Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Medford after a DUI is Progressive
  • Average car insurance rates in Medford, NJ are $426/month
  • The cheapest car insurance company in Medford for teen drivers is GEICO

Average car insurance rates in Medford, New Jersey are $426 a month. But with a little research you can get a great deal from the top car insurance companies in Medford, NJ. Before you buy Medford, New Jersey car insurance, make sure your coverage meets or exceeds the New Jersey minimum of 15/30/5.

It may even be helpful to compare Medford car insurance rates with Trenton car insurance rates, Paterson car insurance rates, or Passaic car insurance rates to make sure you’re getting the best Medford, NJ car insurance quotes available.

Need affordable Medford, NJ car insurance? Enter your ZIP code to compare Medford car insurance quotes from multiple car insurance companies near you.

Medford, NJ Minimum Car Insurance Coverage

Medford, New Jersey law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Medford, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Medford, NJ Car Insurance Rates by Coverage Level

Some Medford drivers can get by with the New Jersey minimum coverage of 15/30/5. Other drivers may need more. See how much your Medford, New Jersey car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Medford, New Jersey

Insurance Company Low Medium High
Allstate $5,203 $5,728 $6,002
Farmers $5,843 $6,470 $7,196
GEICO $2,195 $2,519 $2,689
Liberty Mutual $5,958 $6,907 $7,224
Progressive $3,039 $3,415 $3,625
State Farm $6,997 $7,651 $8,000
Travelers $3,292 $3,592 $3,882

Medford, NJ Car Insurance Rates by Age, Gender, and Marital Status

Medford, New Jersey car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Medford, NJ car insurance, get quotes from multiple car insurance companies in the Medford area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Medford, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,398 $3,381 $3,306 $3,306 $10,684 $12,978 $4,004 $4,097
Farmers $4,143 $4,178 $4,034 $3,945 $12,013 $13,800 $4,913 $5,000
GEICO $2,008 $1,975 $1,964 $1,964 $3,639 $3,636 $2,307 $2,249
Liberty Mutual $4,441 $4,441 $4,876 $4,876 $11,465 $13,005 $4,876 $5,592
Progressive $1,741 $1,615 $1,577 $1,619 $7,761 $8,541 $2,053 $1,970
State Farm $4,399 $4,399 $3,987 $3,987 $14,451 $18,548 $5,018 $5,603
Travelers $2,673 $2,622 $2,479 $2,517 $6,152 $7,012 $2,627 $2,626

Medford, NJ Car Insurance Rates for Teens

How much is Medford, New Jersey car insurance for teens? Compare rates from top Medford car insurance companies below to help find the cheapest teen car insurance in Medford, NJ.

Annual Car Insurance Rates for Teen Drivers in Medford, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,684 $12,978
Farmers $12,013 $13,800
GEICO $3,639 $3,636
Liberty Mutual $11,465 $13,005
Progressive $7,761 $8,541
State Farm $14,451 $18,548
Travelers $6,152 $7,012

Medford, NJ Car Insurance Rates for Seniors

Before seniors buy Medford, New Jersey car insurance, they should make sure to shop around. Some Medford, NJ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Medford, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,306 $3,306
Farmers $4,034 $3,945
GEICO $1,964 $1,964
Liberty Mutual $4,876 $4,876
Progressive $1,577 $1,619
State Farm $3,987 $3,987
Travelers $2,479 $2,517

Medford, NJ Car Insurance Rates by Credit History

How does your credit history affect Medford, NJ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Medford, New Jersey

Insurance Company Poor Fair Good
Allstate $7,877 $5,069 $3,988
Farmers $7,739 $6,056 $5,715
GEICO $3,705 $2,140 $1,558
Liberty Mutual $8,486 $6,292 $5,311
Progressive $3,751 $3,286 $3,042
State Farm $10,924 $6,588 $5,135
Travelers $4,774 $3,535 $2,456

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Medford, NJ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Medford, New Jersey car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Medford.

Annual Medford, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,220 $7,049 $6,164 $5,145
Farmers $5,048 $8,536 $6,964 $5,465
GEICO $1,925 $2,523 $3,499 $1,925
Liberty Mutual $6,431 $7,361 $6,563 $6,431
Progressive $2,899 $3,867 $3,303 $3,369
State Farm $4,101 $7,470 $12,009 $6,617
Travelers $2,772 $4,079 $3,949 $3,554

Medford, NJ Car Insurance Rates With a DUI

Even a single DUI can increase your Medford, NJ car insurance rates. Compare rates below to see which Medford car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Medford, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,164
Farmers $6,964
GEICO $3,499
Liberty Mutual $6,563
Progressive $3,303
State Farm $12,009
Travelers $3,949

Medford, NJ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Medford, NJ car insurance rates may be. Let’s take a look at average car insurance rates from top Medford companies based on commute time.

Annual Car Insurance Rates by Commute Length in Medford, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,634 $5,655
Farmers $6,503 $6,503
GEICO $2,447 $2,488
Liberty Mutual $6,631 $6,761
Progressive $3,360 $3,360
State Farm $7,353 $7,746
Travelers $3,589 $3,589

Medford, NJ Cheapest Car Insurance Rates

How do the top Medford, New Jersey car insurance companies’ average rates stack up against the Medford average monthly car insurance rates of $426? Take a look and see.

Best Annual Car Insurance Rates by Company in Medford, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Medford, NJ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Medford, New Jersey car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Medford, New Jersey

Insurance Company Average Annual Rates
Allstate $5,644
Farmers $6,503
GEICO $2,468
Liberty Mutual $6,696
Progressive $3,360
State Farm $7,549
Travelers $3,589

Other Factors Affecting Medford, NJ Car Insurance Rates

Before you buy Medford, New Jersey car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Medford, NJ Commute Time

How does your Medford, NJ commute time compare with the average driver? In Medford, the average commute is 32.6 minutes.

Medford, NJ Car Insurance Quotes

Compare Medford, NJ car insurance quotes from multiple companies by entering your ZIP code now.