Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Snowflake, AZ are $284/month
  • Average car insurance rates in Snowflake, AZ for senior drivers are $1,959/year
  • The cheapest car insurance company in Snowflake after a DUI is GEICO

Average car insurance rates in Snowflake, Arizona are $284 a month. But with a little research you can get a great deal from the top car insurance companies in Snowflake, AZ. Before you buy Snowflake, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Snowflake car insurance rates with Tucson car insurance rates, Mesa car insurance rates, or Phoenix car insurance rates to make sure you’re getting the best Snowflake, AZ car insurance quotes available.

Need affordable Snowflake, AZ car insurance? Enter your ZIP code to compare Snowflake car insurance quotes from multiple car insurance companies near you.

Snowflake, AZ Minimum Car Insurance Coverage

Snowflake, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Snowflake, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Snowflake, AZ Car Insurance Rates by Coverage Level

Some Snowflake drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Snowflake, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Snowflake, Arizona

Insurance Company Low Medium High
Allstate $3,985 $4,251 $4,455
American Family $3,575 $3,828 $3,725
Farmers $3,907 $4,611 $5,182
GEICO $1,669 $1,984 $2,227
Nationwide $3,145 $3,265 $3,309
Progressive $3,043 $3,471 $3,728
State Farm $3,355 $3,746 $3,957
Travelers $2,411 $2,699 $2,875
USAA $2,978 $3,261 $3,418

Snowflake, AZ Car Insurance Rates by Age, Gender, and Marital Status

Snowflake, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Snowflake, AZ car insurance, get quotes from multiple car insurance companies in the Snowflake area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Snowflake, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,968 $2,968 $2,895 $2,895 $6,581 $8,561 $3,337 $3,636
American Family $2,473 $2,473 $2,271 $2,271 $6,440 $8,366 $2,473 $2,909
Farmers $2,459 $2,466 $2,184 $2,315 $10,479 $10,920 $2,794 $2,915
GEICO $1,355 $1,504 $1,135 $1,429 $3,787 $4,000 $1,240 $1,230
Nationwide $2,190 $2,235 $1,958 $2,076 $5,350 $6,858 $2,522 $2,727
Progressive $1,912 $1,683 $1,711 $1,628 $7,680 $8,577 $2,061 $2,060
State Farm $2,261 $2,261 $1,984 $1,984 $6,863 $8,624 $2,434 $3,079
Travelers $1,714 $1,802 $1,575 $1,674 $4,816 $5,984 $1,817 $1,910
USAA $1,746 $1,750 $1,629 $1,648 $6,611 $7,590 $2,305 $2,474

Snowflake, AZ Car Insurance Rates for Teens

How much is Snowflake, Arizona car insurance for teens? Compare rates from top Snowflake car insurance companies below to help find the cheapest teen car insurance in Snowflake, AZ.

Annual Car Insurance Rates for Teen Drivers in Snowflake, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,581 $8,561
American Family $6,440 $8,366
Farmers $10,479 $10,920
GEICO $3,787 $4,000
Nationwide $5,350 $6,858
Progressive $7,680 $8,577
State Farm $6,863 $8,624
Travelers $4,816 $5,984
USAA $6,611 $7,590

Snowflake, AZ Car Insurance Rates for Seniors

Before seniors buy Snowflake, Arizona car insurance, they should make sure to shop around. Some Snowflake, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Snowflake, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,895 $2,895
American Family $2,271 $2,271
Farmers $2,184 $2,315
GEICO $1,135 $1,429
Nationwide $1,958 $2,076
Progressive $1,711 $1,628
State Farm $1,984 $1,984
Travelers $1,575 $1,674
USAA $1,629 $1,648

Snowflake, AZ Car Insurance Rates by Credit History

How does your credit history affect Snowflake, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Snowflake, Arizona

Insurance Company Poor Fair Good
Allstate $5,422 $3,855 $3,414
American Family $4,664 $3,473 $2,992
Farmers $5,204 $4,353 $4,142
GEICO $2,687 $1,768 $1,425
Nationwide $3,896 $3,103 $2,719
Progressive $3,820 $3,323 $3,100
State Farm $6,786 $2,627 $1,645
Travelers $3,247 $2,644 $2,094
USAA $4,239 $2,958 $2,460

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Snowflake, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Snowflake, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Snowflake.

Annual Snowflake, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,384 $4,276 $4,872 $4,388
American Family $2,618 $4,126 $5,052 $3,043
Farmers $3,861 $4,969 $4,848 $4,587
GEICO $1,534 $2,057 $2,714 $1,534
Nationwide $2,742 $2,881 $4,268 $3,068
Progressive $3,015 $3,955 $3,183 $3,503
State Farm $3,363 $4,009 $3,686 $3,686
Travelers $2,135 $2,774 $3,075 $2,662
USAA $2,340 $3,356 $4,425 $2,756

Snowflake, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Snowflake, AZ car insurance rates. Compare rates below to see which Snowflake car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Snowflake, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,872
American Family $5,052
Farmers $4,848
GEICO $2,714
Nationwide $4,268
Progressive $3,183
State Farm $3,686
Travelers $3,075
USAA $4,425

Snowflake, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Snowflake, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Snowflake companies based on commute time.

Annual Car Insurance Rates by Commute Length in Snowflake, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,230 $4,230
American Family $3,673 $3,746
Farmers $4,566 $4,566
GEICO $1,925 $1,994
Nationwide $3,240 $3,240
Progressive $3,414 $3,414
State Farm $3,595 $3,777
Travelers $2,662 $2,662
USAA $3,184 $3,254

Snowflake, AZ Cheapest Car Insurance Rates

How do the top Snowflake, Arizona car insurance companies’ average rates stack up against the Snowflake average monthly car insurance rates of $284? Take a look and see.

Best Annual Car Insurance Rates by Company in Snowflake, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Snowflake, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Snowflake, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Snowflake, Arizona

Insurance Company Average Annual Rates
Allstate $4,230
American Family $3,710
Farmers $4,566
GEICO $1,960
Nationwide $3,240
Progressive $3,414
State Farm $3,686
Travelers $2,662
USAA $3,219

Other Factors Affecting Snowflake, AZ Car Insurance Rates

Before you buy Snowflake, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Snowflake, AZ Commute Time

How does your Snowflake, AZ commute time compare with the average driver? In Snowflake, the average commute is 21.0 minutes.

Snowflake, AZ Car Insurance Quotes

Compare Snowflake, AZ car insurance quotes from multiple companies by entering your ZIP code now.