Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The annual number of car thefts in Allen Park is 43.
  • Average car insurance rates in Allen Park, MI are $1,211/month
  • The cheapest car insurance company in Allen Park for teen drivers is USAA

Average car insurance rates in Allen Park, Michigan are $1,211 a month. But with a little research you can get a great deal from the top car insurance companies in Allen Park, MI. Before you buy Allen Park, Michigan car insurance, make sure your coverage meets or exceeds the Michigan minimum of 20/40/10.

It may even be helpful to compare Allen Park car insurance rates with Dearborn car insurance rates, Detroit car insurance rates, or Warren car insurance rates to make sure you’re getting the best Allen Park, MI car insurance quotes available.

Need affordable Allen Park, MI car insurance? Enter your ZIP code to compare Allen Park car insurance quotes from multiple car insurance companies near you.

Allen Park, MI Minimum Car Insurance Coverage

Allen Park, Michigan law requires drivers carry a minimum of 20/40/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Allen Park, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Allen Park, MI Car Insurance Rates by Coverage Level

Some Allen Park drivers can get by with the Michigan minimum coverage of 20/40/10. Other drivers may need more. See how much your Allen Park, Michigan car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Allen Park, Michigan

Insurance Company Low Medium High
Allstate $24,839 $25,645 $26,250
Farmers $20,022 $20,623 $21,435
GEICO $9,839 $10,384 $11,232
Liberty Mutual $20,694 $21,124 $21,694
Nationwide $9,864 $9,290 $9,183
Progressive $6,233 $6,456 $6,660
State Farm $13,012 $13,859 $14,428
Travelers $18,627 $18,795 $18,904
USAA $4,270 $4,412 $4,518

Allen Park, MI Car Insurance Rates by Age, Gender, and Marital Status

Allen Park, Michigan car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Allen Park, MI car insurance, get quotes from multiple car insurance companies in the Allen Park area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Allen Park, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,639 $18,639 $17,291 $17,291 $46,736 $46,736 $19,647 $19,647
Farmers $15,808 $15,808 $14,629 $14,629 $34,439 $34,439 $17,897 $17,897
GEICO $7,572 $7,572 $7,740 $7,740 $19,449 $19,449 $7,177 $7,177
Liberty Mutual $15,945 $15,945 $15,791 $15,791 $37,002 $37,002 $15,945 $15,945
Nationwide $6,560 $6,560 $5,788 $5,788 $18,191 $18,191 $7,244 $7,244
Progressive $3,835 $3,498 $3,377 $3,844 $13,970 $14,653 $4,449 $3,971
State Farm $8,245 $8,245 $7,696 $7,696 $29,436 $29,436 $9,689 $9,689
Travelers $12,519 $12,519 $10,716 $10,716 $38,241 $38,241 $13,624 $13,624
USAA $3,242 $3,033 $3,052 $2,855 $7,934 $7,435 $3,931 $3,719

Allen Park, MI Car Insurance Rates for Teens

How much is Allen Park, Michigan car insurance for teens? Compare rates from top Allen Park car insurance companies below to help find the cheapest teen car insurance in Allen Park, MI.

Annual Car Insurance Rates for Teen Drivers in Allen Park, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $46,736 $46,736
Farmers $34,439 $34,439
GEICO $19,449 $19,449
Liberty Mutual $37,002 $37,002
Nationwide $18,191 $18,191
Progressive $13,970 $14,653
State Farm $29,436 $29,436
Travelers $38,241 $38,241
USAA $7,934 $7,435

Allen Park, MI Car Insurance Rates for Seniors

Before seniors buy Allen Park, Michigan car insurance, they should make sure to shop around. Some Allen Park, MI car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Allen Park, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,291 $17,291
Farmers $14,629 $14,629
GEICO $7,740 $7,740
Liberty Mutual $15,791 $15,791
Nationwide $5,788 $5,788
Progressive $3,377 $3,844
State Farm $7,696 $7,696
Travelers $10,716 $10,716
USAA $3,052 $2,855

Allen Park, MI Car Insurance Rates by Credit History

How does your credit history affect Allen Park, MI car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Allen Park, Michigan

Insurance Company Poor Fair Good
Allstate $38,804 $21,477 $16,454
Farmers $31,128 $16,082 $14,870
GEICO $13,528 $9,901 $8,025
Liberty Mutual $33,493 $19,342 $10,677
Nationwide $11,885 $8,912 $7,540
Progressive $7,495 $6,265 $5,589
State Farm $22,343 $11,294 $7,663
Travelers $19,251 $18,658 $18,417
USAA $6,619 $3,757 $2,824

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Allen Park, MI Car Insurance Rates by Driver History

How does a single speeding ticket affect your Allen Park, Michigan car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Allen Park.

Annual Allen Park, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,432 $16,591 $55,863 $17,427
Farmers $17,231 $22,273 $21,920 $21,349
GEICO $3,647 $7,765 $23,757 $6,769
Liberty Mutual $14,438 $17,716 $33,804 $18,725
Nationwide $8,045 $10,828 $9,817 $9,093
Progressive $5,411 $7,219 $6,474 $6,695
State Farm $8,646 $10,427 $22,894 $13,099
Travelers $12,688 $18,154 $29,222 $15,038
USAA $3,527 $4,428 $5,799 $3,847

Allen Park, MI Car Insurance Rates With a DUI

Even a single DUI can increase your Allen Park, MI car insurance rates. Compare rates below to see which Allen Park car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Allen Park, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $55,863
Farmers $21,920
GEICO $23,757
Liberty Mutual $33,804
Nationwide $9,817
Progressive $6,474
State Farm $22,894
Travelers $29,222
USAA $5,799

Allen Park, MI Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Allen Park, MI car insurance rates may be. Let’s take a look at average car insurance rates from top Allen Park companies based on commute time.

Annual Car Insurance Rates by Commute Length in Allen Park, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $25,578 $25,578
Farmers $20,693 $20,693
GEICO $10,244 $10,725
Liberty Mutual $20,455 $21,886
Nationwide $9,446 $9,446
Progressive $6,450 $6,450
State Farm $13,386 $14,147
Travelers $18,666 $18,885
USAA $4,348 $4,452

Allen Park, MI Cheapest Car Insurance Rates

How do the top Allen Park, Michigan car insurance companies’ average rates stack up against the Allen Park average monthly car insurance rates of $1,211? Take a look and see.

Best Annual Car Insurance Rates by Company in Allen Park, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Allen Park, MI Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Allen Park, Michigan car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Allen Park, Michigan

Insurance Company Average Annual Rates
Allstate $25,578
Farmers $20,693
GEICO $10,485
Liberty Mutual $21,171
Nationwide $9,446
Progressive $6,450
State Farm $13,767
Travelers $18,775
USAA $4,400

Other Factors Affecting Allen Park, MI Car Insurance Rates

Before you buy Allen Park, Michigan car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Allen Park, MI Car Theft Rates

The car theft rate in Allen Park, MI will affect your car insurance rates. FBI data shows that the annual car theft rate for Allen Park, Michigan is 43 stolen cars.

Allen Park, MI Commute Time

How does your Allen Park, MI commute time compare with the average driver? In Allen Park, the average commute is 22.6 minutes.

Allen Park, MI Car Insurance Quotes

Compare Allen Park, MI car insurance quotes from multiple companies by entering your ZIP code now.