Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Brookhaven after a DUI is GEICO
  • Average car insurance rates in Brookhaven, NY for senior drivers are $3,329/year
  • Average car insurance rates in Brookhaven, NY are $447/month

Average car insurance rates in Brookhaven, New York are $447 a month. But with a little research you can get a great deal from the top car insurance companies in Brookhaven, NY. Before you buy Brookhaven, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare Brookhaven car insurance rates with Albany car insurance rates, Utica car insurance rates, or Buffalo car insurance rates to make sure you’re getting the best Brookhaven, NY car insurance quotes available.

Need affordable Brookhaven, NY car insurance? Enter your ZIP code to compare Brookhaven car insurance quotes from multiple car insurance companies near you.

Brookhaven, NY Minimum Car Insurance Coverage

Brookhaven, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Brookhaven, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Brookhaven, NY Car Insurance Rates by Coverage Level

Some Brookhaven drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your Brookhaven, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Brookhaven, New York

Insurance Company Low Medium High
Allstate $4,819 $5,273 $5,822
GEICO $3,001 $3,194 $3,448
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $4,928 $5,235 $5,685
State Farm $5,256 $5,620 $5,877
Travelers $5,416 $5,708 $6,224
USAA $4,224 $4,357 $4,579

Brookhaven, NY Car Insurance Rates by Age, Gender, and Marital Status

Brookhaven, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Brookhaven, NY car insurance, get quotes from multiple car insurance companies in the Brookhaven area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Brookhaven, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,642 $3,345 $3,444 $3,461 $10,533 $11,148 $3,456 $3,409
GEICO $2,327 $2,237 $2,259 $2,226 $5,020 $7,421 $2,090 $2,136
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $3,227 $2,910 $2,498 $2,567 $11,073 $12,074 $4,081 $3,831
State Farm $3,568 $3,568 $3,130 $3,130 $10,432 $12,776 $3,943 $4,127
Travelers $4,163 $4,077 $3,796 $3,988 $9,818 $11,631 $4,356 $4,434
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

Brookhaven, NY Car Insurance Rates for Teens

How much is Brookhaven, New York car insurance for teens? Compare rates from top Brookhaven car insurance companies below to help find the cheapest teen car insurance in Brookhaven, NY.

Annual Car Insurance Rates for Teen Drivers in Brookhaven, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,533 $11,148
GEICO $5,020 $7,421
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $11,073 $12,074
State Farm $10,432 $12,776
Travelers $9,818 $11,631
USAA $9,224 $10,935

Brookhaven, NY Car Insurance Rates for Seniors

Before seniors buy Brookhaven, New York car insurance, they should make sure to shop around. Some Brookhaven, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Brookhaven, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,444 $3,461
GEICO $2,259 $2,226
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,498 $2,567
State Farm $3,130 $3,130
Travelers $3,796 $3,988
USAA $2,085 $2,091

Brookhaven, NY Car Insurance Rates by Credit History

How does your credit history affect Brookhaven, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Brookhaven, New York

Insurance Company Poor Fair Good
Allstate $7,772 $4,404 $3,738
GEICO $4,029 $2,959 $2,656
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $8,581 $4,222 $3,046
State Farm $7,883 $4,945 $3,925
Travelers $8,145 $4,959 $4,244
USAA $6,717 $3,426 $3,016

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Brookhaven, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Brookhaven, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Brookhaven.

Annual Brookhaven, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,492 $4,492 $6,567 $5,669
GEICO $2,479 $2,705 $5,195 $2,479
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $5,125 $5,125 $5,717 $5,162
State Farm $5,305 $5,305 $5,863 $5,863
Travelers $4,879 $6,209 $6,293 $5,749
USAA $3,912 $3,976 $5,682 $3,976

Brookhaven, NY Car Insurance Rates With a DUI

Even a single DUI can increase your Brookhaven, NY car insurance rates. Compare rates below to see which Brookhaven car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Brookhaven, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,567
GEICO $5,195
Liberty Mutual $13,289
Nationwide $9,066
Progressive $5,717
State Farm $5,863
Travelers $6,293
USAA $5,682

Brookhaven, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Brookhaven, NY car insurance rates may be. Let’s take a look at average car insurance rates from top Brookhaven companies based on commute time.

Annual Car Insurance Rates by Commute Length in Brookhaven, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,230 $5,379
GEICO $3,120 $3,309
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $5,283 $5,283
State Farm $5,375 $5,793
Travelers $5,783 $5,783
USAA $4,342 $4,431

Brookhaven, NY Cheapest Car Insurance Rates

How do the top Brookhaven, New York car insurance companies’ average rates stack up against the Brookhaven average monthly car insurance rates of $447? Take a look and see.

Best Annual Car Insurance Rates by Company in Brookhaven, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Brookhaven, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Brookhaven, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Brookhaven, New York

Insurance Company Average Annual Rates
Allstate $5,305
GEICO $3,215
Liberty Mutual $8,098
Nationwide $5,276
Progressive $5,283
State Farm $5,584
Travelers $5,783
USAA $4,387

Other Factors Affecting Brookhaven, NY Car Insurance Rates

Before you buy Brookhaven, New York car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Brookhaven, NY Commute Time

How does your Brookhaven, NY commute time compare with the average driver? In Brookhaven, the average commute is 36.7 minutes.

Brookhaven, NY Car Insurance Quotes

Compare Brookhaven, NY car insurance quotes from multiple companies by entering your ZIP code now.