Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific car insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. She also specializes in automa...

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Reviewed by Melanie Musson
Published Insurance Expert

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Apple Valley for teen drivers is USAA
  • Average car insurance rates in Apple Valley, CA for senior drivers are $2,208/year
  • The cheapest car insurance company in Apple Valley after a DUI is Liberty Mutual

Average car insurance rates in Apple Valley, California are $307 a month. But with a little research you can get a great deal from the top car insurance companies in Apple Valley, CA. Before you buy Apple Valley, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Apple Valley car insurance rates with San Jose car insurance rates, Long Beach car insurance rates, or Los Angeles car insurance rates to make sure you’re getting the best Apple Valley, CA car insurance quotes available.

Need affordable Apple Valley, CA car insurance? Enter your ZIP code to compare Apple Valley car insurance quotes from multiple car insurance companies near you.

Apple Valley, CA Minimum Car Insurance Coverage

Apple Valley, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Apple Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Apple Valley, CA Car Insurance Rates by Coverage Level

Some Apple Valley drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Apple Valley, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Apple Valley, California

Insurance Company Low Medium High
Allstate $4,224 $4,495 $4,653
Farmers $4,439 $4,798 $5,051
GEICO $2,421 $2,737 $2,955
Liberty Mutual $2,714 $2,948 $3,106
Nationwide $3,926 $4,520 $4,876
Progressive $2,799 $3,296 $3,479
State Farm $3,979 $4,544 $4,852
Travelers $3,077 $3,571 $3,808
USAA $2,420 $2,746 $2,905

Apple Valley, CA Car Insurance Rates by Age, Gender, and Marital Status

Apple Valley, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Apple Valley, CA car insurance, get quotes from multiple car insurance companies in the Apple Valley area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Apple Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,874 $2,880 $2,086 $2,114 $7,933 $9,986 $3,700 $4,088
Farmers $2,590 $2,590 $2,334 $2,334 $8,248 $13,522 $3,068 $3,415
GEICO $1,676 $1,676 $1,576 $1,576 $5,093 $5,174 $2,406 $2,457
Liberty Mutual $2,223 $2,099 $2,072 $2,005 $4,812 $5,143 $2,499 $2,530
Nationwide $3,129 $2,987 $2,758 $2,598 $7,913 $8,764 $3,717 $3,662
Progressive $1,973 $2,030 $1,706 $2,015 $5,373 $6,455 $2,880 $3,097
State Farm $3,503 $3,503 $3,130 $3,130 $6,476 $8,051 $3,878 $3,996
Travelers $2,593 $2,512 $2,290 $2,264 $5,347 $6,171 $3,392 $3,315
USAA $1,926 $1,824 $1,878 $1,884 $4,419 $4,429 $2,655 $2,509

Apple Valley, CA Car Insurance Rates for Teens

How much is Apple Valley, California car insurance for teens? Compare rates from top Apple Valley car insurance companies below to help find the cheapest teen car insurance in Apple Valley, CA.

Annual Car Insurance Rates for Teen Drivers in Apple Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,933 $9,986
Farmers $8,248 $13,522
GEICO $5,093 $5,174
Liberty Mutual $4,812 $5,143
Nationwide $7,913 $8,764
Progressive $5,373 $6,455
State Farm $6,476 $8,051
Travelers $5,347 $6,171
USAA $4,419 $4,429

Apple Valley, CA Car Insurance Rates for Seniors

Before seniors buy Apple Valley, California car insurance, they should make sure to shop around. Some Apple Valley, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Apple Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,114
Farmers $2,334 $2,334
GEICO $1,576 $1,576
Liberty Mutual $2,072 $2,005
Nationwide $2,758 $2,598
Progressive $1,706 $2,015
State Farm $3,130 $3,130
Travelers $2,290 $2,264
USAA $1,878 $1,884

Apple Valley, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Apple Valley, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Apple Valley.

Annual Apple Valley, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,679 $4,529 $7,103 $3,519
Farmers $3,520 $4,795 $5,974 $4,762
GEICO $1,890 $2,921 $3,661 $2,345
Liberty Mutual $2,537 $3,398 $3,069 $2,689
Nationwide $3,097 $3,975 $6,715 $3,975
Progressive $2,075 $3,556 $4,141 $2,994
State Farm $3,183 $3,795 $7,161 $3,693
Travelers $2,321 $3,787 $4,417 $3,418
USAA $1,787 $2,660 $4,358 $1,958

Apple Valley, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Apple Valley, CA car insurance rates. Compare rates below to see which Apple Valley car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Apple Valley, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,103
Farmers $5,974
GEICO $3,661
Liberty Mutual $3,069
Nationwide $6,715
Progressive $4,141
State Farm $7,161
Travelers $4,417
USAA $4,358

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Apple Valley, CA Car Insurance Rates by ZIP Code

Just like Apple Valley car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Apple Valley, CA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Apple Valley, California

ZIP Code Average Annual Rates
92307 $5,061
92308 $4,992

Apple Valley, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Apple Valley, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Apple Valley companies based on commute time.

Annual Car Insurance Rates by Commute Length in Apple Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,020 $4,895
Farmers $4,322 $5,204
GEICO $2,456 $2,952
Liberty Mutual $2,682 $3,164
Nationwide $3,924 $4,958
Progressive $2,897 $3,485
State Farm $4,295 $4,622
Travelers $3,132 $3,839
USAA $2,478 $2,904

Apple Valley, CA Cheapest Car Insurance Rates

How do the top Apple Valley, California car insurance companies’ average rates stack up against the Apple Valley average monthly car insurance rates of $307? Take a look and see.

Best Annual Car Insurance Rates by Company in Apple Valley, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Apple Valley, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Apple Valley, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Apple Valley, California

Insurance Company Average Annual Rates
Allstate $4,458
Farmers $4,763
GEICO $2,704
Liberty Mutual $2,923
Nationwide $4,441
Progressive $3,191
State Farm $4,458
Travelers $3,485
USAA $2,691

Other Factors Affecting Apple Valley, CA Car Insurance Rates

Before you buy Apple Valley, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Apple Valley, CA Car Theft Rates

The car theft rate in Apple Valley, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Apple Valley, California is 263 stolen cars.

Apple Valley, CA Commute Time

How does your Apple Valley, CA commute time compare with the average driver? In Apple Valley, the average commute is 33.1 minutes.

Apple Valley, CA Car Insurance Quotes

Compare Apple Valley, CA car insurance quotes from multiple companies by entering your ZIP code now.