Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • Average car insurance rates in Helena-West Helena, AR for senior drivers are $2,459/year
  • The cheapest car insurance company in Helena-West Helena after a DUI is USAA
  • Average car insurance rates in Helena-West Helena, AR are $393/month

Average car insurance rates in Helena-West Helena, Arkansas are $393 a month. But with a little research you can get a great deal from the top car insurance companies in Helena-West Helena, AR. Before you buy Helena-West Helena, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Helena-West Helena car insurance rates with Bentonville car insurance rates, Jonesboro car insurance rates, or Pine Bluff car insurance rates to make sure you’re getting the best Helena-West Helena, AR car insurance quotes available.

Need affordable Helena-West Helena, AR car insurance? Enter your ZIP code to compare Helena-West Helena car insurance quotes from multiple car insurance companies near you.

Helena-West Helena, AR Minimum Car Insurance Coverage

Helena-West Helena, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Helena-West Helena, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Helena-West Helena, AR Car Insurance Rates by Coverage Level

Some Helena-West Helena drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Helena-West Helena, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Helena-West Helena, Arkansas

Insurance Company Low Medium High
Allstate $5,675 $5,840 $6,014
Farmers $4,446 $4,648 $5,016
GEICO $4,099 $4,271 $4,447
Liberty Mutual $3,986 $4,103 $4,313
Nationwide $4,530 $4,407 $4,578
Progressive $5,567 $6,015 $6,853
State Farm $3,289 $3,475 $3,665
Travelers $6,554 $6,953 $7,296
USAA $2,302 $2,390 $2,503

Helena-West Helena, AR Car Insurance Rates by Age, Gender, and Marital Status

Helena-West Helena, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Helena-West Helena, AR car insurance, get quotes from multiple car insurance companies in the Helena-West Helena area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Helena-West Helena, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,259 $3,276 $2,908 $3,112 $12,129 $14,565 $3,593 $3,901
Farmers $2,548 $2,548 $2,275 $2,390 $10,726 $11,163 $2,910 $3,067
GEICO $3,177 $3,153 $2,939 $2,857 $7,876 $7,938 $3,099 $3,142
Liberty Mutual $2,387 $2,555 $2,288 $2,555 $8,580 $9,444 $2,575 $2,688
Nationwide $3,060 $3,124 $2,737 $2,903 $7,419 $9,506 $3,501 $3,789
Progressive $3,314 $3,147 $2,723 $2,850 $13,609 $15,343 $3,944 $4,228
State Farm $2,192 $2,192 $1,961 $1,961 $6,284 $7,944 $2,471 $2,806
Travelers $2,565 $2,614 $2,527 $2,538 $15,039 $24,296 $2,737 $3,159
USAA $1,475 $1,494 $1,364 $1,379 $4,636 $4,863 $1,910 $2,065

Helena-West Helena, AR Car Insurance Rates for Teens

How much is Helena-West Helena, Arkansas car insurance for teens? Compare rates from top Helena-West Helena car insurance companies below to help find the cheapest teen car insurance in Helena-West Helena, AR.

Annual Car Insurance Rates for Teen Drivers in Helena-West Helena, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,129 $14,565
Farmers $10,726 $11,163
GEICO $7,876 $7,938
Liberty Mutual $8,580 $9,444
Nationwide $7,419 $9,506
Progressive $13,609 $15,343
State Farm $6,284 $7,944
Travelers $15,039 $24,296
USAA $4,636 $4,863

Helena-West Helena, AR Car Insurance Rates for Seniors

Before seniors buy Helena-West Helena, Arkansas car insurance, they should make sure to shop around. Some Helena-West Helena, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Helena-West Helena, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,908 $3,112
Farmers $2,275 $2,390
GEICO $2,939 $2,857
Liberty Mutual $2,288 $2,555
Nationwide $2,737 $2,903
Progressive $2,723 $2,850
State Farm $1,961 $1,961
Travelers $2,527 $2,538
USAA $1,364 $1,379

Helena-West Helena, AR Car Insurance Rates by Credit History

How does your credit history affect Helena-West Helena, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Helena-West Helena, Arkansas

Insurance Company Poor Fair Good
Allstate $7,348 $5,626 $4,555
Farmers $5,349 $4,485 $4,276
GEICO $5,122 $4,204 $3,491
Liberty Mutual $5,978 $3,605 $2,820
Nationwide $5,339 $4,282 $3,894
Progressive $6,985 $5,937 $5,512
State Farm $5,044 $3,030 $2,356
Travelers $7,959 $6,639 $6,204
USAA $3,186 $2,166 $1,843

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Helena-West Helena, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Helena-West Helena, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Helena-West Helena.

Annual Helena-West Helena, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,800 $6,064 $6,751 $5,756
Farmers $3,985 $5,095 $4,977 $4,757
GEICO $2,870 $4,440 $6,692 $3,088
Liberty Mutual $2,812 $4,582 $5,360 $3,782
Nationwide $3,479 $4,529 $6,170 $3,842
Progressive $5,303 $7,336 $5,577 $6,363
State Farm $3,194 $3,759 $3,476 $3,476
Travelers $5,812 $6,006 $8,785 $7,136
USAA $1,840 $2,334 $3,374 $2,044

Helena-West Helena, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Helena-West Helena, AR car insurance rates. Compare rates below to see which Helena-West Helena car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Helena-West Helena, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,751
Farmers $4,977
GEICO $6,692
Liberty Mutual $5,360
Nationwide $6,170
Progressive $5,577
State Farm $3,476
Travelers $8,785
USAA $3,374

Helena-West Helena, AR Car Insurance Rates by ZIP Code

Just like Helena-West Helena car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Helena-West Helena, AR car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Helena-West Helena, Arkansas

ZIP Code Average Annual Rates
72342 $4,830
72390 $4,801

Helena-West Helena, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Helena-West Helena, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Helena-West Helena companies based on commute time.

Annual Car Insurance Rates by Commute Length in Helena-West Helena, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,843 $5,843
Farmers $4,703 $4,703
GEICO $4,250 $4,295
Liberty Mutual $4,134 $4,134
Nationwide $4,505 $4,505
Progressive $6,145 $6,145
State Farm $3,389 $3,564
Travelers $6,934 $6,934
USAA $2,329 $2,468

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Helena-West Helena, AR Cheapest Car Insurance Rates

How do the top Helena-West Helena, Arkansas car insurance companies’ average rates stack up against the Helena-West Helena average monthly car insurance rates of $393? Take a look and see.

Best Annual Car Insurance Rates by Company in Helena-West Helena, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Helena-West Helena, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Helena-West Helena, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Helena-West Helena, Arkansas

Insurance Company Average Annual Rates
Allstate $5,843
Farmers $4,703
GEICO $4,272
Liberty Mutual $4,134
Nationwide $4,505
Progressive $6,145
State Farm $3,476
Travelers $6,934
USAA $2,398

Other Factors Affecting Helena-West Helena, AR Car Insurance Rates

Before you buy Helena-West Helena, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Helena-West Helena, AR Commute Time

How does your Helena-West Helena, AR commute time compare with the average driver? In Helena-West Helena, the average commute is 15.5 minutes.

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Helena-West Helena, AR Car Insurance Quotes

Compare Helena-West Helena, AR car insurance quotes from multiple companies by entering your ZIP code now.