Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Lake Benton after a DUI is State Farm
  • Average car insurance rates in Lake Benton, MN for senior drivers are $2,704/year
  • The cheapest car insurance company in Lake Benton for teen drivers is State Farm

Average car insurance rates in Lake Benton, Minnesota are $340 a month. But with a little research you can get a great deal from the top car insurance companies in Lake Benton, MN. Before you buy Lake Benton, Minnesota car insurance, make sure your coverage meets or exceeds the Minnesota minimum of 30/60/10.

It may even be helpful to compare Lake Benton car insurance rates with St. Paul car insurance rates, Plymouth car insurance rates, or Duluth car insurance rates to make sure you’re getting the best Lake Benton, MN car insurance quotes available.

Need affordable Lake Benton, MN car insurance? Enter your ZIP code to compare Lake Benton car insurance quotes from multiple car insurance companies near you.

Lake Benton, MN Minimum Car Insurance Coverage

Lake Benton, Minnesota law requires drivers carry a minimum of 30/60/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lake Benton, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Lake Benton, MN Car Insurance Rates by Coverage Level

Some Lake Benton drivers can get by with the Minnesota minimum coverage of 30/60/10. Other drivers may need more. See how much your Lake Benton, Minnesota car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lake Benton, Minnesota

Insurance Company Low Medium High
Allstate $4,150 $4,202 $4,267
American Family $3,067 $3,163 $3,006
Farmers $2,518 $2,630 $2,711
GEICO $3,045 $3,135 $3,228
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,546 $2,705 $2,810
State Farm $1,736 $1,807 $1,863
USAA $2,788 $2,867 $2,953

Lake Benton, MN Car Insurance Rates by Age, Gender, and Marital Status

Lake Benton, Minnesota car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lake Benton, MN car insurance, get quotes from multiple car insurance companies in the Lake Benton area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lake Benton, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,801 $2,694 $2,694 $6,399 $9,271 $3,411 $3,579
American Family $1,959 $1,959 $1,777 $1,777 $5,302 $7,684 $1,959 $2,211
Farmers $1,724 $1,719 $1,657 $1,753 $4,842 $4,866 $2,252 $2,143
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,831 $1,842 $1,630 $1,731 $4,560 $5,545 $2,136 $2,221
State Farm $1,367 $1,367 $1,207 $1,207 $2,855 $3,526 $1,581 $1,310
USAA $1,904 $1,897 $1,728 $1,737 $5,013 $5,516 $2,493 $2,666

Lake Benton, MN Car Insurance Rates for Teens

How much is Lake Benton, Minnesota car insurance for teens? Compare rates from top Lake Benton car insurance companies below to help find the cheapest teen car insurance in Lake Benton, MN.

Annual Car Insurance Rates for Teen Drivers in Lake Benton, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,399 $9,271
American Family $5,302 $7,684
Farmers $4,842 $4,866
GEICO $4,914 $6,255
Liberty Mutual $17,050 $25,601
Nationwide $4,560 $5,545
State Farm $2,855 $3,526
USAA $5,013 $5,516

Lake Benton, MN Car Insurance Rates for Seniors

Before seniors buy Lake Benton, Minnesota car insurance, they should make sure to shop around. Some Lake Benton, MN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lake Benton, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,694
American Family $1,777 $1,777
Farmers $1,657 $1,753
GEICO $2,305 $2,240
Liberty Mutual $8,564 $8,564
Nationwide $1,630 $1,731
State Farm $1,207 $1,207
USAA $1,728 $1,737

Lake Benton, MN Car Insurance Rates by Credit History

How does your credit history affect Lake Benton, MN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lake Benton, Minnesota

Insurance Company Poor Fair Good
Allstate $6,170 $3,346 $3,103
American Family $4,165 $2,804 $2,267
Farmers $3,293 $2,361 $2,205
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,197 $2,576 $2,289
State Farm $2,627 $1,607 $1,173
USAA $4,516 $2,193 $1,898

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Lake Benton, MN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lake Benton, Minnesota car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lake Benton.

Annual Lake Benton, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,060 $4,432 $5,325 $4,008
American Family $2,054 $3,788 $4,144 $2,328
Farmers $2,247 $2,827 $2,861 $2,543
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,129 $2,831 $3,261 $2,527
State Farm $1,667 $1,938 $1,802 $1,802
USAA $2,131 $2,706 $4,100 $2,539

Lake Benton, MN Car Insurance Rates With a DUI

Even a single DUI can increase your Lake Benton, MN car insurance rates. Compare rates below to see which Lake Benton car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lake Benton, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,325
American Family $4,144
Farmers $2,861
GEICO $4,945
Liberty Mutual $17,909
Nationwide $3,261
State Farm $1,802
USAA $4,100

Lake Benton, MN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lake Benton, MN car insurance rates may be. Let’s take a look at average car insurance rates from top Lake Benton companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lake Benton, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,206 $4,206
American Family $3,043 $3,114
Farmers $2,620 $2,620
GEICO $3,095 $3,177
Liberty Mutual $11,863 $12,582
Nationwide $2,687 $2,687
State Farm $1,755 $1,850
USAA $2,831 $2,907

Lake Benton, MN Cheapest Car Insurance Rates

How do the top Lake Benton, Minnesota car insurance companies’ average rates stack up against the Lake Benton average monthly car insurance rates of $340? Take a look and see.

Best Annual Car Insurance Rates by Company in Lake Benton, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Lake Benton, MN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lake Benton, Minnesota car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lake Benton, Minnesota

Insurance Company Average Annual Rates
Allstate $4,206
American Family $3,078
Farmers $2,620
GEICO $3,136
Liberty Mutual $12,222
Nationwide $2,687
State Farm $1,802
USAA $2,869

Other Factors Affecting Lake Benton, MN Car Insurance Rates

Before you buy Lake Benton, Minnesota car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lake Benton, MN Commute Time

How does your Lake Benton, MN commute time compare with the average driver? In Lake Benton, the average commute is 22.5 minutes.

Lake Benton, MN Car Insurance Quotes

Compare Lake Benton, MN car insurance quotes from multiple companies by entering your ZIP code now.