Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in McGregor, MN are $403/month
  • The cheapest car insurance company in McGregor for teen drivers is State Farm
  • Average car insurance rates in McGregor, MN for senior drivers are $3,216/year

Average car insurance rates in McGregor, Minnesota are $403 a month. But with a little research you can get a great deal from the top car insurance companies in McGregor, MN. Before you buy McGregor, Minnesota car insurance, make sure your coverage meets or exceeds the Minnesota minimum of 30/60/10.

It may even be helpful to compare McGregor car insurance rates with Woodbury car insurance rates, Plymouth car insurance rates, or St. Cloud car insurance rates to make sure you’re getting the best McGregor, MN car insurance quotes available.

Need affordable McGregor, MN car insurance? Enter your ZIP code to compare McGregor car insurance quotes from multiple car insurance companies near you.

McGregor, MN Minimum Car Insurance Coverage

McGregor, Minnesota law requires drivers carry a minimum of 30/60/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in McGregor, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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McGregor, MN Car Insurance Rates by Coverage Level

Some McGregor drivers can get by with the Minnesota minimum coverage of 30/60/10. Other drivers may need more. See how much your McGregor, Minnesota car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in McGregor, Minnesota

Insurance Company Low Medium High
Allstate $4,455 $4,521 $4,598
American Family $3,752 $3,867 $3,672
Farmers $2,981 $3,102 $3,190
GEICO $3,762 $3,850 $3,944
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,778 $2,945 $3,055
State Farm $2,119 $2,202 $2,265
USAA $3,046 $3,131 $3,225

McGregor, MN Car Insurance Rates by Age, Gender, and Marital Status

McGregor, Minnesota car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy McGregor, MN car insurance, get quotes from multiple car insurance companies in the McGregor area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in McGregor, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,033 $3,033 $2,913 $2,913 $6,839 $9,906 $3,686 $3,874
American Family $2,382 $2,382 $2,158 $2,158 $6,524 $9,440 $2,382 $2,682
Farmers $2,037 $2,032 $1,967 $2,066 $5,678 $5,698 $2,650 $2,599
GEICO $2,981 $2,963 $2,860 $2,780 $5,955 $7,614 $2,800 $2,862
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $1,988 $2,010 $1,764 $1,882 $4,955 $6,067 $2,319 $2,425
State Farm $1,672 $1,672 $1,475 $1,475 $3,469 $4,264 $1,929 $1,605
USAA $2,080 $2,064 $1,892 $1,895 $5,503 $6,025 $2,718 $2,894

McGregor, MN Car Insurance Rates for Teens

How much is McGregor, Minnesota car insurance for teens? Compare rates from top McGregor car insurance companies below to help find the cheapest teen car insurance in McGregor, MN.

Annual Car Insurance Rates for Teen Drivers in McGregor, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,839 $9,906
American Family $6,524 $9,440
Farmers $5,678 $5,698
GEICO $5,955 $7,614
Liberty Mutual $21,303 $32,066
Nationwide $4,955 $6,067
State Farm $3,469 $4,264
USAA $5,503 $6,025

McGregor, MN Car Insurance Rates for Seniors

Before seniors buy McGregor, Minnesota car insurance, they should make sure to shop around. Some McGregor, MN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in McGregor, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,913 $2,913
American Family $2,158 $2,158
Farmers $1,967 $2,066
GEICO $2,860 $2,780
Liberty Mutual $10,624 $10,624
Nationwide $1,764 $1,882
State Farm $1,475 $1,475
USAA $1,892 $1,895

McGregor, MN Car Insurance Rates by Credit History

How does your credit history affect McGregor, MN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in McGregor, Minnesota

Insurance Company Poor Fair Good
Allstate $6,654 $3,589 $3,331
American Family $5,174 $3,396 $2,721
Farmers $3,870 $2,793 $2,610
GEICO $4,627 $3,778 $3,150
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,482 $2,804 $2,493
State Farm $3,202 $1,957 $1,427
USAA $4,924 $2,398 $2,080

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McGregor, MN Car Insurance Rates by Driver History

How does a single speeding ticket affect your McGregor, Minnesota car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in McGregor.

Annual McGregor, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,326 $4,776 $5,677 $4,320
American Family $2,537 $4,518 $5,123 $2,876
Farmers $2,641 $3,335 $3,383 $3,004
GEICO $2,533 $4,061 $6,102 $2,713
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,312 $3,084 $3,559 $2,750
State Farm $2,032 $2,359 $2,195 $2,195
USAA $2,329 $2,962 $4,468 $2,776

McGregor, MN Car Insurance Rates With a DUI

Even a single DUI can increase your McGregor, MN car insurance rates. Compare rates below to see which McGregor car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in McGregor, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,677
American Family $5,123
Farmers $3,383
GEICO $6,102
Liberty Mutual $22,059
Nationwide $3,559
State Farm $2,195
USAA $4,468

McGregor, MN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your McGregor, MN car insurance rates may be. Let’s take a look at average car insurance rates from top McGregor companies based on commute time.

Annual Car Insurance Rates by Commute Length in McGregor, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,525 $4,525
American Family $3,719 $3,808
Farmers $3,091 $3,091
GEICO $3,803 $3,901
Liberty Mutual $14,776 $15,681
Nationwide $2,926 $2,926
State Farm $2,137 $2,254
USAA $3,093 $3,175

McGregor, MN Cheapest Car Insurance Rates

How do the top McGregor, Minnesota car insurance companies’ average rates stack up against the McGregor average monthly car insurance rates of $403? Take a look and see.

Best Annual Car Insurance Rates by Company in McGregor, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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McGregor, MN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top McGregor, Minnesota car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in McGregor, Minnesota

Insurance Company Average Annual Rates
Allstate $4,525
American Family $3,764
Farmers $3,091
GEICO $3,852
Liberty Mutual $15,229
Nationwide $2,926
State Farm $2,195
USAA $3,134

Other Factors Affecting McGregor, MN Car Insurance Rates

Before you buy McGregor, Minnesota car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

McGregor, MN Commute Time

How does your McGregor, MN commute time compare with the average driver? In McGregor, the average commute is 23.4 minutes.

McGregor, MN Car Insurance Quotes

Compare McGregor, MN car insurance quotes from multiple companies by entering your ZIP code now.