Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Blaine, MN for senior drivers are $3,106/year
  • The cheapest car insurance company in Blaine after a DUI is State Farm
  • The cheapest car insurance company in Blaine for teen drivers is State Farm

Average car insurance rates in Blaine, Minnesota are $392 a month. But with a little research you can get a great deal from the top car insurance companies in Blaine, MN. Before you buy Blaine, Minnesota car insurance, make sure your coverage meets or exceeds the Minnesota minimum of 30/60/10.

It may even be helpful to compare Blaine car insurance rates with Rochester car insurance rates, Plymouth car insurance rates, or St. Paul car insurance rates to make sure you’re getting the best Blaine, MN car insurance quotes available.

Need affordable Blaine, MN car insurance? Enter your ZIP code to compare Blaine car insurance quotes from multiple car insurance companies near you.

Blaine, MN Minimum Car Insurance Coverage

Blaine, Minnesota law requires drivers carry a minimum of 30/60/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Blaine, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Blaine, MN Car Insurance Rates by Coverage Level

Some Blaine drivers can get by with the Minnesota minimum coverage of 30/60/10. Other drivers may need more. See how much your Blaine, Minnesota car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Blaine, Minnesota

Insurance Company Low Medium High
Allstate $5,039 $5,113 $5,200
American Family $3,795 $3,918 $3,733
Farmers $3,324 $3,487 $3,596
GEICO $3,475 $3,607 $3,742
Liberty Mutual $12,878 $13,261 $13,604
Nationwide $2,939 $3,165 $3,310
State Farm $2,208 $2,325 $2,410
USAA $2,875 $2,963 $3,056

Blaine, MN Car Insurance Rates by Age, Gender, and Marital Status

Blaine, Minnesota car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Blaine, MN car insurance, get quotes from multiple car insurance companies in the Blaine area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Blaine, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,416 $3,416 $3,308 $3,308 $7,810 $11,170 $4,175 $4,336
American Family $2,409 $2,409 $2,191 $2,191 $6,677 $9,543 $2,409 $2,694
Farmers $2,215 $2,218 $2,131 $2,269 $6,500 $6,635 $2,921 $2,864
GEICO $2,688 $2,662 $2,561 $2,489 $5,888 $7,425 $2,513 $2,638
Liberty Mutual $9,496 $9,496 $9,407 $9,407 $18,315 $27,293 $9,496 $13,071
Nationwide $2,085 $2,077 $1,861 $1,965 $5,494 $6,606 $2,468 $2,548
State Farm $1,690 $1,690 $1,528 $1,528 $3,836 $4,683 $1,952 $1,609
USAA $1,953 $1,910 $1,794 $1,765 $5,344 $5,774 $2,527 $2,648

Blaine, MN Car Insurance Rates for Teens

How much is Blaine, Minnesota car insurance for teens? Compare rates from top Blaine car insurance companies below to help find the cheapest teen car insurance in Blaine, MN.

Annual Car Insurance Rates for Teen Drivers in Blaine, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,810 $11,170
American Family $6,677 $9,543
Farmers $6,500 $6,635
GEICO $5,888 $7,425
Liberty Mutual $18,315 $27,293
Nationwide $5,494 $6,606
State Farm $3,836 $4,683
USAA $5,344 $5,774

Blaine, MN Car Insurance Rates for Seniors

Before seniors buy Blaine, Minnesota car insurance, they should make sure to shop around. Some Blaine, MN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Blaine, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,308 $3,308
American Family $2,191 $2,191
Farmers $2,131 $2,269
GEICO $2,561 $2,489
Liberty Mutual $9,407 $9,407
Nationwide $1,861 $1,965
State Farm $1,528 $1,528
USAA $1,794 $1,765

Blaine, MN Car Insurance Rates by Credit History

How does your credit history affect Blaine, MN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Blaine, Minnesota

Insurance Company Poor Fair Good
Allstate $7,477 $4,082 $3,793
American Family $5,300 $3,423 $2,723
Farmers $4,306 $3,153 $2,948
GEICO $4,329 $3,544 $2,950
Liberty Mutual $18,453 $11,947 $9,343
Nationwide $3,734 $3,014 $2,665
State Farm $3,375 $2,064 $1,505
USAA $4,593 $2,290 $2,010

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Blaine, MN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Blaine, Minnesota car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Blaine.

Annual Blaine, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,664 $5,403 $6,530 $4,873
American Family $2,577 $4,573 $5,193 $2,919
Farmers $2,976 $3,725 $3,787 $3,387
GEICO $2,415 $3,810 $5,620 $2,587
Liberty Mutual $9,476 $13,194 $20,108 $10,213
Nationwide $2,503 $3,304 $3,788 $2,956
State Farm $2,110 $2,519 $2,314 $2,314
USAA $2,200 $2,822 $4,218 $2,618

Blaine, MN Car Insurance Rates With a DUI

Even a single DUI can increase your Blaine, MN car insurance rates. Compare rates below to see which Blaine car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Blaine, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,530
American Family $5,193
Farmers $3,787
GEICO $5,620
Liberty Mutual $20,108
Nationwide $3,788
State Farm $2,314
USAA $4,218

Blaine, MN Car Insurance Rates by ZIP Code

Just like Blaine car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Blaine, MN car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Blaine, Minnesota

ZIP Code Average Annual Rates
55014 $3,574
55434 $3,631
55449 $3,606

Blaine, MN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Blaine, MN car insurance rates may be. Let’s take a look at average car insurance rates from top Blaine companies based on commute time.

Annual Car Insurance Rates by Commute Length in Blaine, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,117 $5,117
American Family $3,771 $3,860
Farmers $3,469 $3,469
GEICO $3,557 $3,658
Liberty Mutual $12,870 $13,625
Nationwide $3,138 $3,138
State Farm $2,249 $2,380
USAA $2,926 $3,003

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Blaine, MN Cheapest Car Insurance Rates

How do the top Blaine, Minnesota car insurance companies’ average rates stack up against the Blaine average monthly car insurance rates of $392? Take a look and see.

Best Annual Car Insurance Rates by Company in Blaine, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Blaine, MN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Blaine, Minnesota car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Blaine, Minnesota

Insurance Company Average Annual Rates
Allstate $5,117
American Family $3,815
Farmers $3,469
GEICO $3,608
Liberty Mutual $13,248
Nationwide $3,138
State Farm $2,314
USAA $2,964

Other Factors Affecting Blaine, MN Car Insurance Rates

Before you buy Blaine, Minnesota car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Blaine, MN Commute Time

How does your Blaine, MN commute time compare with the average driver? In Blaine, the average commute is 25.6 minutes.

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Blaine, MN Car Insurance Quotes

Compare Blaine, MN car insurance quotes from multiple companies by entering your ZIP code now.