Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Siloam Springs after a DUI is State Farm
  • Average car insurance rates in Siloam Springs, AR are $310/month
  • The cheapest car insurance company in Siloam Springs for teen drivers is USAA

Average car insurance rates in Siloam Springs, Arkansas are $310 a month. But with a little research you can get a great deal from the top car insurance companies in Siloam Springs, AR. Before you buy Siloam Springs, Arkansas car insurance, make sure your coverage meets or exceeds the Arkansas minimum of 25/50/25.

It may even be helpful to compare Siloam Springs car insurance rates with Hot Springs car insurance rates, Fort Smith car insurance rates, or Bentonville car insurance rates to make sure you’re getting the best Siloam Springs, AR car insurance quotes available.

Need affordable Siloam Springs, AR car insurance? Enter your ZIP code to compare Siloam Springs car insurance quotes from multiple car insurance companies near you.

Siloam Springs, AR Minimum Car Insurance Coverage

Siloam Springs, Arkansas law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Siloam Springs, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Siloam Springs, AR Car Insurance Rates by Coverage Level

Some Siloam Springs drivers can get by with the Arkansas minimum coverage of 25/50/25. Other drivers may need more. See how much your Siloam Springs, Arkansas car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Siloam Springs, Arkansas

Insurance Company Low Medium High
Allstate $4,637 $4,764 $4,900
Farmers $3,650 $3,810 $4,098
GEICO $2,749 $2,884 $3,023
Liberty Mutual $3,675 $3,780 $3,965
Nationwide $3,667 $3,566 $3,676
Progressive $4,289 $4,619 $5,198
State Farm $2,259 $2,382 $2,513
Travelers $5,087 $5,345 $5,561
USAA $1,979 $2,060 $2,164

Siloam Springs, AR Car Insurance Rates by Age, Gender, and Marital Status

Siloam Springs, Arkansas car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Siloam Springs, AR car insurance, get quotes from multiple car insurance companies in the Siloam Springs area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Siloam Springs, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,681 $2,694 $2,400 $2,564 $9,842 $11,811 $2,949 $3,196
Farmers $2,041 $2,023 $1,819 $1,921 $8,946 $9,258 $2,349 $2,465
GEICO $2,043 $2,012 $1,878 $1,825 $5,627 $5,611 $2,028 $2,057
Liberty Mutual $2,121 $2,264 $2,053 $2,290 $8,112 $8,928 $2,296 $2,388
Nationwide $2,476 $2,523 $2,226 $2,350 $6,000 $7,632 $2,834 $3,052
Progressive $2,428 $2,280 $1,999 $2,100 $10,728 $12,051 $2,899 $3,135
State Farm $1,471 $1,471 $1,329 $1,329 $4,397 $5,506 $1,660 $1,913
Travelers $1,955 $1,989 $1,953 $1,953 $11,640 $18,645 $2,106 $2,405
USAA $1,269 $1,277 $1,182 $1,184 $4,036 $4,216 $1,628 $1,749

Siloam Springs, AR Car Insurance Rates for Teens

How much is Siloam Springs, Arkansas car insurance for teens? Compare rates from top Siloam Springs car insurance companies below to help find the cheapest teen car insurance in Siloam Springs, AR.

Annual Car Insurance Rates for Teen Drivers in Siloam Springs, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,842 $11,811
Farmers $8,946 $9,258
GEICO $5,627 $5,611
Liberty Mutual $8,112 $8,928
Nationwide $6,000 $7,632
Progressive $10,728 $12,051
State Farm $4,397 $5,506
Travelers $11,640 $18,645
USAA $4,036 $4,216

Siloam Springs, AR Car Insurance Rates for Seniors

Before seniors buy Siloam Springs, Arkansas car insurance, they should make sure to shop around. Some Siloam Springs, AR car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Siloam Springs, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,400 $2,564
Farmers $1,819 $1,921
GEICO $1,878 $1,825
Liberty Mutual $2,053 $2,290
Nationwide $2,226 $2,350
Progressive $1,999 $2,100
State Farm $1,329 $1,329
Travelers $1,953 $1,953
USAA $1,182 $1,184

Siloam Springs, AR Car Insurance Rates by Credit History

How does your credit history affect Siloam Springs, AR car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Siloam Springs, Arkansas

Insurance Company Poor Fair Good
Allstate $5,980 $4,593 $3,728
Farmers $4,371 $3,682 $3,505
GEICO $3,454 $2,844 $2,357
Liberty Mutual $5,479 $3,334 $2,607
Nationwide $4,301 $3,458 $3,151
Progressive $5,302 $4,556 $4,250
State Farm $3,450 $2,081 $1,622
Travelers $6,105 $5,109 $4,778
USAA $2,731 $1,873 $1,599

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Siloam Springs, AR Car Insurance Rates by Driver History

How does a single speeding ticket affect your Siloam Springs, Arkansas car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Siloam Springs.

Annual Siloam Springs, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,924 $4,942 $5,503 $4,698
Farmers $3,247 $4,180 $4,086 $3,898
GEICO $1,976 $3,006 $4,432 $2,127
Liberty Mutual $2,567 $4,232 $4,956 $3,472
Nationwide $2,837 $3,656 $4,934 $3,120
Progressive $4,045 $5,662 $4,256 $4,846
State Farm $2,179 $2,590 $2,384 $2,384
Travelers $4,462 $4,608 $6,776 $5,476
USAA $1,588 $2,017 $2,904 $1,762

Siloam Springs, AR Car Insurance Rates With a DUI

Even a single DUI can increase your Siloam Springs, AR car insurance rates. Compare rates below to see which Siloam Springs car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Siloam Springs, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,503
Farmers $4,086
GEICO $4,432
Liberty Mutual $4,956
Nationwide $4,934
Progressive $4,256
State Farm $2,384
Travelers $6,776
USAA $2,904

Siloam Springs, AR Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Siloam Springs, AR car insurance rates may be. Let’s take a look at average car insurance rates from top Siloam Springs companies based on commute time.

Annual Car Insurance Rates by Commute Length in Siloam Springs, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,767 $4,767
Farmers $3,853 $3,853
GEICO $2,860 $2,910
Liberty Mutual $3,807 $3,807
Nationwide $3,637 $3,637
Progressive $4,702 $4,702
State Farm $2,327 $2,442
Travelers $5,331 $5,331
USAA $2,010 $2,126

Siloam Springs, AR Cheapest Car Insurance Rates

How do the top Siloam Springs, Arkansas car insurance companies’ average rates stack up against the Siloam Springs average monthly car insurance rates of $310? Take a look and see.

Best Annual Car Insurance Rates by Company in Siloam Springs, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Siloam Springs, AR Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Siloam Springs, Arkansas car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Siloam Springs, Arkansas

Insurance Company Average Annual Rates
Allstate $4,767
Farmers $3,853
GEICO $2,885
Liberty Mutual $3,807
Nationwide $3,637
Progressive $4,702
State Farm $2,384
Travelers $5,331
USAA $2,068

Other Factors Affecting Siloam Springs, AR Car Insurance Rates

Before you buy Siloam Springs, Arkansas car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Siloam Springs, AR Commute Time

How does your Siloam Springs, AR commute time compare with the average driver? In Siloam Springs, the average commute is 17.4 minutes.

Siloam Springs, AR Car Insurance Quotes

Compare Siloam Springs, AR car insurance quotes from multiple companies by entering your ZIP code now.