Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Ledgewood after a DUI is GEICO
  • The cheapest car insurance company in Ledgewood for teen drivers is GEICO
  • Average car insurance rates in Ledgewood, NJ are $395/month

Average car insurance rates in Ledgewood, New Jersey are $395 a month. But with a little research you can get a great deal from the top car insurance companies in Ledgewood, NJ. Before you buy Ledgewood, New Jersey car insurance, make sure your coverage meets or exceeds the New Jersey minimum of 15/30/5.

It may even be helpful to compare Ledgewood car insurance rates with Passaic car insurance rates, Newark car insurance rates, or Union City car insurance rates to make sure you’re getting the best Ledgewood, NJ car insurance quotes available.

Need affordable Ledgewood, NJ car insurance? Enter your ZIP code to compare Ledgewood car insurance quotes from multiple car insurance companies near you.

Ledgewood, NJ Minimum Car Insurance Coverage

Ledgewood, New Jersey law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Ledgewood, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Ledgewood, NJ Car Insurance Rates by Coverage Level

Some Ledgewood drivers can get by with the New Jersey minimum coverage of 15/30/5. Other drivers may need more. See how much your Ledgewood, New Jersey car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Ledgewood, New Jersey

Insurance Company Low Medium High
Allstate $4,523 $4,888 $5,076
Farmers $6,279 $6,808 $7,377
GEICO $2,197 $2,471 $2,616
Liberty Mutual $4,849 $5,547 $5,770
Progressive $3,366 $3,692 $3,871
State Farm $5,773 $6,228 $6,469
Travelers $3,589 $3,901 $4,205

Ledgewood, NJ Car Insurance Rates by Age, Gender, and Marital Status

Ledgewood, New Jersey car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Ledgewood, NJ car insurance, get quotes from multiple car insurance companies in the Ledgewood area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ledgewood, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,881 $2,868 $2,767 $2,767 $9,085 $11,381 $3,360 $3,526
Farmers $4,273 $4,317 $4,130 $4,061 $12,739 $14,663 $5,092 $5,297
GEICO $1,990 $1,939 $1,925 $1,925 $3,537 $3,602 $2,260 $2,244
Liberty Mutual $3,583 $3,583 $3,930 $3,930 $9,206 $10,444 $3,930 $4,504
Progressive $1,847 $1,719 $1,668 $1,698 $8,414 $9,454 $2,190 $2,151
State Farm $3,630 $3,630 $3,272 $3,272 $11,692 $15,026 $4,125 $4,607
Travelers $2,960 $2,870 $2,738 $2,760 $6,651 $7,473 $2,880 $2,853

Ledgewood, NJ Car Insurance Rates for Teens

How much is Ledgewood, New Jersey car insurance for teens? Compare rates from top Ledgewood car insurance companies below to help find the cheapest teen car insurance in Ledgewood, NJ.

Annual Car Insurance Rates for Teen Drivers in Ledgewood, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,085 $11,381
Farmers $12,739 $14,663
GEICO $3,537 $3,602
Liberty Mutual $9,206 $10,444
Progressive $8,414 $9,454
State Farm $11,692 $15,026
Travelers $6,651 $7,473

Ledgewood, NJ Car Insurance Rates for Seniors

Before seniors buy Ledgewood, New Jersey car insurance, they should make sure to shop around. Some Ledgewood, NJ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Ledgewood, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,767 $2,767
Farmers $4,130 $4,061
GEICO $1,925 $1,925
Liberty Mutual $3,930 $3,930
Progressive $1,668 $1,698
State Farm $3,272 $3,272
Travelers $2,738 $2,760

Ledgewood, NJ Car Insurance Rates by Credit History

How does your credit history affect Ledgewood, NJ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Ledgewood, New Jersey

Insurance Company Poor Fair Good
Allstate $6,659 $4,373 $3,456
Farmers $8,031 $6,391 $6,043
GEICO $3,643 $2,107 $1,533
Liberty Mutual $6,812 $5,067 $4,287
Progressive $4,059 $3,562 $3,306
State Farm $8,893 $5,377 $4,200
Travelers $5,231 $3,837 $2,627

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Ledgewood, NJ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Ledgewood, New Jersey car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Ledgewood.

Annual Ledgewood, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,658 $5,978 $5,261 $4,420
Farmers $5,259 $8,988 $7,259 $5,779
GEICO $1,892 $2,482 $3,445 $1,892
Liberty Mutual $5,178 $5,915 $5,284 $5,178
Progressive $3,163 $4,162 $3,578 $3,667
State Farm $3,360 $6,088 $9,781 $5,398
Travelers $3,001 $4,457 $4,292 $3,842

Ledgewood, NJ Car Insurance Rates With a DUI

Even a single DUI can increase your Ledgewood, NJ car insurance rates. Compare rates below to see which Ledgewood car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Ledgewood, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,261
Farmers $7,259
GEICO $3,445
Liberty Mutual $5,284
Progressive $3,578
State Farm $9,781
Travelers $4,292

Ledgewood, NJ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Ledgewood, NJ car insurance rates may be. Let’s take a look at average car insurance rates from top Ledgewood companies based on commute time.

Annual Car Insurance Rates by Commute Length in Ledgewood, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,821 $4,838
Farmers $6,821 $6,821
GEICO $2,409 $2,447
Liberty Mutual $5,337 $5,441
Progressive $3,643 $3,643
State Farm $6,004 $6,309
Travelers $3,898 $3,898

Ledgewood, NJ Cheapest Car Insurance Rates

How do the top Ledgewood, New Jersey car insurance companies’ average rates stack up against the Ledgewood average monthly car insurance rates of $395? Take a look and see.

Best Annual Car Insurance Rates by Company in Ledgewood, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Ledgewood, NJ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Ledgewood, New Jersey car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Ledgewood, New Jersey

Insurance Company Average Annual Rates
Allstate $4,829
Farmers $6,821
GEICO $2,428
Liberty Mutual $5,389
Progressive $3,643
State Farm $6,157
Travelers $3,898

Ledgewood, NJ Car Insurance Quotes

Compare Ledgewood, NJ car insurance quotes from multiple companies by entering your ZIP code now.