Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Harrison for teen drivers is USAA
  • Average car insurance rates in Harrison, AR for senior drivers are $1,960/year
  • The cheapest car insurance company in Harrison after a DUI is State Farm

Average car insurance rates in Harrison, Arkansas are $313 a month. But with a little research you can get a great deal from the top car insurance companies in Harrison, AR. Before you buy Harrison, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Harrison car insurance rates with North Little Rock car insurance rates, Fort Smith car insurance rates, or Bentonville car insurance rates to make sure you’re getting the best Harrison, AR car insurance quotes available.

Need affordable Harrison, AR car insurance? Enter your ZIP code to compare Harrison car insurance quotes from multiple car insurance companies near you.

Harrison, AR Minimum Car Insurance Coverage

Harrison, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Harrison, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Harrison, AR Car Insurance Rates by Coverage Level

Some Harrison drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Harrison, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Harrison, Arkansas

Insurance Company Low Medium High
Allstate $4,442 $4,553 $4,674
Farmers $3,766 $3,913 $4,174
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,328 $4,620 $5,140
State Farm $2,292 $2,404 $2,526
Travelers $5,527 $5,809 $6,043
USAA $1,975 $2,051 $2,149

Harrison, AR Car Insurance Rates by Age, Gender, and Marital Status

Harrison, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Harrison, AR car insurance, get quotes from multiple car insurance companies in the Harrison area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harrison, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,628 $2,657 $2,338 $2,500 $9,227 $11,014 $2,916 $3,171
Farmers $2,139 $2,122 $1,912 $2,014 $9,037 $9,338 $2,458 $2,587
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,472 $2,337 $2,029 $2,129 $10,568 $11,889 $2,954 $3,194
State Farm $1,512 $1,512 $1,354 $1,354 $4,375 $5,490 $1,703 $1,959
Travelers $2,155 $2,195 $2,136 $2,140 $12,581 $20,163 $2,310 $2,666
USAA $1,277 $1,291 $1,183 $1,194 $3,959 $4,151 $1,642 $1,772

Harrison, AR Car Insurance Rates for Teens

How much is Harrison, Arkansas car insurance for teens? Compare rates from top Harrison car insurance companies below to help find the cheapest teen car insurance in Harrison, AR.

Annual Car Insurance Rates for Teen Drivers in Harrison, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,227 $11,014
Farmers $9,037 $9,338
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $10,568 $11,889
State Farm $4,375 $5,490
Travelers $12,581 $20,163
USAA $3,959 $4,151

Harrison, AR Car Insurance Rates for Seniors

Before seniors buy Harrison, Arkansas car insurance, they should make sure to shop around. Some Harrison, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Harrison, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,338 $2,500
Farmers $1,912 $2,014
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,029 $2,129
State Farm $1,354 $1,354
Travelers $2,136 $2,140
USAA $1,183 $1,194

Harrison, AR Car Insurance Rates by Credit History

How does your credit history affect Harrison, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Harrison, Arkansas

Insurance Company Poor Fair Good
Allstate $5,725 $4,383 $3,561
Farmers $4,494 $3,769 $3,589
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $5,319 $4,543 $4,227
State Farm $3,484 $2,101 $1,637
Travelers $6,647 $5,548 $5,185
USAA $2,729 $1,861 $1,586

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Harrison, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Harrison, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Harrison.

Annual Harrison, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,785 $4,728 $5,222 $4,490
Farmers $3,333 $4,281 $4,183 $4,007
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,046 $5,633 $4,253 $4,854
State Farm $2,208 $2,606 $2,407 $2,407
Travelers $4,853 $5,013 $7,347 $5,961
USAA $1,585 $2,004 $2,887 $1,758

Harrison, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Harrison, AR car insurance rates. Compare rates below to see which Harrison car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Harrison, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,222
Farmers $4,183
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,253
State Farm $2,407
Travelers $7,347
USAA $2,887

Harrison, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Harrison, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Harrison companies based on commute time.

Annual Car Insurance Rates by Commute Length in Harrison, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,556 $4,556
Farmers $3,951 $3,951
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $4,696 $4,696
State Farm $2,350 $2,464
Travelers $5,793 $5,793
USAA $2,000 $2,117

Harrison, AR Cheapest Car Insurance Rates

How do the top Harrison, Arkansas car insurance companies’ average rates stack up against the Harrison average monthly car insurance rates of $313? Take a look and see.

Best Annual Car Insurance Rates by Company in Harrison, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Harrison, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Harrison, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Harrison, Arkansas

Insurance Company Average Annual Rates
Allstate $4,556
Farmers $3,951
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $4,696
State Farm $2,407
Travelers $5,793
USAA $2,059

Other Factors Affecting Harrison, AR Car Insurance Rates

Before you buy Harrison, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Harrison, AR Commute Time

How does your Harrison, AR commute time compare with the average driver? In Harrison, the average commute is 16.5 minutes.

Harrison, AR Car Insurance Quotes

Compare Harrison, AR car insurance quotes from multiple companies by entering your ZIP code now.