Home State vs Shelter Insurance Car Insurance for 2023
Home State vs Shelter Insurance: A Comprehensive Comparison of Coverage, Benefits, and Customer Service for Car Insurance
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
UPDATED: Jun 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.
UPDATED: Jun 30, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
When it comes to car insurance, there are many options to choose from. Two of the most popular providers are Home State and Shelter Insurance Car Insurance. Home State car insurance and Shelter Insurance car insurance offer a variety of coverage options and discounts that can help you save money. In this article, we’ll take a closer look at the history, mission, products, services, discounts, and customer reviews of both companies.
Company History and Mission
Home State Car Insurance: Home State Insurance Group was founded in 1948 and is headquartered in Waco, Texas. The company’s mission is to provide high-quality insurance products and services to its customers at an affordable price. Home State Car Insurance offers a range of coverage options, including liability, collision, and comprehensive coverage. The company is licensed to operate in Texas, New Mexico, Arizona, and Nevada.
Shelter Insurance Car Insurance: Shelter Insurance was founded in 1946 and is headquartered in Columbia, Missouri. The company’s mission is to provide excellent customer service and high-quality insurance products at a reasonable price. Shelter Insurance Car Insurance offers a range of coverage options, including liability, collision, and comprehensive coverage. The company is licensed to operate in 18 states, including Missouri, Illinois, Colorado, and Arkansas.
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Products and Services
Home State Car Insurance: Home State Car Insurance offers a range of coverage options, including liability, collision, and comprehensive coverage. The company also offers roadside assistance, rental reimbursement, and personal injury protection. Home State Car Insurance provides coverage for cars, trucks, motorcycles, and recreational vehicles.
Shelter Insurance Car Insurance: Shelter Insurance Car Insurance offers a range of coverage options, including liability, collision, and comprehensive coverage. The company also offers roadside assistance, rental reimbursement, and personal injury protection. Shelter Insurance Car Insurance provides coverage for cars, trucks, motorcycles, and recreational vehicles.
Cost of Services
The cost of car insurance varies depending on various factors, including your location, driving history, age, and type of vehicle. To get an accurate quote, it’s best to contact the insurance provider directly. However, both Home State and Shelter Insurance Car Insurance offer competitive rates and discounts that can help you save money.
Discounts Available for Customers
Home State Car Insurance: Home State Car Insurance offers a variety of discounts that can help you save money, including:
- Safe driver discount
- Anti-theft device discount
- Multiple policy discount
Good student discountShelter Insurance Car Insurance: Shelter Insurance Car Insurance also offers a variety of discounts, including:
- Safe driver discount
- Anti-theft device discount
- Multiple policy discount
- Good student discount
- Defensive driving course discount
Qualifying for these discounts can help you save money on your car insurance premiums. It’s important to note that the availability of discounts and the amount of discount offered may vary depending on your location and other factors.
Case Studies: Home State vs Shelter Insurance Car Insurance
Case Study 1: John’s Experience with Home State Car Insurance
John, a resident of Texas, recently switched his car insurance to Home State Car Insurance. He was attracted to the company’s affordable rates and comprehensive coverage options.
John had a positive experience with Home State’s customer service when he needed to file a claim after an accident. The claims process was smooth, and he received prompt assistance. Overall, John is satisfied with his decision to choose Home State Car Insurance.
Case Study 2: Sarah’s Experience with Shelter Insurance Car Insurance
Sarah, a resident of Missouri, has been a customer of Shelter Insurance Car Insurance for several years. She appreciates the company’s commitment to excellent customer service. When Sarah had to file a claim due to hail damage to her car, Shelter Insurance promptly assessed the damage and provided her with a fair settlement.
Sarah also enjoys the convenience of Shelter Insurance’s online claims filing system. She highly recommends Shelter Insurance Car Insurance to others.
Case Study 3: David’s Experience with Home State Car Insurance
David, a resident of Arizona, recently had an accident and filed a claim with his car insurance provider, Home State Car Insurance. He was pleased with the company’s quick response and efficient claims-handling process.
Home State’s representatives provided clear instructions and guided David throughout the entire process, making it hassle-free for him. David expressed his gratitude for the exceptional customer service he received from Home State Car Insurance.
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Customer Reviews
Home State Car Insurance: Home State Car Insurance has received mixed reviews from customers. While some customers have praised the company’s customer service and affordable rates, others have complained about long wait times for claims and difficulty canceling policies.
Shelter Insurance Car Insurance: Shelter Insurance Car Insurance has received mostly positive reviews from customers. Customers have praised the company’s excellent customer service, competitive rates, and easy claims process.
FAQ
Q: How can I file a claim with Home State Car Insurance?
A: You can file a claim with Home State Car Insurance by calling their claims department at 1-800-554-0595 or by using their mobile app.
Q: How can I file a claim with Shelter Insurance Car Insurance?
A: You can file a claim with Shelter Insurance Car Insurance by calling their 24/7 claims service at 1-800-743-5837 or by filing a claim online.
Q: Does Home State Car Insurance offer roadside assistance?
A: Yes, Home State Car Insurance offers roadside assistance as part of their coverage options.
Q: Does Shelter Insurance Car Insurance offer rental reimbursement?
A: Yes, Shelter Insurance Car Insurance offers rental reimbursement as part of their coverage options.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Melanie Musson
Published Insurance Expert
Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...
Published Insurance Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.