Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Myrtle Beach, SC are $328/month
  • The cheapest car insurance company in Myrtle Beach after a DUI is State Farm
  • Average car insurance rates in Myrtle Beach, SC for senior drivers are $2,299/year

Average car insurance rates in Myrtle Beach, South Carolina are $328 a month. But with a little research you can get a great deal from the top car insurance companies in Myrtle Beach, SC. Before you buy Myrtle Beach, South Carolina car insurance, make sure your coverage meets or exceeds the South Carolina minimum of 25/50/25.

It may even be helpful to compare Myrtle Beach car insurance rates with Hilton Head Island car insurance rates, Rock Hill car insurance rates, or North Charleston car insurance rates to make sure you’re getting the best Myrtle Beach, SC car insurance quotes available.

Need affordable Myrtle Beach, SC car insurance? Enter your ZIP code to compare Myrtle Beach car insurance quotes from multiple car insurance companies near you.

Myrtle Beach, SC Minimum Car Insurance Coverage

Myrtle Beach, South Carolina law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Myrtle Beach, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Myrtle Beach, SC Car Insurance Rates by Coverage Level

Some Myrtle Beach drivers can get by with the South Carolina minimum coverage of 25/50/25. Other drivers may need more. See how much your Myrtle Beach, South Carolina car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Myrtle Beach, South Carolina

Insurance Company Low Medium High
Allstate $3,691 $3,907 $4,180
Farmers $4,973 $5,572 $6,182
GEICO $2,734 $2,923 $3,206
Nationwide $3,661 $3,738 $3,796
Progressive $4,783 $5,139 $5,720
State Farm $2,627 $2,850 $3,078
USAA $3,134 $3,327 $3,533

Myrtle Beach, SC Car Insurance Rates by Age, Gender, and Marital Status

Myrtle Beach, South Carolina car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Myrtle Beach, SC car insurance, get quotes from multiple car insurance companies in the Myrtle Beach area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Myrtle Beach, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,603 $2,603 $2,489 $2,489 $6,675 $8,522 $2,886 $3,139
Farmers $3,714 $3,718 $3,585 $3,847 $10,272 $11,276 $4,080 $4,116
GEICO $2,083 $2,083 $1,902 $1,902 $5,299 $5,399 $2,446 $2,521
Nationwide $2,520 $2,548 $2,273 $2,353 $6,214 $7,975 $2,860 $3,108
Progressive $2,744 $2,516 $2,368 $2,489 $11,944 $13,194 $3,163 $3,295
State Farm $1,778 $1,778 $1,622 $1,622 $5,221 $6,549 $1,997 $2,246
USAA $1,763 $1,765 $1,626 $1,624 $7,215 $7,884 $2,327 $2,446

Myrtle Beach, SC Car Insurance Rates for Teens

How much is Myrtle Beach, South Carolina car insurance for teens? Compare rates from top Myrtle Beach car insurance companies below to help find the cheapest teen car insurance in Myrtle Beach, SC.

Annual Car Insurance Rates for Teen Drivers in Myrtle Beach, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,675 $8,522
Farmers $10,272 $11,276
GEICO $5,299 $5,399
Nationwide $6,214 $7,975
Progressive $11,944 $13,194
State Farm $5,221 $6,549
USAA $7,215 $7,884

Myrtle Beach, SC Car Insurance Rates for Seniors

Before seniors buy Myrtle Beach, South Carolina car insurance, they should make sure to shop around. Some Myrtle Beach, SC car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Myrtle Beach, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,489
Farmers $3,585 $3,847
GEICO $1,902 $1,902
Nationwide $2,273 $2,353
Progressive $2,368 $2,489
State Farm $1,622 $1,622
USAA $1,626 $1,624

Myrtle Beach, SC Car Insurance Rates by Credit History

How does your credit history affect Myrtle Beach, SC car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Myrtle Beach, South Carolina

Insurance Company Poor Fair Good
Allstate $4,941 $3,708 $3,128
Farmers $6,349 $5,418 $4,960
GEICO $4,506 $2,424 $1,933
Nationwide $4,427 $3,607 $3,160
Progressive $5,774 $5,097 $4,772
State Farm $4,086 $2,500 $1,969
USAA $5,169 $2,570 $2,255

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Myrtle Beach, SC Car Insurance Rates by Driver History

How does a single speeding ticket affect your Myrtle Beach, South Carolina car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Myrtle Beach.

Annual Myrtle Beach, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $4,688 $4,140 $3,909
Farmers $4,656 $6,444 $5,350 $5,854
GEICO $2,279 $2,915 $4,345 $2,279
Nationwide $2,982 $3,836 $4,830 $3,277
Progressive $4,252 $6,253 $5,221 $5,131
State Farm $2,581 $3,183 $2,821 $2,821
USAA $2,631 $3,258 $4,485 $2,951

Myrtle Beach, SC Car Insurance Rates With a DUI

Even a single DUI can increase your Myrtle Beach, SC car insurance rates. Compare rates below to see which Myrtle Beach car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Myrtle Beach, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,140
Farmers $5,350
GEICO $4,345
Nationwide $4,830
Progressive $5,221
State Farm $2,821
USAA $4,485

Myrtle Beach, SC Car Insurance Rates by ZIP Code

Just like Myrtle Beach car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Myrtle Beach, SC car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Myrtle Beach, South Carolina

ZIP Code Average Annual Rates
29577 $3,686
29579 $3,691

Myrtle Beach, SC Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Myrtle Beach, SC car insurance rates may be. Let’s take a look at average car insurance rates from top Myrtle Beach companies based on commute time.

Annual Car Insurance Rates by Commute Length in Myrtle Beach, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,843 $4,008
Farmers $5,576 $5,576
GEICO $2,935 $2,973
Nationwide $3,731 $3,731
Progressive $5,214 $5,214
State Farm $2,780 $2,923
USAA $3,297 $3,366

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Myrtle Beach, SC Cheapest Car Insurance Rates

How do the top Myrtle Beach, South Carolina car insurance companies’ average rates stack up against the Myrtle Beach average monthly car insurance rates of $328? Take a look and see.

Best Annual Car Insurance Rates by Company in Myrtle Beach, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Myrtle Beach, SC Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Myrtle Beach, South Carolina car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Myrtle Beach, South Carolina

Insurance Company Average Annual Rates
Allstate $3,926
Farmers $5,576
GEICO $2,954
Nationwide $3,731
Progressive $5,214
State Farm $2,852
USAA $3,331

Other Factors Affecting Myrtle Beach, SC Car Insurance Rates

Before you buy Myrtle Beach, South Carolina car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Myrtle Beach, SC Commute Time

How does your Myrtle Beach, SC commute time compare with the average driver? In Myrtle Beach, the average commute is 21.5 minutes.

Myrtle Beach, SC Traffic

Spending time in Myrtle Beach traffic can lead to higher car insurance rates. According to INRIX data, Myrtle Beach, SC ranks as the 1008th-most congested with traffic in the world.

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Myrtle Beach, SC Car Insurance Quotes

Compare Myrtle Beach, SC car insurance quotes from multiple companies by entering your ZIP code now.