Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Woodbury, TN are $268/month
  • Average car insurance rates in Woodbury, TN for senior drivers are $1,733/year
  • The cheapest car insurance company in Woodbury for teen drivers is State Farm

Average car insurance rates in Woodbury, Tennessee are $268 a month. But with a little research you can get a great deal from the top car insurance companies in Woodbury, TN. Before you buy Woodbury, Tennessee car insurance, make sure your coverage meets or exceeds the Tennessee minimum of 25/50/15.

It may even be helpful to compare Woodbury car insurance rates with Memphis car insurance rates, Clarksville car insurance rates, or Jackson car insurance rates to make sure you’re getting the best Woodbury, TN car insurance quotes available.

Need affordable Woodbury, TN car insurance? Enter your ZIP code to compare Woodbury car insurance quotes from multiple car insurance companies near you.

Woodbury, TN Minimum Car Insurance Coverage

Woodbury, Tennessee law requires drivers carry a minimum of 25/50/15 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Woodbury, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Woodbury, TN Car Insurance Rates by Coverage Level

Some Woodbury drivers can get by with the Tennessee minimum coverage of 25/50/15. Other drivers may need more. See how much your Woodbury, Tennessee car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Woodbury, Tennessee

Insurance Company Low Medium High
Allstate $4,595 $4,746 $4,930
Farmers $2,636 $2,780 $2,963
GEICO $3,017 $3,154 $3,312
Liberty Mutual $6,319 $6,568 $6,825
Nationwide $3,282 $3,194 $3,311
Progressive $3,474 $3,669 $3,864
State Farm $2,457 $2,584 $2,686
Travelers $2,697 $2,864 $3,038
USAA $2,539 $2,613 $2,714

Woodbury, TN Car Insurance Rates by Age, Gender, and Marital Status

Woodbury, Tennessee car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Woodbury, TN car insurance, get quotes from multiple car insurance companies in the Woodbury area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Woodbury, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,778 $2,676 $2,494 $2,590 $10,263 $11,197 $2,976 $3,083
Farmers $1,494 $1,521 $1,344 $1,469 $5,992 $6,376 $2,016 $2,132
GEICO $2,128 $2,152 $1,966 $1,966 $6,288 $6,418 $2,151 $2,218
Nationwide $2,091 $2,107 $1,876 $1,905 $5,731 $7,382 $2,402 $2,604
Progressive $1,888 $1,788 $1,535 $1,603 $8,349 $9,410 $2,280 $2,497
State Farm $1,586 $1,586 $1,421 $1,421 $4,763 $5,947 $1,789 $2,093
Travelers $1,850 $1,948 $1,679 $1,788 $5,188 $6,430 $1,972 $2,076
USAA $1,479 $1,504 $1,336 $1,335 $5,281 $6,053 $1,929 $2,056

Woodbury, TN Car Insurance Rates for Teens

How much is Woodbury, Tennessee car insurance for teens? Compare rates from top Woodbury car insurance companies below to help find the cheapest teen car insurance in Woodbury, TN.

Annual Car Insurance Rates for Teen Drivers in Woodbury, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,263 $11,197
Farmers $5,992 $6,376
GEICO $6,288 $6,418
Nationwide $5,731 $7,382
Progressive $8,349 $9,410
State Farm $4,763 $5,947
Travelers $5,188 $6,430
USAA $5,281 $6,053

Woodbury, TN Car Insurance Rates for Seniors

Before seniors buy Woodbury, Tennessee car insurance, they should make sure to shop around. Some Woodbury, TN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Woodbury, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,494 $2,590
Farmers $1,344 $1,469
GEICO $1,966 $1,966
Nationwide $1,876 $1,905
Progressive $1,535 $1,603
State Farm $1,421 $1,421
Travelers $1,679 $1,788
USAA $1,336 $1,335

Woodbury, TN Car Insurance Rates by Credit History

How does your credit history affect Woodbury, TN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Woodbury, Tennessee

Insurance Company Poor Fair Good
Allstate $6,064 $4,651 $3,557
Farmers $3,325 $2,597 $2,457
GEICO $3,591 $3,070 $2,822
Liberty Mutual $9,444 $5,763 $4,505
Nationwide $3,914 $3,111 $2,763
Progressive $4,136 $3,554 $3,317
State Farm $3,740 $2,244 $1,743
Travelers $3,649 $2,862 $2,088
USAA $3,800 $2,228 $1,838

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Woodbury, TN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Woodbury, Tennessee car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Woodbury.

Annual Woodbury, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,001 $4,758 $5,710 $4,560
Farmers $2,387 $2,947 $3,017 $2,821
GEICO $2,284 $3,076 $5,001 $2,284
Liberty Mutual $5,326 $7,672 $7,149 $6,135
Nationwide $2,825 $2,825 $4,234 $3,165
Progressive $3,232 $4,189 $3,442 $3,812
State Farm $2,353 $2,798 $2,576 $2,576
Travelers $2,323 $2,985 $3,298 $2,859
USAA $1,907 $2,857 $3,360 $2,364

Woodbury, TN Car Insurance Rates With a DUI

Even a single DUI can increase your Woodbury, TN car insurance rates. Compare rates below to see which Woodbury car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Woodbury, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,710
Farmers $3,017
GEICO $5,001
Liberty Mutual $7,149
Nationwide $4,234
Progressive $3,442
State Farm $2,576
Travelers $3,298
USAA $3,360

Woodbury, TN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Woodbury, TN car insurance rates may be. Let’s take a look at average car insurance rates from top Woodbury companies based on commute time.

Annual Car Insurance Rates by Commute Length in Woodbury, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,757 $4,757
Farmers $2,793 $2,793
GEICO $3,145 $3,177
Liberty Mutual $6,571 $6,571
Nationwide $3,262 $3,262
Progressive $3,669 $3,669
State Farm $2,517 $2,634
Travelers $2,753 $2,979
USAA $2,548 $2,696

Woodbury, TN Cheapest Car Insurance Rates

How do the top Woodbury, Tennessee car insurance companies’ average rates stack up against the Woodbury average monthly car insurance rates of $268? Take a look and see.

Best Annual Car Insurance Rates by Company in Woodbury, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Woodbury, TN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Woodbury, Tennessee car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Woodbury, Tennessee

Insurance Company Average Annual Rates
Allstate $4,757
Farmers $2,793
GEICO $3,161
Nationwide $3,262
Progressive $3,669
State Farm $2,576
Travelers $2,866
USAA $2,622

Other Factors Affecting Woodbury, TN Car Insurance Rates

Before you buy Woodbury, Tennessee car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Woodbury, TN Commute Time

How does your Woodbury, TN commute time compare with the average driver? In Woodbury, the average commute is 28.6 minutes.

Woodbury, TN Car Insurance Quotes

Compare Woodbury, TN car insurance quotes from multiple companies by entering your ZIP code now.