2,978
Progressive $2,861 $3,247 $3,472
State Farm $3,526 $3,944 $4,168
Travelers $2,782 $3,116 $3,318
USAA $2,818 $3,082 $3,229

Flagstaff, AZ Car Insurance Rates by Age, Gender, and Marital Status

Flagstaff, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Flagstaff, AZ car insurance, get quotes from multiple car insurance companies in the Flagstaff area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Flagstaff, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,378 $3,378 $3,290 $3,290 $7,438 $9,670 $3,793 $4,131
American Family $2,484 $2,484 $2,282 $2,282 $6,531 $8,487 $2,484 $2,928
Farmers $2,305 $2,300 $2,054 $2,180 $9,670 $10,014 $2,619 $2,726
GEICO $1,422 $1,591 $1,186 $1,503 $4,117 $4,369 $1,305 $1,302
Nationwide $1,977 $2,015 $1,772 $1,875 $4,812 $6,148 $2,275 $2,455
Progressive $1,764 $1,555 $1,587 $1,507 $7,231 $8,082 $1,909 $1,912
State Farm $2,352 $2,352 $2,059 $2,059 $7,304 $9,155 $2,534 $3,221
Travelers $1,948 $2,048 $1,795 $1,908 $5,626 $7,014 $2,066 $2,173
USAA $1,655 $1,659 $1,546 $1,563 $6,234 $7,165 $2,180 $2,341

Flagstaff, AZ Car Insurance Rates for Teens

How much is Flagstaff, Arizona car insurance for teens? Compare rates from top Flagstaff car insurance companies below to help find the cheapest teen car insurance in Flagstaff, AZ.

Annual Car Insurance Rates for Teen Drivers in Flagstaff, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,438 $9,670
American Family $6,531 $8,487
Farmers $9,670 $10,014
GEICO $4,117 $4,369
Nationwide $4,812 $6,148
Progressive $7,231 $8,082
State Farm $7,304 $9,155
Travelers $5,626 $7,014
USAA $6,234 $7,165

Flagstaff, AZ Car Insurance Rates for Seniors

Before seniors buy Flagstaff, Arizona car insurance, they should make sure to shop around. Some Flagstaff, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Flagstaff, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,290 $3,290
American Family $2,282 $2,282
Farmers $2,054 $2,180
GEICO $1,186 $1,503
Nationwide $1,772 $1,875
Progressive $1,587 $1,507
State Farm $2,059 $2,059
Travelers $1,795 $1,908
USAA $1,546 $1,563

Flagstaff, AZ Car Insurance Rates by Credit History

How does your credit history affect Flagstaff, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Flagstaff, Arizona

Insurance Company Poor Fair Good
Allstate $6,148 $4,366 $3,874
American Family $4,711 $3,505 $3,020
Farmers $4,833 $4,032 $3,835
GEICO $2,881 $1,893 $1,524
Nationwide $3,498 $2,797 $2,454
Progressive $3,561 $3,111 $2,908
State Farm $7,145 $2,764 $1,730
Travelers $3,740 $3,054 $2,423
USAA $4,008 $2,796 $2,325

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Flagstaff, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Flagstaff, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Flagstaff.

Annual Flagstaff, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,841 $4,850 $5,517 $4,976
American Family $2,642 $4,162 $5,107 $3,071
Farmers $3,573 $4,607 $4,495 $4,259
GEICO $1,631 $2,193 $2,943 $1,631
Nationwide $2,476 $2,599 $3,826 $2,764
Progressive $2,821 $3,703 $2,977 $3,272
State Farm $3,529 $4,230 $3,880 $3,880
Travelers $2,457 $3,209 $3,552 $3,071
USAA $2,213 $3,172 $4,181 $2,605

Flagstaff, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Flagstaff, AZ car insurance rates. Compare rates below to see which Flagstaff car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Flagstaff, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,517
American Family $5,107
Farmers $4,495
GEICO $2,943
Nationwide $3,826
Progressive $2,977
State Farm $3,880
Travelers $3,552
USAA $4,181

Flagstaff, AZ Car Insurance Rates by ZIP Code

Just like Flagstaff car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Flagstaff, AZ car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Flagstaff, Arizona

ZIP Code Average Annual Rates
86001 $3,288
86004 $3,258
86005 $3,247
86011 $3,705
86024 $3,420
86038 $3,441

Flagstaff, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Flagstaff, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Flagstaff companies based on commute time.

Annual Car Insurance Rates by Commute Length in Flagstaff, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,796 $4,796
American Family $3,709 $3,782
Farmers $4,233 $4,233
GEICO $2,064 $2,134
Nationwide $2,916 $2,916
Progressive $3,193 $3,193
State Farm $3,784 $3,975
Travelers $3,072 $3,072
USAA $3,010 $3,076

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Flagstaff, AZ Cheapest Car Insurance Rates

How do the top Flagstaff, Arizona car insurance companies’ average rates stack up against the Flagstaff average monthly car insurance rates of $287? Take a look and see.

Best Annual Car Insurance Rates by Company in Flagstaff, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Flagstaff, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Flagstaff, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Flagstaff, Arizona

Insurance Company Average Annual Rates
Allstate $4,796
American Family $3,745
Farmers $4,233
GEICO $2,099
Nationwide $2,916
Progressive $3,193
State Farm $3,880
Travelers $3,072
USAA $3,043

Other Factors Affecting Flagstaff, AZ Car Insurance Rates

Before you buy Flagstaff, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Flagstaff, AZ Car Theft Rates

The car theft rate in Flagstaff, AZ will affect your car insurance rates. FBI data shows that the annual car theft rate for Flagstaff, Arizona is 53 stolen cars.

Flagstaff, AZ Commute Time

How does your Flagstaff, AZ commute time compare with the average driver? In Flagstaff, the average commute is 15.4 minutes.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Flagstaff, AZ Car Insurance Quotes

Compare Flagstaff, AZ car insurance quotes from multiple companies by entering your ZIP code now.