Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • Average car insurance rates in Wilburton, OK for senior drivers are $2,411/year
  • Average car insurance rates in Wilburton, OK are $341/month
  • The cheapest car insurance company in Wilburton after a DUI is State Farm

Average car insurance rates in Wilburton, Oklahoma are $341 a month. But with a little research you can get a great deal from the top car insurance companies in Wilburton, OK. Before you buy Wilburton, Oklahoma car insurance, make sure your coverage meets or exceeds the Oklahoma minimum of 25/50/25.

It may even be helpful to compare Wilburton car insurance rates with Stillwater car insurance rates, Enid car insurance rates, or Edmond car insurance rates to make sure you’re getting the best Wilburton, OK car insurance quotes available.

Need affordable Wilburton, OK car insurance? Enter your ZIP code to compare Wilburton car insurance quotes from multiple car insurance companies near you.

Wilburton, OK Minimum Car Insurance Coverage

Wilburton, Oklahoma law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Wilburton, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Wilburton, OK Car Insurance Rates by Coverage Level

Some Wilburton drivers can get by with the Oklahoma minimum coverage of 25/50/25. Other drivers may need more. See how much your Wilburton, Oklahoma car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Wilburton, Oklahoma

Insurance Company Low Medium High
Allstate $3,340 $3,520 $3,737
Farmers $3,811 $3,925 $4,157
GEICO $3,343 $3,576 $3,788
Liberty Mutual $6,323 $6,638 $7,026
Progressive $4,375 $4,707 $5,138
State Farm $2,742 $2,883 $3,085
USAA $3,125 $3,252 $3,409

Wilburton, OK Car Insurance Rates by Age, Gender, and Marital Status

Wilburton, Oklahoma car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Wilburton, OK car insurance, get quotes from multiple car insurance companies in the Wilburton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Wilburton, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,211 $2,224 $2,029 $2,131 $6,773 $7,954 $2,395 $2,541
Farmers $2,315 $2,298 $2,084 $2,195 $8,603 $8,815 $2,633 $2,769
GEICO $2,341 $2,562 $2,465 $2,763 $6,880 $7,375 $2,059 $2,106
Liberty Mutual $4,527 $4,784 $3,975 $4,329 $12,431 $13,651 $4,712 $4,888
Progressive $2,618 $2,486 $2,153 $2,286 $10,431 $11,687 $3,058 $3,198
State Farm $2,041 $2,041 $1,781 $1,781 $4,877 $6,192 $2,134 $2,381
USAA $1,960 $1,968 $1,878 $1,907 $6,167 $6,912 $2,524 $2,779

Wilburton, OK Car Insurance Rates for Teens

How much is Wilburton, Oklahoma car insurance for teens? Compare rates from top Wilburton car insurance companies below to help find the cheapest teen car insurance in Wilburton, OK.

Annual Car Insurance Rates for Teen Drivers in Wilburton, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,773 $7,954
Farmers $8,603 $8,815
GEICO $6,880 $7,375
Liberty Mutual $12,431 $13,651
Progressive $10,431 $11,687
State Farm $4,877 $6,192
USAA $6,167 $6,912

Wilburton, OK Car Insurance Rates for Seniors

Before seniors buy Wilburton, Oklahoma car insurance, they should make sure to shop around. Some Wilburton, OK car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Wilburton, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,029 $2,131
Farmers $2,084 $2,195
GEICO $2,465 $2,763
Liberty Mutual $3,975 $4,329
Progressive $2,153 $2,286
State Farm $1,781 $1,781
USAA $1,878 $1,907

Wilburton, OK Car Insurance Rates by Credit History

How does your credit history affect Wilburton, OK car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Wilburton, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,363 $3,311 $2,922
Farmers $4,568 $3,754 $3,571
GEICO $4,301 $3,569 $2,836
Liberty Mutual $9,579 $5,832 $4,575
Progressive $5,379 $4,581 $4,259
State Farm $4,042 $2,587 $2,082
USAA $4,832 $2,755 $2,198

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Wilburton, OK Car Insurance Rates by Driver History

How does a single speeding ticket affect your Wilburton, Oklahoma car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Wilburton.

Annual Wilburton, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,035 $3,558 $4,118 $3,418
Farmers $3,346 $4,291 $4,186 $4,033
GEICO $2,606 $3,978 $4,401 $3,290
Liberty Mutual $4,489 $7,497 $8,485 $6,178
Progressive $3,690 $6,859 $4,076 $4,334
State Farm $2,716 $3,091 $2,904 $2,904
USAA $2,411 $3,453 $4,221 $2,963

Wilburton, OK Car Insurance Rates With a DUI

Even a single DUI can increase your Wilburton, OK car insurance rates. Compare rates below to see which Wilburton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Wilburton, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,118
Farmers $4,186
GEICO $4,401
Liberty Mutual $8,485
Progressive $4,076
State Farm $2,904
USAA $4,221

Wilburton, OK Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Wilburton, OK car insurance rates may be. Let’s take a look at average car insurance rates from top Wilburton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Wilburton, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,532 $3,532
Farmers $3,964 $3,964
GEICO $3,498 $3,640
Liberty Mutual $6,662 $6,662
Progressive $4,740 $4,740
State Farm $2,853 $2,954
USAA $3,222 $3,302

Wilburton, OK Cheapest Car Insurance Rates

How do the top Wilburton, Oklahoma car insurance companies’ average rates stack up against the Wilburton average monthly car insurance rates of $341? Take a look and see.

Best Annual Car Insurance Rates by Company in Wilburton, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Wilburton, OK Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Wilburton, Oklahoma car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Wilburton, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,532
Farmers $3,964
GEICO $3,569
Liberty Mutual $6,662
Progressive $4,740
State Farm $2,904
USAA $3,262

Other Factors Affecting Wilburton, OK Car Insurance Rates

Before you buy Wilburton, Oklahoma car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Wilburton, OK Commute Time

How does your Wilburton, OK commute time compare with the average driver? In Wilburton, the average commute is 21.7 minutes.

Wilburton, OK Car Insurance Quotes

Compare Wilburton, OK car insurance quotes from multiple companies by entering your ZIP code now.