Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Tucson, AZ are $336/month
  • The cheapest car insurance company in Tucson after a DUI is GEICO
  • Average car insurance rates in Tucson, AZ for senior drivers are $2,307/year

Average car insurance rates in Tucson, Arizona are $336 a month. But with a little research you can get a great deal from the top car insurance companies in Tucson, AZ. Before you buy Tucson, Arizona car insurance, make sure your coverage meets or exceeds the Arizona minimum of 15/30/10.

It may even be helpful to compare Tucson car insurance rates with Mesa car insurance rates, Phoenix car insurance rates, or Tempe car insurance rates to make sure you’re getting the best Tucson, AZ car insurance quotes available.

Need affordable Tucson, AZ car insurance? Enter your ZIP code to compare Tucson car insurance quotes from multiple car insurance companies near you.

Tucson, AZ Minimum Car Insurance Coverage

Tucson, Arizona law requires drivers carry a minimum of 15/30/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Tucson, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Tucson, AZ Car Insurance Rates by Coverage Level

Some Tucson drivers can get by with the Arizona minimum coverage of 15/30/10. Other drivers may need more. See how much your Tucson, Arizona car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Tucson, Arizona

Insurance Company Low Medium High
Allstate $4,599 $4,963 $5,244
American Family $4,131 $4,434 $4,325
Farmers $4,861 $5,688 $6,344
GEICO $1,890 $2,292 $2,589
Nationwide $3,390 $3,601 $3,690
Progressive $3,256 $3,762 $4,061
State Farm $5,008 $5,705 $6,079
Travelers $2,860 $3,242 $3,475
USAA $2,837 $3,126 $3,286

Tucson, AZ Car Insurance Rates by Age, Gender, and Marital Status

Tucson, Arizona car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Tucson, AZ car insurance, get quotes from multiple car insurance companies in the Tucson area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Tucson, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,516 $3,516 $3,424 $3,424 $7,596 $9,813 $3,927 $4,265
American Family $2,837 $2,837 $2,605 $2,605 $7,512 $9,812 $2,837 $3,327
Farmers $3,029 $3,018 $2,694 $2,866 $12,989 $13,448 $3,440 $3,566
GEICO $1,538 $1,714 $1,304 $1,665 $4,415 $4,642 $1,402 $1,376
Nationwide $2,398 $2,439 $2,147 $2,272 $5,911 $7,561 $2,766 $2,988
Progressive $2,032 $1,779 $1,827 $1,735 $8,419 $9,390 $2,189 $2,174
State Farm $3,375 $3,375 $2,985 $2,985 $10,567 $13,269 $3,632 $4,592
Travelers $2,001 $2,103 $1,857 $1,973 $5,879 $7,382 $2,118 $2,226
USAA $1,679 $1,683 $1,568 $1,586 $6,321 $7,243 $2,213 $2,371

Tucson, AZ Car Insurance Rates for Teens

How much is Tucson, Arizona car insurance for teens? Compare rates from top Tucson car insurance companies below to help find the cheapest teen car insurance in Tucson, AZ.

Annual Car Insurance Rates for Teen Drivers in Tucson, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,596 $9,813
American Family $7,512 $9,812
Farmers $12,989 $13,448
GEICO $4,415 $4,642
Nationwide $5,911 $7,561
Progressive $8,419 $9,390
State Farm $10,567 $13,269
Travelers $5,879 $7,382
USAA $6,321 $7,243

Tucson, AZ Car Insurance Rates for Seniors

Before seniors buy Tucson, Arizona car insurance, they should make sure to shop around. Some Tucson, AZ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Tucson, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,424 $3,424
American Family $2,605 $2,605
Farmers $2,694 $2,866
GEICO $1,304 $1,665
Nationwide $2,147 $2,272
Progressive $1,827 $1,735
State Farm $2,985 $2,985
Travelers $1,857 $1,973
USAA $1,568 $1,586

Tucson, AZ Car Insurance Rates by Credit History

How does your credit history affect Tucson, AZ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Tucson, Arizona

Insurance Company Poor Fair Good
Allstate $6,303 $4,496 $4,008
American Family $5,402 $4,023 $3,466
Farmers $6,416 $5,371 $5,107
GEICO $3,100 $2,034 $1,636
Nationwide $4,284 $3,411 $2,986
Progressive $4,116 $3,599 $3,364
State Farm $10,291 $3,994 $2,508
Travelers $3,883 $3,170 $2,524
USAA $4,055 $2,835 $2,360

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Tucson, AZ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Tucson, Arizona car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Tucson.

