Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Bayonne after a DUI is GEICO
  • The cheapest car insurance company in Bayonne for teen drivers is GEICO
  • Average car insurance rates in Bayonne, NJ for senior drivers are $4,214/year

Average car insurance rates in Bayonne, New Jersey are $572 a month. But with a little research you can get a great deal from the top car insurance companies in Bayonne, NJ. Before you buy Bayonne, New Jersey car insurance, make sure your coverage meets or exceeds the New Jersey minimum of 15/30/5.

It may even be helpful to compare Bayonne car insurance rates with Passaic car insurance rates, Union City car insurance rates, or Clifton car insurance rates to make sure you’re getting the best Bayonne, NJ car insurance quotes available.

Need affordable Bayonne, NJ car insurance? Enter your ZIP code to compare Bayonne car insurance quotes from multiple car insurance companies near you.

Bayonne, NJ Minimum Car Insurance Coverage

Bayonne, New Jersey law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Bayonne, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Bayonne, NJ Car Insurance Rates by Coverage Level

Some Bayonne drivers can get by with the New Jersey minimum coverage of 15/30/5. Other drivers may need more. See how much your Bayonne, New Jersey car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Bayonne, New Jersey

Insurance Company Low Medium High
Allstate $6,342 $7,046 $7,421
Farmers $8,874 $9,678 $10,672
GEICO $2,734 $3,099 $3,302
Liberty Mutual $7,848 $9,085 $9,501
Progressive $4,569 $5,039 $5,319
State Farm $8,828 $9,656 $10,100
Travelers $4,600 $5,012 $5,435

Bayonne, NJ Car Insurance Rates by Age, Gender, and Marital Status

Bayonne, New Jersey car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Bayonne, NJ car insurance, get quotes from multiple car insurance companies in the Bayonne area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Bayonne, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,190 $4,172 $4,080 $4,080 $13,110 $15,860 $4,951 $5,051
Farmers $6,054 $6,132 $5,868 $5,758 $18,292 $21,118 $7,229 $7,478
GEICO $2,479 $2,430 $2,414 $2,414 $4,498 $4,499 $2,849 $2,778
Liberty Mutual $5,752 $5,752 $6,328 $6,328 $15,294 $17,402 $6,328 $7,309
Progressive $2,497 $2,304 $2,245 $2,301 $11,650 $12,967 $2,971 $2,870
State Farm $5,539 $5,539 $5,012 $5,012 $18,268 $23,470 $6,323 $7,062
Travelers $3,876 $3,721 $3,577 $3,585 $8,521 $9,454 $3,731 $3,663

Bayonne, NJ Car Insurance Rates for Teens

How much is Bayonne, New Jersey car insurance for teens? Compare rates from top Bayonne car insurance companies below to help find the cheapest teen car insurance in Bayonne, NJ.

Annual Car Insurance Rates for Teen Drivers in Bayonne, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,110 $15,860
Farmers $18,292 $21,118
GEICO $4,498 $4,499
Liberty Mutual $15,294 $17,402
Progressive $11,650 $12,967
State Farm $18,268 $23,470
Travelers $8,521 $9,454

Bayonne, NJ Car Insurance Rates for Seniors

Before seniors buy Bayonne, New Jersey car insurance, they should make sure to shop around. Some Bayonne, NJ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Bayonne, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,080 $4,080
Farmers $5,868 $5,758
GEICO $2,414 $2,414
Liberty Mutual $6,328 $6,328
Progressive $2,245 $2,301
State Farm $5,012 $5,012
Travelers $3,577 $3,585

Bayonne, NJ Car Insurance Rates by Credit History

How does your credit history affect Bayonne, NJ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Bayonne, New Jersey

Insurance Company Poor Fair Good
Allstate $9,744 $6,186 $4,879
Farmers $11,578 $9,074 $8,571
GEICO $4,597 $2,635 $1,904
Liberty Mutual $11,191 $8,273 $6,970
Progressive $5,576 $4,862 $4,489
State Farm $13,812 $8,308 $6,465
Travelers $6,816 $4,927 $3,305

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Bayonne, NJ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Bayonne, New Jersey car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Bayonne.

Annual Bayonne, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,210 $8,677 $7,525 $6,333
Farmers $7,505 $12,894 $10,360 $8,206
GEICO $2,363 $3,114 $4,341 $2,363
Liberty Mutual $8,460 $9,685 $8,641 $8,460
Progressive $4,279 $5,729 $4,891 $5,004
State Farm $5,152 $9,426 $15,191 $8,344
Travelers $3,838 $5,771 $5,546 $4,910

Bayonne, NJ Car Insurance Rates With a DUI

Even a single DUI can increase your Bayonne, NJ car insurance rates. Compare rates below to see which Bayonne car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Bayonne, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,525
Farmers $10,360
GEICO $4,341
Liberty Mutual $8,641
Progressive $4,891
State Farm $15,191
Travelers $5,546

Bayonne, NJ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Bayonne, NJ car insurance rates may be. Let’s take a look at average car insurance rates from top Bayonne companies based on commute time.

Annual Car Insurance Rates by Commute Length in Bayonne, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,924 $6,948
Farmers $9,741 $9,741
GEICO $3,020 $3,070
Liberty Mutual $8,724 $8,899
Progressive $4,976 $4,976
State Farm $9,278 $9,778
Travelers $5,016 $5,016

Bayonne, NJ Cheapest Car Insurance Rates

How do the top Bayonne, New Jersey car insurance companies’ average rates stack up against the Bayonne average monthly car insurance rates of $572? Take a look and see.

Best Annual Car Insurance Rates by Company in Bayonne, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Bayonne, NJ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Bayonne, New Jersey car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Bayonne, New Jersey

Insurance Company Average Annual Rates
Allstate $6,936
Farmers $9,741
GEICO $3,045
Liberty Mutual $8,811
Progressive $4,976
State Farm $9,528
Travelers $5,016

Other Factors Affecting Bayonne, NJ Car Insurance Rates

Before you buy Bayonne, New Jersey car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Bayonne, NJ Commute Time

How does your Bayonne, NJ commute time compare with the average driver? In Bayonne, the average commute is 36.1 minutes.

Bayonne, NJ Car Insurance Quotes

Compare Bayonne, NJ car insurance quotes from multiple companies by entering your ZIP code now.