Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Red Wing, MN are $372/month
  • Average car insurance rates in Red Wing, MN for senior drivers are $2,942/year
  • The cheapest car insurance company in Red Wing for teen drivers is State Farm

Average car insurance rates in Red Wing, Minnesota are $372 a month. But with a little research you can get a great deal from the top car insurance companies in Red Wing, MN. Before you buy Red Wing, Minnesota car insurance, make sure your coverage meets or exceeds the Minnesota minimum of 30/60/10.

It may even be helpful to compare Red Wing car insurance rates with Duluth car insurance rates, Bloomington car insurance rates, or Maple Grove car insurance rates to make sure you’re getting the best Red Wing, MN car insurance quotes available.

Need affordable Red Wing, MN car insurance? Enter your ZIP code to compare Red Wing car insurance quotes from multiple car insurance companies near you.

Red Wing, MN Minimum Car Insurance Coverage

Red Wing, Minnesota law requires drivers carry a minimum of 30/60/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Red Wing, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Red Wing, MN Car Insurance Rates by Coverage Level

Some Red Wing drivers can get by with the Minnesota minimum coverage of 30/60/10. Other drivers may need more. See how much your Red Wing, Minnesota car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Red Wing, Minnesota

Insurance Company Low Medium High
Allstate $4,677 $4,736 $4,804
American Family $3,597 $3,701 $3,504
Farmers $3,545 $3,684 $3,784
GEICO $3,064 $3,160 $3,260
Liberty Mutual $12,579 $12,897 $13,186
Nationwide $2,690 $2,877 $2,999
State Farm $1,962 $2,057 $2,128
USAA $2,631 $2,704 $2,782

Red Wing, MN Car Insurance Rates by Age, Gender, and Marital Status

Red Wing, Minnesota car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Red Wing, MN car insurance, get quotes from multiple car insurance companies in the Red Wing area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Red Wing, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,140 $3,140 $3,019 $3,019 $7,237 $10,524 $3,818 $4,018
American Family $2,287 $2,287 $2,070 $2,070 $6,195 $9,024 $2,287 $2,587
Farmers $2,435 $2,425 $2,347 $2,463 $6,743 $6,735 $3,168 $3,053
GEICO $2,399 $2,380 $2,292 $2,228 $5,029 $6,388 $2,248 $2,327
Liberty Mutual $9,135 $9,135 $9,045 $9,045 $17,956 $26,937 $9,135 $12,711
Nationwide $1,915 $1,920 $1,706 $1,808 $4,929 $5,974 $2,252 $2,340
State Farm $1,518 $1,518 $1,357 $1,357 $3,328 $4,105 $1,760 $1,448
USAA $1,788 $1,766 $1,632 $1,621 $4,806 $5,244 $2,326 $2,461

Red Wing, MN Car Insurance Rates for Teens

How much is Red Wing, Minnesota car insurance for teens? Compare rates from top Red Wing car insurance companies below to help find the cheapest teen car insurance in Red Wing, MN.

Annual Car Insurance Rates for Teen Drivers in Red Wing, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,237 $10,524
American Family $6,195 $9,024
Farmers $6,743 $6,735
GEICO $5,029 $6,388
Liberty Mutual $17,956 $26,937
Nationwide $4,929 $5,974
State Farm $3,328 $4,105
USAA $4,806 $5,244

Red Wing, MN Car Insurance Rates for Seniors

Before seniors buy Red Wing, Minnesota car insurance, they should make sure to shop around. Some Red Wing, MN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Red Wing, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,019 $3,019
American Family $2,070 $2,070
Farmers $2,347 $2,463
GEICO $2,292 $2,228
Liberty Mutual $9,045 $9,045
Nationwide $1,706 $1,808
State Farm $1,357 $1,357
USAA $1,632 $1,621

Red Wing, MN Car Insurance Rates by Credit History

How does your credit history affect Red Wing, MN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Red Wing, Minnesota

Insurance Company Poor Fair Good
Allstate $6,943 $3,773 $3,502
American Family $4,899 $3,269 $2,635
Farmers $4,620 $3,306 $3,087
GEICO $3,796 $3,103 $2,586
Liberty Mutual $17,968 $11,618 $9,076
Nationwide $3,394 $2,741 $2,431
State Farm $2,987 $1,827 $1,332
USAA $4,233 $2,074 $1,809

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Red Wing, MN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Red Wing, Minnesota car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Red Wing.

Annual Red Wing, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,407 $4,995 $6,058 $4,498
American Family $2,423 $4,344 $4,890 $2,747
Farmers $3,139 $3,969 $4,017 $3,560
GEICO $2,098 $3,336 $4,965 $2,248
Liberty Mutual $9,433 $12,953 $18,990 $10,174
Nationwide $2,271 $3,007 $3,455 $2,688
State Farm $1,880 $2,217 $2,049 $2,049
USAA $2,011 $2,567 $3,852 $2,393

Red Wing, MN Car Insurance Rates With a DUI

Even a single DUI can increase your Red Wing, MN car insurance rates. Compare rates below to see which Red Wing car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Red Wing, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,058
American Family $4,890
Farmers $4,017
GEICO $4,965
Liberty Mutual $18,990
Nationwide $3,455
State Farm $2,049
USAA $3,852

Red Wing, MN Car Insurance Rates by ZIP Code

Just like Red Wing car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Red Wing, MN car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Red Wing, Minnesota

ZIP Code Average Annual Rates
55066 $3,403
55089 $3,429

Red Wing, MN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Red Wing, MN car insurance rates may be. Let’s take a look at average car insurance rates from top Red Wing companies based on commute time.

Annual Car Insurance Rates by Commute Length in Red Wing, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,739 $4,739
American Family $3,558 $3,643
Farmers $3,671 $3,671
GEICO $3,120 $3,203
Liberty Mutual $12,510 $13,265
Nationwide $2,855 $2,855
State Farm $1,993 $2,105
USAA $2,670 $2,741

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Red Wing, MN Cheapest Car Insurance Rates

How do the top Red Wing, Minnesota car insurance companies’ average rates stack up against the Red Wing average monthly car insurance rates of $372? Take a look and see.

Best Annual Car Insurance Rates by Company in Red Wing, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Red Wing, MN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Red Wing, Minnesota car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Red Wing, Minnesota

Insurance Company Average Annual Rates
Allstate $4,739
American Family $3,601
Farmers $3,671
GEICO $3,162
Liberty Mutual $12,887
Nationwide $2,855
State Farm $2,049
USAA $2,706

Other Factors Affecting Red Wing, MN Car Insurance Rates

Before you buy Red Wing, Minnesota car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Red Wing, MN Commute Time

How does your Red Wing, MN commute time compare with the average driver? In Red Wing, the average commute is 20.7 minutes.

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Red Wing, MN Car Insurance Quotes

Compare Red Wing, MN car insurance quotes from multiple companies by entering your ZIP code now.