Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Motley after a DUI is State Farm
  • Average car insurance rates in Motley, MN for senior drivers are $3,191/year
  • The cheapest car insurance company in Motley for teen drivers is State Farm

Average car insurance rates in Motley, Minnesota are $399 a month. But with a little research you can get a great deal from the top car insurance companies in Motley, MN. Before you buy Motley, Minnesota car insurance, make sure your coverage meets or exceeds the Minnesota minimum of 30/60/10.

It may even be helpful to compare Motley car insurance rates with Brooklyn Park car insurance rates, Plymouth car insurance rates, or Woodbury car insurance rates to make sure you’re getting the best Motley, MN car insurance quotes available.

Need affordable Motley, MN car insurance? Enter your ZIP code to compare Motley car insurance quotes from multiple car insurance companies near you.

Motley, MN Minimum Car Insurance Coverage

Motley, Minnesota law requires drivers carry a minimum of 30/60/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Motley, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Motley, MN Car Insurance Rates by Coverage Level

Some Motley drivers can get by with the Minnesota minimum coverage of 30/60/10. Other drivers may need more. See how much your Motley, Minnesota car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Motley, Minnesota

Insurance Company Low Medium High
Allstate $4,379 $4,439 $4,512
American Family $3,393 $3,489 $3,301
Farmers $3,141 $3,282 $3,382
GEICO $3,909 $4,005 $4,107
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $2,853 $3,013 $3,115
State Farm $2,159 $2,241 $2,304
USAA $2,691 $2,770 $2,856

Motley, MN Car Insurance Rates by Age, Gender, and Marital Status

Motley, Minnesota car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Motley, MN car insurance, get quotes from multiple car insurance companies in the Motley area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Motley, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,977 $2,977 $2,858 $2,858 $6,720 $9,735 $3,620 $3,803
American Family $2,162 $2,162 $1,957 $1,957 $5,823 $8,485 $2,162 $2,447
Farmers $2,144 $2,137 $2,070 $2,177 $6,052 $6,078 $2,792 $2,696
GEICO $3,083 $3,062 $2,956 $2,873 $6,249 $7,971 $2,893 $2,971
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,040 $2,059 $1,809 $1,928 $5,063 $6,193 $2,377 $2,481
State Farm $1,695 $1,695 $1,495 $1,495 $3,537 $4,371 $1,965 $1,625
USAA $1,847 $1,822 $1,687 $1,679 $4,887 $5,320 $2,398 $2,538

Motley, MN Car Insurance Rates for Teens

How much is Motley, Minnesota car insurance for teens? Compare rates from top Motley car insurance companies below to help find the cheapest teen car insurance in Motley, MN.

Annual Car Insurance Rates for Teen Drivers in Motley, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,720 $9,735
American Family $5,823 $8,485
Farmers $6,052 $6,078
GEICO $6,249 $7,971
Liberty Mutual $21,303 $32,066
Nationwide $5,063 $6,193
State Farm $3,537 $4,371
USAA $4,887 $5,320

Motley, MN Car Insurance Rates for Seniors

Before seniors buy Motley, Minnesota car insurance, they should make sure to shop around. Some Motley, MN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Motley, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,858 $2,858
American Family $1,957 $1,957
Farmers $2,070 $2,177
GEICO $2,956 $2,873
Liberty Mutual $10,624 $10,624
Nationwide $1,809 $1,928
State Farm $1,495 $1,495
USAA $1,687 $1,679

Motley, MN Car Insurance Rates by Credit History

How does your credit history affect Motley, MN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Motley, Minnesota

Insurance Company Poor Fair Good
Allstate $6,538 $3,524 $3,268
American Family $4,605 $3,086 $2,492
Farmers $4,101 $2,949 $2,755
GEICO $4,813 $3,931 $3,277
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,566 $2,867 $2,549
State Farm $3,260 $1,992 $1,452
USAA $4,324 $2,134 $1,859

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Motley, MN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Motley, Minnesota car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Motley.

Annual Motley, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,274 $4,688 $5,566 $4,246
American Family $2,277 $4,124 $4,594 $2,582
Farmers $2,792 $3,529 $3,589 $3,163
GEICO $2,641 $4,226 $6,333 $2,829
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,359 $3,157 $3,648 $2,811
State Farm $2,067 $2,403 $2,235 $2,235
USAA $2,062 $2,626 $3,945 $2,456

Motley, MN Car Insurance Rates With a DUI

Even a single DUI can increase your Motley, MN car insurance rates. Compare rates below to see which Motley car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Motley, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,566
American Family $4,594
Farmers $3,589
GEICO $6,333
Liberty Mutual $22,059
Nationwide $3,648
State Farm $2,235
USAA $3,945

Motley, MN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Motley, MN car insurance rates may be. Let’s take a look at average car insurance rates from top Motley companies based on commute time.

Annual Car Insurance Rates by Commute Length in Motley, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,444 $4,444
American Family $3,354 $3,434
Farmers $3,268 $3,268
GEICO $3,955 $4,059
Liberty Mutual $14,776 $15,681
Nationwide $2,994 $2,994
State Farm $2,176 $2,293
USAA $2,736 $2,809

Motley, MN Cheapest Car Insurance Rates

How do the top Motley, Minnesota car insurance companies’ average rates stack up against the Motley average monthly car insurance rates of $399? Take a look and see.

Best Annual Car Insurance Rates by Company in Motley, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Motley, MN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Motley, Minnesota car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Motley, Minnesota

Insurance Company Average Annual Rates
Allstate $4,444
American Family $3,394
Farmers $3,268
GEICO $4,007
Liberty Mutual $15,229
Nationwide $2,994
State Farm $2,235
USAA $2,772

Other Factors Affecting Motley, MN Car Insurance Rates

Before you buy Motley, Minnesota car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Motley, MN Commute Time

How does your Motley, MN commute time compare with the average driver? In Motley, the average commute is 16.4 minutes.

Motley, MN Car Insurance Quotes

Compare Motley, MN car insurance quotes from multiple companies by entering your ZIP code now.