Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Piscataway for teen drivers is GEICO
  • The cheapest car insurance company in Piscataway after a DUI is Progressive
  • Average car insurance rates in Piscataway, NJ are $467/month

Average car insurance rates in Piscataway, New Jersey are $467 a month. But with a little research you can get a great deal from the top car insurance companies in Piscataway, NJ. Before you buy Piscataway, New Jersey car insurance, make sure your coverage meets or exceeds the New Jersey minimum of 15/30/5.

It may even be helpful to compare Piscataway car insurance rates with Bayonne car insurance rates, Clifton car insurance rates, or Elizabeth car insurance rates to make sure you’re getting the best Piscataway, NJ car insurance quotes available.

Need affordable Piscataway, NJ car insurance? Enter your ZIP code to compare Piscataway car insurance quotes from multiple car insurance companies near you.

Piscataway, NJ Minimum Car Insurance Coverage

Piscataway, New Jersey law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Piscataway, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Piscataway, NJ Car Insurance Rates by Coverage Level

Some Piscataway drivers can get by with the New Jersey minimum coverage of 15/30/5. Other drivers may need more. See how much your Piscataway, New Jersey car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Piscataway, New Jersey

Insurance Company Low Medium High
Allstate $5,214 $5,734 $6,005
Farmers $6,886 $7,642 $8,531
GEICO $2,517 $2,914 $3,127
Liberty Mutual $6,245 $7,203 $7,521
Progressive $3,626 $4,084 $4,348
State Farm $7,576 $8,324 $8,724
Travelers $3,482 $3,820 $4,153

Piscataway, NJ Car Insurance Rates by Age, Gender, and Marital Status

Piscataway, New Jersey car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Piscataway, NJ car insurance, get quotes from multiple car insurance companies in the Piscataway area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Piscataway, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,394 $3,378 $3,295 $3,295 $10,688 $13,062 $3,991 $4,106
Farmers $4,869 $4,913 $4,743 $4,639 $14,254 $16,397 $5,787 $5,889
GEICO $2,306 $2,271 $2,260 $2,260 $4,237 $4,235 $2,660 $2,592
Liberty Mutual $4,606 $4,606 $5,059 $5,059 $12,036 $13,673 $5,059 $5,821
Progressive $2,063 $1,906 $1,863 $1,918 $9,365 $10,273 $2,440 $2,326
State Farm $4,768 $4,768 $4,328 $4,328 $15,745 $20,204 $5,445 $6,078
Travelers $2,822 $2,773 $2,608 $2,660 $6,568 $7,544 $2,780 $2,790

Piscataway, NJ Car Insurance Rates for Teens

How much is Piscataway, New Jersey car insurance for teens? Compare rates from top Piscataway car insurance companies below to help find the cheapest teen car insurance in Piscataway, NJ.

Annual Car Insurance Rates for Teen Drivers in Piscataway, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,688 $13,062
Farmers $14,254 $16,397
GEICO $4,237 $4,235
Liberty Mutual $12,036 $13,673
Progressive $9,365 $10,273
State Farm $15,745 $20,204
Travelers $6,568 $7,544

Piscataway, NJ Car Insurance Rates for Seniors

Before seniors buy Piscataway, New Jersey car insurance, they should make sure to shop around. Some Piscataway, NJ car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Piscataway, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,295 $3,295
Farmers $4,743 $4,639
GEICO $2,260 $2,260
Liberty Mutual $5,059 $5,059
Progressive $1,863 $1,918
State Farm $4,328 $4,328
Travelers $2,608 $2,660

Piscataway, NJ Car Insurance Rates by Credit History

How does your credit history affect Piscataway, NJ car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Piscataway, New Jersey

Insurance Company Poor Fair Good
Allstate $7,869 $5,081 $4,003
Farmers $9,167 $7,149 $6,743
GEICO $4,299 $2,470 $1,789
Liberty Mutual $8,860 $6,567 $5,542
Progressive $4,500 $3,929 $3,628
State Farm $11,886 $7,161 $5,578
Travelers $5,076 $3,760 $2,618

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Piscataway, NJ Car Insurance Rates by Driver History

How does a single speeding ticket affect your Piscataway, New Jersey car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Piscataway.

Annual Piscataway, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,231 $7,052 $6,169 $5,153
Farmers $5,956 $10,112 $8,232 $6,446
GEICO $2,219 $2,917 $4,056 $2,219
Liberty Mutual $6,713 $7,680 $6,854 $6,713
Progressive $3,452 $4,644 $3,952 $4,029
State Farm $4,451 $8,123 $13,065 $7,194
Travelers $2,947 $4,327 $4,214 $3,784

Piscataway, NJ Car Insurance Rates With a DUI

Even a single DUI can increase your Piscataway, NJ car insurance rates. Compare rates below to see which Piscataway car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Piscataway, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,169
Farmers $8,232
GEICO $4,056
Liberty Mutual $6,854
Progressive $3,952
State Farm $13,065
Travelers $4,214

Piscataway, NJ Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Piscataway, NJ car insurance rates may be. Let’s take a look at average car insurance rates from top Piscataway companies based on commute time.

Annual Car Insurance Rates by Commute Length in Piscataway, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,640 $5,662
Farmers $7,686 $7,686
GEICO $2,829 $2,877
Liberty Mutual $6,922 $7,058
Progressive $4,019 $4,019
State Farm $7,991 $8,425
Travelers $3,818 $3,818

Piscataway, NJ Cheapest Car Insurance Rates

How do the top Piscataway, New Jersey car insurance companies’ average rates stack up against the Piscataway average monthly car insurance rates of $467? Take a look and see.

Best Annual Car Insurance Rates by Company in Piscataway, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Piscataway, NJ Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Piscataway, New Jersey car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Piscataway, New Jersey

Insurance Company Average Annual Rates
Allstate $5,651
Farmers $7,686
GEICO $2,853
Liberty Mutual $6,990
Progressive $4,019
State Farm $8,208
Travelers $3,818

Piscataway, NJ Car Insurance Quotes

Compare Piscataway, NJ car insurance quotes from multiple companies by entering your ZIP code now.