Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Maine, NY for senior drivers are $1,822/year
  • Average car insurance rates in Maine, NY are $244/month
  • The cheapest car insurance company in Maine after a DUI is Progressive

Average car insurance rates in Maine, New York are $244 a month. But with a little research you can get a great deal from the top car insurance companies in Maine, NY. Before you buy Maine, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare Maine car insurance rates with Mount Vernon car insurance rates, Rochester car insurance rates, or Albany car insurance rates to make sure you’re getting the best Maine, NY car insurance quotes available.

Need affordable Maine, NY car insurance? Enter your ZIP code to compare Maine car insurance quotes from multiple car insurance companies near you.

Maine, NY Minimum Car Insurance Coverage

Maine, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Maine, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Maine, NY Car Insurance Rates by Coverage Level

Some Maine drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your Maine, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Maine, New York

Insurance Company Low Medium High
Allstate $3,086 $3,258 $3,463
GEICO $1,728 $1,809 $1,910
Liberty Mutual $4,200 $4,374 $4,592
Nationwide $2,332 $2,444 $2,608
Progressive $2,422 $2,528 $2,668
State Farm $2,906 $3,066 $3,179
Travelers $2,987 $3,101 $3,285
USAA $2,742 $2,804 $2,903

Maine, NY Car Insurance Rates by Age, Gender, and Marital Status

Maine, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Maine, NY car insurance, get quotes from multiple car insurance companies in the Maine area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Maine, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,250 $2,125 $2,101 $2,130 $6,294 $6,734 $2,248 $2,270
GEICO $1,340 $1,291 $1,303 $1,284 $2,792 $4,066 $1,209 $1,241
Liberty Mutual $3,188 $3,188 $2,972 $2,972 $6,193 $10,028 $3,188 $3,383
Nationwide $1,874 $1,874 $1,773 $1,773 $3,285 $4,862 $1,874 $2,372
Progressive $1,557 $1,471 $1,266 $1,280 $5,098 $5,687 $2,001 $1,955
State Farm $1,914 $1,914 $1,668 $1,668 $5,635 $7,266 $2,104 $2,231
Travelers $2,250 $2,285 $2,053 $2,212 $5,159 $6,129 $2,398 $2,511
USAA $1,488 $1,465 $1,342 $1,348 $5,866 $7,011 $1,903 $2,103

Maine, NY Car Insurance Rates for Teens

How much is Maine, New York car insurance for teens? Compare rates from top Maine car insurance companies below to help find the cheapest teen car insurance in Maine, NY.

Annual Car Insurance Rates for Teen Drivers in Maine, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $6,734
GEICO $2,792 $4,066
Liberty Mutual $6,193 $10,028
Nationwide $3,285 $4,862
Progressive $5,098 $5,687
State Farm $5,635 $7,266
Travelers $5,159 $6,129
USAA $5,866 $7,011

Maine, NY Car Insurance Rates for Seniors

Before seniors buy Maine, New York car insurance, they should make sure to shop around. Some Maine, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Maine, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,101 $2,130
GEICO $1,303 $1,284
Liberty Mutual $2,972 $2,972
Nationwide $1,773 $1,773
Progressive $1,266 $1,280
State Farm $1,668 $1,668
Travelers $2,053 $2,212
USAA $1,342 $1,348

Maine, NY Car Insurance Rates by Credit History

How does your credit history affect Maine, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Maine, New York

Insurance Company Poor Fair Good
Allstate $4,672 $2,750 $2,385
GEICO $2,275 $1,672 $1,500
Liberty Mutual $6,126 $4,020 $3,021
Nationwide $2,461 $2,461 $2,461
Progressive $4,006 $2,082 $1,529
State Farm $4,306 $2,701 $2,144
Travelers $4,260 $2,728 $2,386
USAA $4,364 $2,169 $1,916

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Maine, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Maine, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Maine.

Annual Maine, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,798 $2,798 $4,000 $3,480
GEICO $1,433 $1,561 $2,836 $1,433
Liberty Mutual $3,511 $3,511 $7,023 $3,511
Nationwide $1,897 $1,897 $4,113 $1,938
Progressive $2,473 $2,473 $2,724 $2,487
State Farm $2,906 $2,906 $3,195 $3,195
Travelers $2,687 $3,327 $3,375 $3,109
USAA $2,510 $2,549 $3,655 $2,549

Maine, NY Car Insurance Rates With a DUI

Even a single DUI can increase your Maine, NY car insurance rates. Compare rates below to see which Maine car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Maine, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,000
GEICO $2,836
Liberty Mutual $7,023
Nationwide $4,113
Progressive $2,724
State Farm $3,195
Travelers $3,375
USAA $3,655

Maine, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Maine, NY car insurance rates may be. Let’s take a look at average car insurance rates from top Maine companies based on commute time.

Annual Car Insurance Rates by Commute Length in Maine, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,226 $3,312
GEICO $1,763 $1,869
Liberty Mutual $4,267 $4,511
Nationwide $2,461 $2,461
Progressive $2,539 $2,539
State Farm $2,944 $3,157
Travelers $3,125 $3,125
USAA $2,788 $2,844

Maine, NY Cheapest Car Insurance Rates

How do the top Maine, New York car insurance companies’ average rates stack up against the Maine average monthly car insurance rates of $244? Take a look and see.

Best Annual Car Insurance Rates by Company in Maine, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Maine, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Maine, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Maine, New York

Insurance Company Average Annual Rates
Allstate $3,269
GEICO $1,816
Liberty Mutual $4,389
Nationwide $2,461
Progressive $2,539
State Farm $3,050
Travelers $3,125
USAA $2,816

Maine, NY Car Insurance Quotes

Compare Maine, NY car insurance quotes from multiple companies by entering your ZIP code now.