Affordable Car Insurance Rates in Wilburton, OK (2021)
Car insurance rates in Wilburton, OK are $341/month on average. By law, Oklahoma drivers need to carry at least 25/50/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Wilburton car insurance companies to get the coverage you need at the best rates available.
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Written by
Leslie Kasperowicz
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Reviewed by
Melanie Musson
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UPDATED: Apr 13, 2022
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- Average car insurance rates in Wilburton, OK for senior drivers are $2,411/year
- Average car insurance rates in Wilburton, OK are $341/month
- The cheapest car insurance company in Wilburton after a DUI is State Farm
Average car insurance rates in Wilburton, Oklahoma are $341 a month. But with a little research you can get a great deal from the top car insurance companies in Wilburton, OK. Before you buy Wilburton, Oklahoma car insurance, make sure your coverage meets or exceeds the Oklahoma minimum of 25/50/25.
It may even be helpful to compare Wilburton car insurance rates with Stillwater car insurance rates, Enid car insurance rates, or Edmond car insurance rates to make sure you’re getting the best Wilburton, OK car insurance quotes available.
Need affordable Wilburton, OK car insurance? Enter your ZIP code to compare Wilburton car insurance quotes from multiple car insurance companies near you.
Table of Contents
Wilburton, OK Minimum Car Insurance Coverage
Wilburton, Oklahoma law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Wilburton, OK Car Insurance Rates by Coverage Level
Some Wilburton drivers can get by with the Oklahoma minimum coverage of 25/50/25. Other drivers may need more. See how much your Wilburton, Oklahoma car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,340 | $3,520 | $3,737 |
| Farmers | $3,811 | $3,925 | $4,157 |
| GEICO | $3,343 | $3,576 | $3,788 |
| Liberty Mutual | $6,323 | $6,638 | $7,026 |
| Progressive | $4,375 | $4,707 | $5,138 |
| State Farm | $2,742 | $2,883 | $3,085 |
| USAA | $3,125 | $3,252 | $3,409 |
Wilburton, OK Car Insurance Rates by Age, Gender, and Marital Status
Wilburton, Oklahoma car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Wilburton, OK car insurance, get quotes from multiple car insurance companies in the Wilburton area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,211 | $2,224 | $2,029 | $2,131 | $6,773 | $7,954 | $2,395 | $2,541 |
| Farmers | $2,315 | $2,298 | $2,084 | $2,195 | $8,603 | $8,815 | $2,633 | $2,769 |
| GEICO | $2,341 | $2,562 | $2,465 | $2,763 | $6,880 | $7,375 | $2,059 | $2,106 |
| Liberty Mutual | $4,527 | $4,784 | $3,975 | $4,329 | $12,431 | $13,651 | $4,712 | $4,888 |
| Progressive | $2,618 | $2,486 | $2,153 | $2,286 | $10,431 | $11,687 | $3,058 | $3,198 |
| State Farm | $2,041 | $2,041 | $1,781 | $1,781 | $4,877 | $6,192 | $2,134 | $2,381 |
| USAA | $1,960 | $1,968 | $1,878 | $1,907 | $6,167 | $6,912 | $2,524 | $2,779 |
Wilburton, OK Car Insurance Rates for Teens
How much is Wilburton, Oklahoma car insurance for teens? Compare rates from top Wilburton car insurance companies below to help find the cheapest teen car insurance in Wilburton, OK.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,773 | $7,954 |
| Farmers | $8,603 | $8,815 |
| GEICO | $6,880 | $7,375 |
| Liberty Mutual | $12,431 | $13,651 |
| Progressive | $10,431 | $11,687 |
| State Farm | $4,877 | $6,192 |
| USAA | $6,167 | $6,912 |
Wilburton, OK Car Insurance Rates for Seniors
Before seniors buy Wilburton, Oklahoma car insurance, they should make sure to shop around. Some Wilburton, OK car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,029 | $2,131 |
| Farmers | $2,084 | $2,195 |
| GEICO | $2,465 | $2,763 |
| Liberty Mutual | $3,975 | $4,329 |
| Progressive | $2,153 | $2,286 |
| State Farm | $1,781 | $1,781 |
| USAA | $1,878 | $1,907 |
Wilburton, OK Car Insurance Rates by Credit History
How does your credit history affect Wilburton, OK car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,363 | $3,311 | $2,922 |
| Farmers | $4,568 | $3,754 | $3,571 |
| GEICO | $4,301 | $3,569 | $2,836 |
| Liberty Mutual | $9,579 | $5,832 | $4,575 |
| Progressive | $5,379 | $4,581 | $4,259 |
| State Farm | $4,042 | $2,587 | $2,082 |
| USAA | $4,832 | $2,755 | $2,198 |
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Wilburton, OK Car Insurance Rates by Driver History
How does a single speeding ticket affect your Wilburton, Oklahoma car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Wilburton.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,035 | $3,558 | $4,118 | $3,418 |
| Farmers | $3,346 | $4,291 | $4,186 | $4,033 |
| GEICO | $2,606 | $3,978 | $4,401 | $3,290 |
| Liberty Mutual | $4,489 | $7,497 | $8,485 | $6,178 |
| Progressive | $3,690 | $6,859 | $4,076 | $4,334 |
| State Farm | $2,716 | $3,091 | $2,904 | $2,904 |
| USAA | $2,411 | $3,453 | $4,221 | $2,963 |
Wilburton, OK Car Insurance Rates With a DUI
Even a single DUI can increase your Wilburton, OK car insurance rates. Compare rates below to see which Wilburton car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,118 |
| Farmers | $4,186 |
| GEICO | $4,401 |
| Liberty Mutual | $8,485 |
| Progressive | $4,076 |
| State Farm | $2,904 |
| USAA | $4,221 |
Wilburton, OK Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Wilburton, OK car insurance rates may be. Let’s take a look at average car insurance rates from top Wilburton companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,532 | $3,532 |
| Farmers | $3,964 | $3,964 |
| GEICO | $3,498 | $3,640 |
| Liberty Mutual | $6,662 | $6,662 |
| Progressive | $4,740 | $4,740 |
| State Farm | $2,853 | $2,954 |
| USAA | $3,222 | $3,302 |
Wilburton, OK Cheapest Car Insurance Rates
How do the top Wilburton, Oklahoma car insurance companies’ average rates stack up against the Wilburton average monthly car insurance rates of $341? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Wilburton, OK Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Wilburton, Oklahoma car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,532 |
| Farmers | $3,964 |
| GEICO | $3,569 |
| Liberty Mutual | $6,662 |
| Progressive | $4,740 |
| State Farm | $2,904 |
| USAA | $3,262 |
Other Factors Affecting Wilburton, OK Car Insurance Rates
Before you buy Wilburton, Oklahoma car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Wilburton, OK Commute Time
How does your Wilburton, OK commute time compare with the average driver? In Wilburton, the average commute is 21.7 minutes.
Wilburton, OK Car Insurance Quotes
Compare Wilburton, OK car insurance quotes from multiple companies by entering your ZIP code now.