Annual Tucson, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,952 $5,006 $5,670 $5,113
American Family $3,044 $4,723 $5,882 $3,538
Farmers $4,750 $6,137 $5,987 $5,652
GEICO $1,746 $2,365 $3,170 $1,746
Nationwide $3,015 $3,171 $4,685 $3,370
Progressive $3,257 $4,294 $3,438 $3,784
State Farm $5,086 $6,110 $5,598 $5,598
Travelers $2,552 $3,331 $3,703 $3,184
USAA $2,242 $3,214 $4,238 $2,639

Tucson, AZ Car Insurance Rates With a DUI

Even a single DUI can increase your Tucson, AZ car insurance rates. Compare rates below to see which Tucson car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Tucson, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,670
American Family $5,882
Farmers $5,987
GEICO $3,170
Nationwide $4,685
Progressive $3,438
State Farm $5,598
Travelers $3,703
USAA $4,238

Tucson, AZ Car Insurance Rates by ZIP Code

Just like Tucson car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Tucson, AZ car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Tucson, Arizona

ZIP Code Average Annual Rates
85701 $4,075
85704 $3,935
85705 $4,108
85706 $4,050
85708 $3,882
85709 $4,148
85710 $3,951
85711 $3,990
85712 $3,990
85713 $4,051
85714 $3,972
85715 $4,033
85716 $4,044
85718 $3,968
85719 $3,999
85721 $4,071
85730 $3,933
85735 $4,016
85736 $3,869
85745 $3,958
85746 $4,051
85747 $3,855
85748 $3,917
85749 $4,041

Tucson, AZ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Tucson, AZ car insurance rates may be. Let’s take a look at average car insurance rates from top Tucson companies based on commute time.

Annual Car Insurance Rates by Commute Length in Tucson, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,935 $4,935
American Family $4,255 $4,338
Farmers $5,631 $5,631
GEICO $2,219 $2,294
Nationwide $3,560 $3,560
Progressive $3,693 $3,693
State Farm $5,455 $5,740
Travelers $3,192 $3,192
USAA $3,050 $3,116

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Tucson, AZ Cheapest Car Insurance Rates

How do the top Tucson, Arizona car insurance companies’ average rates stack up against the Tucson average monthly car insurance rates of $336? Take a look and see.

Best Annual Car Insurance Rates by Company in Tucson, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Tucson, AZ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Tucson, Arizona car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Tucson, Arizona

Insurance Company Average Annual Rates
Allstate $4,935
American Family $4,297
Farmers $5,631
GEICO $2,257
Nationwide $3,560
Progressive $3,693
State Farm $5,598
Travelers $3,192
USAA $3,083

Other Factors Affecting Tucson, AZ Car Insurance Rates

Before you buy Tucson, Arizona car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Tucson, AZ Car Theft Rates

The car theft rate in Tucson, AZ will affect your car insurance rates. FBI data shows that the annual car theft rate for Tucson, Arizona is 2,568 stolen cars.

Tucson, AZ Commute Time

How does your Tucson, AZ commute time compare with the average driver? In Tucson, the average commute is 22.5 minutes.

Tucson, AZ Traffic

Spending time in Tucson traffic can lead to higher car insurance rates. According to INRIX data, Tucson, AZ ranks as the 671st-most congested with traffic in the world.

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Tucson, AZ Car Insurance Quotes

Compare Tucson, AZ car insurance quotes from multiple companies by entering your ZIP code now.