Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Spring Hill for teen drivers is State Farm
  • Average car insurance rates in Spring Hill, TN for senior drivers are $1,716/year
  • Average car insurance rates in Spring Hill, TN are $267/month

Average car insurance rates in Spring Hill, Tennessee are $267 a month. But with a little research you can get a great deal from the top car insurance companies in Spring Hill, TN. Before you buy Spring Hill, Tennessee car insurance, make sure your coverage meets or exceeds the Tennessee minimum of 25/50/15.

It may even be helpful to compare Spring Hill car insurance rates with Jackson car insurance rates, Memphis car insurance rates, or Chattanooga car insurance rates to make sure you’re getting the best Spring Hill, TN car insurance quotes available.

Need affordable Spring Hill, TN car insurance? Enter your ZIP code to compare Spring Hill car insurance quotes from multiple car insurance companies near you.

Spring Hill, TN Minimum Car Insurance Coverage

Spring Hill, Tennessee law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Spring Hill, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Spring Hill, TN Car Insurance Rates by Coverage Level

Some Spring Hill drivers can get by with the Tennessee minimum coverage of 25/50/15. Other drivers may need more. See how much your Spring Hill, Tennessee car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Spring Hill, Tennessee

Insurance Company Low Medium High
Allstate $4,540 $4,696 $4,885
Farmers $2,486 $2,603 $2,741
GEICO $3,165 $3,314 $3,479
Liberty Mutual $5,772 $6,025 $6,273
Nationwide $3,438 $3,344 $3,464
Progressive $3,420 $3,650 $3,867
State Farm $2,370 $2,527 $2,649
Travelers $2,545 $2,716 $2,892
USAA $2,644 $2,718 $2,817

Spring Hill, TN Car Insurance Rates by Age, Gender, and Marital Status

Spring Hill, Tennessee car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Spring Hill, TN car insurance, get quotes from multiple car insurance companies in the Spring Hill area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Spring Hill, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,712 $2,603 $2,444 $2,537 $10,282 $11,210 $2,886 $2,982
Farmers $1,380 $1,404 $1,232 $1,351 $5,634 $6,001 $1,877 $2,002
GEICO $2,208 $2,229 $2,035 $2,035 $6,685 $6,808 $2,242 $2,313
Nationwide $2,179 $2,195 $1,954 $1,983 $6,026 $7,761 $2,507 $2,717
Progressive $1,845 $1,736 $1,507 $1,573 $8,398 $9,448 $2,227 $2,432
State Farm $1,525 $1,525 $1,379 $1,379 $4,704 $5,880 $1,724 $2,006
Travelers $1,727 $1,818 $1,584 $1,685 $4,963 $6,200 $1,836 $1,931
USAA $1,540 $1,566 $1,389 $1,388 $5,480 $6,298 $2,009 $2,140

Spring Hill, TN Car Insurance Rates for Teens

How much is Spring Hill, Tennessee car insurance for teens? Compare rates from top Spring Hill car insurance companies below to help find the cheapest teen car insurance in Spring Hill, TN.

Annual Car Insurance Rates for Teen Drivers in Spring Hill, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,282 $11,210
Farmers $5,634 $6,001
GEICO $6,685 $6,808
Nationwide $6,026 $7,761
Progressive $8,398 $9,448
State Farm $4,704 $5,880
Travelers $4,963 $6,200
USAA $5,480 $6,298

Spring Hill, TN Car Insurance Rates for Seniors

Before seniors buy Spring Hill, Tennessee car insurance, they should make sure to shop around. Some Spring Hill, TN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Spring Hill, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,444 $2,537
Farmers $1,232 $1,351
GEICO $2,035 $2,035
Nationwide $1,954 $1,983
Progressive $1,507 $1,573
State Farm $1,379 $1,379
Travelers $1,584 $1,685
USAA $1,389 $1,388

Spring Hill, TN Car Insurance Rates by Credit History

How does your credit history affect Spring Hill, TN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Spring Hill, Tennessee

Insurance Company Poor Fair Good
Allstate $5,998 $4,604 $3,518
Farmers $3,091 $2,435 $2,305
GEICO $3,767 $3,225 $2,966
Liberty Mutual $8,617 $5,303 $4,149
Nationwide $4,094 $3,259 $2,892
Progressive $4,092 $3,537 $3,309
State Farm $3,652 $2,191 $1,702
Travelers $3,446 $2,723 $1,984
USAA $3,954 $2,315 $1,909

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Spring Hill, TN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Spring Hill, Tennessee car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Spring Hill.

Annual Spring Hill, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,938 $4,698 $5,683 $4,508
Farmers $2,237 $2,755 $2,805 $2,643
GEICO $2,408 $3,231 $5,229 $2,408
Liberty Mutual $4,881 $7,048 $6,550 $5,613
Nationwide $2,956 $2,956 $4,435 $3,313
Progressive $3,211 $4,174 $3,418 $3,780
State Farm $2,290 $2,741 $2,515 $2,515
Travelers $2,200 $2,831 $3,135 $2,705
USAA $1,983 $2,970 $3,492 $2,461

Spring Hill, TN Car Insurance Rates With a DUI

Even a single DUI can increase your Spring Hill, TN car insurance rates. Compare rates below to see which Spring Hill car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Spring Hill, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,683
Farmers $2,805
GEICO $5,229
Liberty Mutual $6,550
Nationwide $4,435
Progressive $3,418
State Farm $2,515
Travelers $3,135
USAA $3,492

Spring Hill, TN Car Insurance Rates by ZIP Code

Just like Spring Hill car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Spring Hill, TN car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Spring Hill, Tennessee

ZIP Code Average Annual Rates
37174 $3,569
37179 $3,582

Spring Hill, TN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Spring Hill, TN car insurance rates may be. Let’s take a look at average car insurance rates from top Spring Hill companies based on commute time.

Annual Car Insurance Rates by Commute Length in Spring Hill, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,707 $4,707
Farmers $2,610 $2,610
GEICO $3,300 $3,339
Liberty Mutual $6,023 $6,023
Nationwide $3,415 $3,415
Progressive $3,646 $3,646
State Farm $2,455 $2,575
Travelers $2,611 $2,824
USAA $2,650 $2,802

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Spring Hill, TN Cheapest Car Insurance Rates

How do the top Spring Hill, Tennessee car insurance companies’ average rates stack up against the Spring Hill average monthly car insurance rates of $267? Take a look and see.

Best Annual Car Insurance Rates by Company in Spring Hill, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors Farmers
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Spring Hill, TN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Spring Hill, Tennessee car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Spring Hill, Tennessee

Insurance Company Average Annual Rates
Allstate $4,707
Farmers $2,610
GEICO $3,319
Nationwide $3,415
Progressive $3,646
State Farm $2,515
Travelers $2,718
USAA $2,726

Other Factors Affecting Spring Hill, TN Car Insurance Rates

Before you buy Spring Hill, Tennessee car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Spring Hill, TN Commute Time

How does your Spring Hill, TN commute time compare with the average driver? In Spring Hill, the average commute is 31.7 minutes.

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Spring Hill, TN Car Insurance Quotes

Compare Spring Hill, TN car insurance quotes from multiple companies by entering your ZIP code now.