Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Nampa, ID are $239/month
  • The cheapest car insurance company in Nampa for teen drivers is USAA
  • The cheapest car insurance company in Nampa after a DUI is State Farm

Average car insurance rates in Nampa, Idaho are $239 a month. But with a little research you can get a great deal from the top car insurance companies in Nampa, ID. Before you buy Nampa, Idaho car insurance, make sure your coverage meets or exceeds the Idaho minimum of 25/50/15.

It may even be helpful to compare Nampa car insurance rates with Idaho Falls car insurance rates, Coeur d’Alene car insurance rates, or Twin Falls car insurance rates to make sure you’re getting the best Nampa, ID car insurance quotes available.

Need affordable Nampa, ID car insurance? Enter your ZIP code to compare Nampa car insurance quotes from multiple car insurance companies near you.

Nampa, ID Minimum Car Insurance Coverage

Nampa, Idaho law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Nampa, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Nampa, ID Car Insurance Rates by Coverage Level

Some Nampa drivers can get by with the Idaho minimum coverage of 25/50/15. Other drivers may need more. See how much your Nampa, Idaho car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Nampa, Idaho

Insurance Company Low Medium High
Allstate $3,788 $3,964 $4,169
American Family $4,139 $4,374 $3,985
Farmers $2,999 $3,151 $3,442
GEICO $2,340 $2,494 $2,664
Liberty Mutual $2,146 $2,302 $2,471
Nationwide $2,709 $2,917 $2,694
State Farm $1,807 $1,942 $2,059
Travelers $3,163 $3,291 $3,271
USAA $1,659 $1,723 $1,799

Nampa, ID Car Insurance Rates by Age, Gender, and Marital Status

Nampa, Idaho car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Nampa, ID car insurance, get quotes from multiple car insurance companies in the Nampa area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nampa, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,232 $2,209 $1,960 $2,030 $8,479 $9,825 $2,465 $2,589
American Family $2,319 $2,319 $2,054 $2,054 $8,445 $10,934 $2,319 $2,884
Farmers $1,556 $1,546 $1,369 $1,458 $7,867 $8,150 $1,779 $1,853
GEICO $1,788 $1,763 $1,700 $1,651 $3,912 $4,855 $2,461 $1,867
Liberty Mutual $1,394 $1,505 $1,118 $1,256 $4,801 $5,352 $1,475 $1,550
Nationwide $1,852 $1,887 $1,675 $1,772 $4,704 $5,760 $2,186 $2,351
State Farm $1,168 $1,168 $1,065 $1,065 $3,618 $4,566 $1,321 $1,520
Travelers $1,326 $1,345 $1,346 $1,339 $6,776 $10,795 $1,413 $1,592
USAA $1,009 $996 $999 $980 $3,332 $3,737 $1,335 $1,426

Nampa, ID Car Insurance Rates for Teens

How much is Nampa, Idaho car insurance for teens? Compare rates from top Nampa car insurance companies below to help find the cheapest teen car insurance in Nampa, ID.

Annual Car Insurance Rates for Teen Drivers in Nampa, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,479 $9,825
American Family $8,445 $10,934
Farmers $7,867 $8,150
GEICO $3,912 $4,855
Liberty Mutual $4,801 $5,352
Nationwide $4,704 $5,760
State Farm $3,618 $4,566
Travelers $6,776 $10,795
USAA $3,332 $3,737

Nampa, ID Car Insurance Rates for Seniors

Before seniors buy Nampa, Idaho car insurance, they should make sure to shop around. Some Nampa, ID car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Nampa, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,960 $2,030
American Family $2,054 $2,054
Farmers $1,369 $1,458
GEICO $1,700 $1,651
Liberty Mutual $1,118 $1,256
Nationwide $1,675 $1,772
State Farm $1,065 $1,065
Travelers $1,346 $1,339
USAA $999 $980

Nampa, ID Car Insurance Rates by Credit History

How does your credit history affect Nampa, ID car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Nampa, Idaho

Insurance Company Poor Fair Good
Allstate $5,248 $3,562 $3,112
American Family $5,372 $3,843 $3,283
Farmers $3,595 $3,067 $2,930
GEICO $3,038 $2,427 $2,034
Liberty Mutual $3,276 $2,034 $1,609
Nationwide $3,299 $2,678 $2,343
State Farm $2,721 $1,719 $1,369
Travelers $3,704 $3,125 $2,895
USAA $2,490 $1,484 $1,207

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Nampa, ID Car Insurance Rates by Driver History

How does a single speeding ticket affect your Nampa, Idaho car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Nampa.

Annual Nampa, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,260 $4,121 $4,626 $3,888
American Family $3,274 $4,643 $5,027 $3,720
Farmers $2,780 $3,537 $3,332 $3,140
GEICO $1,548 $2,454 $3,409 $2,587
Liberty Mutual $1,916 $2,409 $2,465 $2,435
Nationwide $2,134 $2,752 $3,818 $2,389
State Farm $1,757 $2,116 $1,936 $1,936
Travelers $1,984 $2,845 $4,944 $3,193
USAA $1,240 $1,773 $2,393 $1,502

Nampa, ID Car Insurance Rates With a DUI

Even a single DUI can increase your Nampa, ID car insurance rates. Compare rates below to see which Nampa car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Nampa, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,626
American Family $5,027
Farmers $3,332
GEICO $3,409
Liberty Mutual $2,465
Nationwide $3,818
State Farm $1,936
Travelers $4,944
USAA $2,393

Nampa, ID Car Insurance Rates by ZIP Code

Just like Nampa car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Nampa, ID car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Nampa, Idaho

ZIP Code Average Annual Rates
83651 $2,864
83686 $2,871
83687 $2,872

Nampa, ID Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Nampa, ID car insurance rates may be. Let’s take a look at average car insurance rates from top Nampa companies based on commute time.

Annual Car Insurance Rates by Commute Length in Nampa, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,974 $3,974
American Family $4,079 $4,253
Farmers $3,197 $3,197
GEICO $2,457 $2,542
Liberty Mutual $2,306 $2,306
Nationwide $2,773 $2,773
State Farm $1,888 $1,985
Travelers $3,242 $3,242
USAA $1,706 $1,748

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Nampa, ID Cheapest Car Insurance Rates

How do the top Nampa, Idaho car insurance companies’ average rates stack up against the Nampa average monthly car insurance rates of $239? Take a look and see.

Best Annual Car Insurance Rates by Company in Nampa, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Nampa, ID Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Nampa, Idaho car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Nampa, Idaho

Insurance Company Average Annual Rates
Allstate $3,974
American Family $4,166
Farmers $3,197
GEICO $2,499
Liberty Mutual $2,306
Nationwide $2,773
State Farm $1,936
Travelers $3,242
USAA $1,727

Other Factors Affecting Nampa, ID Car Insurance Rates

Before you buy Nampa, Idaho car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Nampa, ID Car Theft Rates

The car theft rate in Nampa, ID will affect your car insurance rates. FBI data shows that the annual car theft rate for Nampa, Idaho is 255 stolen cars.

Nampa, ID Commute Time

How does your Nampa, ID commute time compare with the average driver? In Nampa, the average commute is 23.1 minutes.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Nampa, ID Car Insurance Quotes

Compare Nampa, ID car insurance quotes from multiple companies by entering your ZIP code now.