Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in West Winfield for teen drivers is GEICO
  • The cheapest car insurance company in West Winfield after a DUI is Progressive
  • Average car insurance rates in West Winfield, NY for senior drivers are $2,108/year

Average car insurance rates in West Winfield, New York are $284 a month. But with a little research you can get a great deal from the top car insurance companies in West Winfield, NY. Before you buy West Winfield, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare West Winfield car insurance rates with Buffalo car insurance rates, Yonkers car insurance rates, or Schenectady car insurance rates to make sure you’re getting the best West Winfield, NY car insurance quotes available.

Need affordable West Winfield, NY car insurance? Enter your ZIP code to compare West Winfield car insurance quotes from multiple car insurance companies near you.

West Winfield, NY Minimum Car Insurance Coverage

West Winfield, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in West Winfield, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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West Winfield, NY Car Insurance Rates by Coverage Level

Some West Winfield drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your West Winfield, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in West Winfield, New York

Insurance Company Low Medium High
Allstate $3,631 $3,788 $3,976
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $2,628 $2,750 $2,931
Progressive $2,690 $2,810 $2,971
State Farm $2,883 $3,048 $3,164
Travelers $3,293 $3,427 $3,660
USAA $3,250 $3,324 $3,442

West Winfield, NY Car Insurance Rates by Age, Gender, and Marital Status

West Winfield, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy West Winfield, NY car insurance, get quotes from multiple car insurance companies in the West Winfield area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in West Winfield, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,548 $2,416 $2,377 $2,421 $7,436 $8,040 $2,558 $2,592
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,105 $2,105 $1,989 $1,989 $3,696 $5,494 $2,105 $2,674
Progressive $1,714 $1,616 $1,387 $1,405 $5,710 $6,374 $2,213 $2,168
State Farm $1,899 $1,899 $1,655 $1,655 $5,604 $7,238 $2,087 $2,219
Travelers $2,477 $2,515 $2,261 $2,435 $5,751 $6,848 $2,635 $2,760
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

West Winfield, NY Car Insurance Rates for Teens

How much is West Winfield, New York car insurance for teens? Compare rates from top West Winfield car insurance companies below to help find the cheapest teen car insurance in West Winfield, NY.

Annual Car Insurance Rates for Teen Drivers in West Winfield, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,436 $8,040
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $3,696 $5,494
Progressive $5,710 $6,374
State Farm $5,604 $7,238
Travelers $5,751 $6,848
USAA $6,993 $8,362

West Winfield, NY Car Insurance Rates for Seniors

Before seniors buy West Winfield, New York car insurance, they should make sure to shop around. Some West Winfield, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in West Winfield, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,377 $2,421
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $1,989 $1,989
Progressive $1,387 $1,405
State Farm $1,655 $1,655
Travelers $2,261 $2,435
USAA $1,576 $1,583

West Winfield, NY Car Insurance Rates by Credit History

How does your credit history affect West Winfield, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in West Winfield, New York

Insurance Company Poor Fair Good
Allstate $5,397 $3,207 $2,791
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $2,770 $2,770 $2,770
Progressive $4,456 $2,316 $1,698
State Farm $4,280 $2,685 $2,131
Travelers $4,746 $3,012 $2,623
USAA $5,185 $2,565 $2,265

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West Winfield, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your West Winfield, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in West Winfield.

Annual West Winfield, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,227 $3,227 $4,685 $4,054
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,122 $2,122 $4,664 $2,170
Progressive $2,748 $2,748 $3,033 $2,764
State Farm $2,889 $2,889 $3,175 $3,175
Travelers $2,968 $3,688 $3,743 $3,441
USAA $2,972 $3,020 $4,343 $3,020

West Winfield, NY Car Insurance Rates With a DUI

Even a single DUI can increase your West Winfield, NY car insurance rates. Compare rates below to see which West Winfield car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in West Winfield, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,685
GEICO $3,419
Liberty Mutual $9,308
Nationwide $4,664
Progressive $3,033
State Farm $3,175
Travelers $3,743
USAA $4,343

West Winfield, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your West Winfield, NY car insurance rates may be. Let’s take a look at average car insurance rates from top West Winfield companies based on commute time.

Annual Car Insurance Rates by Commute Length in West Winfield, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,747 $3,850
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $2,770 $2,770
Progressive $2,823 $2,823
State Farm $2,927 $3,137
Travelers $3,460 $3,460
USAA $3,305 $3,372

West Winfield, NY Cheapest Car Insurance Rates

How do the top West Winfield, New York car insurance companies’ average rates stack up against the West Winfield average monthly car insurance rates of $284? Take a look and see.

Best Annual Car Insurance Rates by Company in West Winfield, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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West Winfield, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top West Winfield, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in West Winfield, New York

Insurance Company Average Annual Rates
Allstate $3,798
GEICO $2,182
Liberty Mutual $5,850
Nationwide $2,770
Progressive $2,823
State Farm $3,032
Travelers $3,460
USAA $3,339

Other Factors Affecting West Winfield, NY Car Insurance Rates

Before you buy West Winfield, New York car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

West Winfield, NY Commute Time

How does your West Winfield, NY commute time compare with the average driver? In West Winfield, the average commute is 24.5 minutes.

West Winfield, NY Car Insurance Quotes

Compare West Winfield, NY car insurance quotes from multiple companies by entering your ZIP code now.