Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Beech Grove, IN are $292/month
  • The cheapest car insurance company in Beech Grove for teen drivers is USAA
  • Average car insurance rates in Beech Grove, IN for senior drivers are $1,817/year

Average car insurance rates in Beech Grove, Indiana are $292 a month. But with a little research you can get a great deal from the top car insurance companies in Beech Grove, IN. Before you buy Beech Grove, Indiana car insurance, make sure your coverage meets or exceeds the Indiana minimum of 25/50/25.

It may even be helpful to compare Beech Grove car insurance rates with Gary car insurance rates, Bloomington car insurance rates, or South Bend car insurance rates to make sure you’re getting the best Beech Grove, IN car insurance quotes available.

Need affordable Beech Grove, IN car insurance? Enter your ZIP code to compare Beech Grove car insurance quotes from multiple car insurance companies near you.

Beech Grove, IN Minimum Car Insurance Coverage

Beech Grove, Indiana law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Beech Grove, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Beech Grove, IN Car Insurance Rates by Coverage Level

Some Beech Grove drivers can get by with the Indiana minimum coverage of 25/50/25. Other drivers may need more. See how much your Beech Grove, Indiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Beech Grove, Indiana

Insurance Company Low Medium High
Allstate $3,782 $3,977 $4,224
American Family $3,971 $4,155 $3,944
Farmers $3,316 $3,431 $3,563
GEICO $2,227 $2,363 $2,519
Liberty Mutual $5,710 $5,904 $6,153
Nationwide $2,925 $2,871 $2,888
Progressive $3,960 $4,127 $4,491
State Farm $2,524 $2,659 $2,795
Travelers $3,704 $3,808 $3,808
USAA $1,728 $1,788 $1,861

Beech Grove, IN Car Insurance Rates by Age, Gender, and Marital Status

Beech Grove, Indiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Beech Grove, IN car insurance, get quotes from multiple car insurance companies in the Beech Grove area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Beech Grove, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,421 $2,470 $2,141 $2,343 $7,724 $9,792 $2,427 $2,638
American Family $2,496 $2,496 $2,252 $2,252 $7,026 $10,116 $2,496 $3,050
Farmers $1,548 $1,528 $1,322 $1,486 $8,392 $8,960 $2,046 $2,211
GEICO $1,612 $1,601 $1,515 $1,569 $4,771 $4,424 $1,846 $1,619
Liberty Mutual $4,074 $4,074 $3,752 $3,752 $8,821 $13,276 $4,074 $5,555
Nationwide $1,782 $1,820 $1,566 $1,669 $5,202 $6,740 $2,092 $2,285
Progressive $1,761 $1,660 $1,599 $1,608 $10,569 $11,879 $2,213 $2,253
State Farm $1,602 $1,602 $1,442 $1,442 $5,021 $6,408 $1,778 $1,982
Travelers $1,333 $1,354 $1,259 $1,255 $8,513 $13,426 $1,419 $1,627
USAA $1,136 $1,115 $1,060 $1,063 $3,216 $3,584 $1,532 $1,632

Beech Grove, IN Car Insurance Rates for Teens

How much is Beech Grove, Indiana car insurance for teens? Compare rates from top Beech Grove car insurance companies below to help find the cheapest teen car insurance in Beech Grove, IN.

Annual Car Insurance Rates for Teen Drivers in Beech Grove, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,724 $9,792
American Family $7,026 $10,116
Farmers $8,392 $8,960
GEICO $4,771 $4,424
Liberty Mutual $8,821 $13,276
Nationwide $5,202 $6,740
Progressive $10,569 $11,879
State Farm $5,021 $6,408
Travelers $8,513 $13,426
USAA $3,216 $3,584

Beech Grove, IN Car Insurance Rates for Seniors

Before seniors buy Beech Grove, Indiana car insurance, they should make sure to shop around. Some Beech Grove, IN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Beech Grove, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,141 $2,343
American Family $2,252 $2,252
Farmers $1,322 $1,486
GEICO $1,515 $1,569
Liberty Mutual $3,752 $3,752
Nationwide $1,566 $1,669
Progressive $1,599 $1,608
State Farm $1,442 $1,442
Travelers $1,259 $1,255
USAA $1,060 $1,063

Beech Grove, IN Car Insurance Rates by Credit History

How does your credit history affect Beech Grove, IN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Beech Grove, Indiana

Insurance Company Poor Fair Good
Allstate $4,938 $3,691 $3,355
American Family $5,512 $3,570 $2,988
Farmers $4,007 $3,271 $3,032
GEICO $2,852 $2,370 $1,887
Liberty Mutual $7,882 $5,135 $4,750
Nationwide $3,299 $2,782 $2,602
Progressive $4,612 $4,098 $3,869
State Farm $3,868 $2,313 $1,797
Travelers $4,199 $3,561 $3,560
USAA $2,412 $1,596 $1,369

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Beech Grove, IN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Beech Grove, Indiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Beech Grove.

Annual Beech Grove, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,172 $4,695 $4,327 $3,784
American Family $2,777 $4,408 $5,599 $3,308
Farmers $3,074 $3,586 $3,694 $3,393
GEICO $1,544 $2,452 $3,338 $2,144
Liberty Mutual $4,566 $5,423 $8,649 $5,051
Nationwide $2,493 $3,205 $3,075 $2,804
Progressive $3,133 $5,533 $3,742 $4,362
State Farm $2,594 $2,857 $2,594 $2,594
Travelers $3,204 $3,963 $4,491 $3,436
USAA $1,350 $1,928 $2,215 $1,675

Beech Grove, IN Car Insurance Rates With a DUI

Even a single DUI can increase your Beech Grove, IN car insurance rates. Compare rates below to see which Beech Grove car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Beech Grove, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,327
American Family $5,599
Farmers $3,694
GEICO $3,338
Liberty Mutual $8,649
Nationwide $3,075
Progressive $3,742
State Farm $2,594
Travelers $4,491
USAA $2,215

Beech Grove, IN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Beech Grove, IN car insurance rates may be. Let’s take a look at average car insurance rates from top Beech Grove companies based on commute time.

Annual Car Insurance Rates by Commute Length in Beech Grove, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,995 $3,995
American Family $3,974 $4,072
Farmers $3,437 $3,437
GEICO $2,330 $2,409
Liberty Mutual $5,767 $6,077
Nationwide $2,894 $2,894
Progressive $4,193 $4,193
State Farm $2,585 $2,734
Travelers $3,773 $3,773
USAA $1,769 $1,816

Beech Grove, IN Cheapest Car Insurance Rates

How do the top Beech Grove, Indiana car insurance companies’ average rates stack up against the Beech Grove average monthly car insurance rates of $292? Take a look and see.

Best Annual Car Insurance Rates by Company in Beech Grove, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Beech Grove, IN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Beech Grove, Indiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Beech Grove, Indiana

Insurance Company Average Annual Rates
Allstate $3,995
American Family $4,023
Farmers $3,437
GEICO $2,370
Liberty Mutual $5,922
Nationwide $2,894
Progressive $4,193
State Farm $2,660
Travelers $3,773
USAA $1,792

Other Factors Affecting Beech Grove, IN Car Insurance Rates

Before you buy Beech Grove, Indiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Beech Grove, IN Commute Time

How does your Beech Grove, IN commute time compare with the average driver? In Beech Grove, the average commute is 23.3 minutes.

Beech Grove, IN Car Insurance Quotes

Compare Beech Grove, IN car insurance quotes from multiple companies by entering your ZIP code now.