Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Sammamish, WA are $284/month
  • Average car insurance rates in Sammamish, WA for senior drivers are $1,790/year
  • The cheapest car insurance company in Sammamish for teen drivers is Nationwide

Average car insurance rates in Sammamish, Washington are $284 a month. But with a little research you can get a great deal from the top car insurance companies in Sammamish, WA. Before you buy Sammamish, Washington car insurance, make sure your coverage meets or exceeds the Washington minimum of 25/50/10.

It may even be helpful to compare Sammamish car insurance rates with Federal Way car insurance rates, Kent car insurance rates, or Vancouver car insurance rates to make sure you’re getting the best Sammamish, WA car insurance quotes available.

Need affordable Sammamish, WA car insurance? Enter your ZIP code to compare Sammamish car insurance quotes from multiple car insurance companies near you.

Sammamish, WA Minimum Car Insurance Coverage

Sammamish, Washington law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Sammamish, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Sammamish, WA Car Insurance Rates by Coverage Level

Some Sammamish drivers can get by with the Washington minimum coverage of 25/50/10. Other drivers may need more. See how much your Sammamish, Washington car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Sammamish, Washington

Insurance Company Low Medium High
Allstate $3,837 $4,055 $4,311
American Family $4,077 $4,305 $4,546
Farmers $3,052 $3,277 $3,487
GEICO $2,661 $2,837 $3,001
Liberty Mutual $4,357 $4,636 $4,879
Nationwide $2,268 $2,399 $2,527
Progressive $3,453 $3,724 $4,266
State Farm $2,741 $2,961 $3,134
USAA $2,260 $2,414 $2,568

Sammamish, WA Car Insurance Rates by Age, Gender, and Marital Status

Sammamish, Washington car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Sammamish, WA car insurance, get quotes from multiple car insurance companies in the Sammamish area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Sammamish, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,317 $2,283 $2,148 $2,255 $8,580 $9,964 $2,454 $2,542
American Family $2,253 $2,253 $2,058 $2,058 $8,703 $11,876 $2,253 $3,020
Farmers $2,307 $2,367 $2,112 $2,388 $5,324 $5,725 $2,912 $3,041
GEICO $1,893 $1,926 $1,771 $1,771 $4,221 $5,493 $3,258 $2,331
Liberty Mutual $2,035 $2,212 $1,809 $2,123 $11,600 $12,738 $2,148 $2,327
Nationwide $1,528 $1,562 $1,421 $1,478 $4,236 $5,142 $1,838 $1,980
Progressive $1,787 $1,668 $1,618 $1,637 $9,228 $10,315 $2,138 $2,123
State Farm $1,819 $1,819 $1,640 $1,640 $5,375 $6,803 $2,075 $2,390
USAA $1,191 $1,173 $1,154 $1,149 $5,272 $6,218 $1,506 $1,646

Sammamish, WA Car Insurance Rates for Teens

How much is Sammamish, Washington car insurance for teens? Compare rates from top Sammamish car insurance companies below to help find the cheapest teen car insurance in Sammamish, WA.

Annual Car Insurance Rates for Teen Drivers in Sammamish, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,580 $9,964
American Family $8,703 $11,876
Farmers $5,324 $5,725
GEICO $4,221 $5,493
Liberty Mutual $11,600 $12,738
Nationwide $4,236 $5,142
Progressive $9,228 $10,315
State Farm $5,375 $6,803
USAA $5,272 $6,218

Sammamish, WA Car Insurance Rates for Seniors

Before seniors buy Sammamish, Washington car insurance, they should make sure to shop around. Some Sammamish, WA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Sammamish, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,148 $2,255
American Family $2,058 $2,058
Farmers $2,112 $2,388
GEICO $1,771 $1,771
Liberty Mutual $1,809 $2,123
Nationwide $1,421 $1,478
Progressive $1,618 $1,637
State Farm $1,640 $1,640
USAA $1,154 $1,149

Sammamish, WA Car Insurance Rates by Credit History

How does your credit history affect Sammamish, WA car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Sammamish, Washington

Insurance Company Poor Fair Good
Allstate $5,026 $3,866 $3,312
American Family $5,088 $4,153 $3,686
Farmers $3,986 $3,019 $2,812
GEICO $3,372 $2,698 $2,429
Liberty Mutual $6,603 $4,076 $3,193
Nationwide $2,862 $2,241 $2,092
Progressive $4,186 $3,753 $3,504
State Farm $4,287 $2,562 $1,986
USAA $3,041 $2,234 $1,967

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Sammamish, WA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Sammamish, Washington car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Sammamish.

Annual Sammamish, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,395 $4,281 $4,775 $3,820
American Family $3,448 $4,428 $5,126 $4,235
Farmers $2,701 $3,366 $3,657 $3,364
GEICO $2,188 $2,796 $4,160 $2,188
Liberty Mutual $3,940 $4,975 $5,066 $4,516
Nationwide $1,863 $2,523 $3,168 $2,037
Progressive $3,081 $4,861 $3,593 $3,721
State Farm $2,670 $3,220 $2,945 $2,945
USAA $1,772 $2,575 $3,211 $2,097

Sammamish, WA Car Insurance Rates With a DUI

Even a single DUI can increase your Sammamish, WA car insurance rates. Compare rates below to see which Sammamish car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Sammamish, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,775
American Family $5,126
Farmers $3,657
GEICO $4,160
Liberty Mutual $5,066
Nationwide $3,168
Progressive $3,593
State Farm $2,945
USAA $3,211

Sammamish, WA Car Insurance Rates by ZIP Code

Just like Sammamish car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Sammamish, WA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Sammamish, Washington

ZIP Code Average Annual Rates
98074 $3,415
98075 $3,422

Sammamish, WA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Sammamish, WA car insurance rates may be. Let’s take a look at average car insurance rates from top Sammamish companies based on commute time.

Annual Car Insurance Rates by Commute Length in Sammamish, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,068 $4,068
American Family $4,222 $4,396
Farmers $3,272 $3,272
GEICO $2,796 $2,869
Liberty Mutual $4,624 $4,624
Nationwide $2,398 $2,398
Progressive $3,814 $3,814
State Farm $2,863 $3,027
USAA $2,390 $2,437

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Sammamish, WA Cheapest Car Insurance Rates

How do the top Sammamish, Washington car insurance companies’ average rates stack up against the Sammamish average monthly car insurance rates of $284? Take a look and see.

Best Annual Car Insurance Rates by Company in Sammamish, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Sammamish, WA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Sammamish, Washington car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Sammamish, Washington

Insurance Company Average Annual Rates
Allstate $4,068
American Family $4,309
Farmers $3,272
GEICO $2,833
Liberty Mutual $4,624
Nationwide $2,398
Progressive $3,814
State Farm $2,945
USAA $2,414

Other Factors Affecting Sammamish, WA Car Insurance Rates

Before you buy Sammamish, Washington car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Sammamish, WA Commute Time

How does your Sammamish, WA commute time compare with the average driver? In Sammamish, the average commute is 33.6 minutes.

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Sammamish, WA Car Insurance Quotes

Compare Sammamish, WA car insurance quotes from multiple companies by entering your ZIP code now.