Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Hooker, OK are $310/month
  • The cheapest car insurance company in Hooker for teen drivers is State Farm
  • Average car insurance rates in Hooker, OK for senior drivers are $2,217/year

Average car insurance rates in Hooker, Oklahoma are $310 a month. But with a little research you can get a great deal from the top car insurance companies in Hooker, OK. Before you buy Hooker, Oklahoma car insurance, make sure your coverage meets or exceeds the Oklahoma minimum of 25/50/25.

It may even be helpful to compare Hooker car insurance rates with Edmond car insurance rates, Midwest City car insurance rates, or Oklahoma City car insurance rates to make sure you’re getting the best Hooker, OK car insurance quotes available.

Need affordable Hooker, OK car insurance? Enter your ZIP code to compare Hooker car insurance quotes from multiple car insurance companies near you.

Hooker, OK Minimum Car Insurance Coverage

Hooker, Oklahoma law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Hooker, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Hooker, OK Car Insurance Rates by Coverage Level

Some Hooker drivers can get by with the Oklahoma minimum coverage of 25/50/25. Other drivers may need more. See how much your Hooker, Oklahoma car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Hooker, Oklahoma

Insurance Company Low Medium High
Allstate $3,289 $3,479 $3,708
Farmers $3,662 $3,782 $4,030
GEICO $3,008 $3,199 $3,389
Liberty Mutual $5,806 $6,086 $6,431
Progressive $3,724 $3,956 $4,256
State Farm $2,273 $2,393 $2,574
USAA $2,975 $3,057 $3,157

Hooker, OK Car Insurance Rates by Age, Gender, and Marital Status

Hooker, Oklahoma car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Hooker, OK car insurance, get quotes from multiple car insurance companies in the Hooker area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hooker, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,222 $2,241 $2,033 $2,137 $6,613 $7,716 $2,417 $2,557
Farmers $2,231 $2,220 $2,006 $2,115 $8,315 $8,541 $2,524 $2,647
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,210 $4,447 $3,700 $4,026 $11,241 $12,332 $4,376 $4,529
Progressive $2,226 $2,133 $1,830 $1,928 $8,634 $9,704 $2,616 $2,759
State Farm $1,698 $1,698 $1,487 $1,487 $4,053 $5,125 $1,775 $1,986
USAA $1,837 $1,859 $1,742 $1,784 $5,760 $6,484 $2,387 $2,651

Hooker, OK Car Insurance Rates for Teens

How much is Hooker, Oklahoma car insurance for teens? Compare rates from top Hooker car insurance companies below to help find the cheapest teen car insurance in Hooker, OK.

Annual Car Insurance Rates for Teen Drivers in Hooker, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,613 $7,716
Farmers $8,315 $8,541
GEICO $6,078 $6,489
Liberty Mutual $11,241 $12,332
Progressive $8,634 $9,704
State Farm $4,053 $5,125
USAA $5,760 $6,484

Hooker, OK Car Insurance Rates for Seniors

Before seniors buy Hooker, Oklahoma car insurance, they should make sure to shop around. Some Hooker, OK car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Hooker, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,137
Farmers $2,006 $2,115
GEICO $2,260 $2,500
Liberty Mutual $3,700 $4,026
Progressive $1,830 $1,928
State Farm $1,487 $1,487
USAA $1,742 $1,784

Hooker, OK Car Insurance Rates by Credit History

How does your credit history affect Hooker, OK car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Hooker, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,318 $3,270 $2,888
Farmers $4,404 $3,623 $3,448
GEICO $3,852 $3,199 $2,545
Liberty Mutual $8,771 $5,347 $4,205
Progressive $4,535 $3,839 $3,562
State Farm $3,349 $2,154 $1,739
USAA $4,582 $2,570 $2,038

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Hooker, OK Car Insurance Rates by Driver History

How does a single speeding ticket affect your Hooker, Oklahoma car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Hooker.

Annual Hooker, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,533 $4,035 $3,379
Farmers $3,236 $4,142 $4,042 $3,880
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,140 $6,857 $7,762 $5,671
Progressive $3,105 $5,738 $3,424 $3,648
State Farm $2,257 $2,570 $2,414 $2,414
USAA $2,266 $3,225 $3,979 $2,783

Hooker, OK Car Insurance Rates With a DUI

Even a single DUI can increase your Hooker, OK car insurance rates. Compare rates below to see which Hooker car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Hooker, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
Farmers $4,042
GEICO $3,899
Liberty Mutual $7,762
Progressive $3,424
State Farm $2,414
USAA $3,979

Hooker, OK Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Hooker, OK car insurance rates may be. Let’s take a look at average car insurance rates from top Hooker companies based on commute time.

Annual Car Insurance Rates by Commute Length in Hooker, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,492 $3,492
Farmers $3,825 $3,825
GEICO $3,136 $3,262
Liberty Mutual $6,108 $6,108
Progressive $3,979 $3,979
State Farm $2,373 $2,455
USAA $3,026 $3,100

Hooker, OK Cheapest Car Insurance Rates

How do the top Hooker, Oklahoma car insurance companies’ average rates stack up against the Hooker average monthly car insurance rates of $310? Take a look and see.

Best Annual Car Insurance Rates by Company in Hooker, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Hooker, OK Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Hooker, Oklahoma car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Hooker, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,492
Farmers $3,825
GEICO $3,199
Liberty Mutual $6,108
Progressive $3,979
State Farm $2,414
USAA $3,063

Other Factors Affecting Hooker, OK Car Insurance Rates

Before you buy Hooker, Oklahoma car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Hooker, OK Commute Time

How does your Hooker, OK commute time compare with the average driver? In Hooker, the average commute is 17.3 minutes.

Hooker, OK Car Insurance Quotes

Compare Hooker, OK car insurance quotes from multiple companies by entering your ZIP code now.