Will car insurance cover if I hit my house with my car?

No one likes to be involved in an auto accident, but an accident involving both your house and car can be extremely inconvenient and embarrassing. These accidents happen frequently, especially when the vehicle is parked in a garage at night. Something as simple as stepping on the accelerator instead of the brake or putting the…

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Will my car insurance cover towing charges?

Being stranded to an accident or vehicle breakdown can be a major inconvenience. Knowing that your vehicle can be towed safely to your home or repair shop at any time provides peace of mind. Depending on the cause of your vehicle’s disablement and the coverage you carry on your auto insurance policy, your car insurance…

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Will my car insurance cover auto theft?

Car theft is a growing problem in our nation, with millions of dollars every year counted up to losses from automobile theft. The most commonly stolen car in the United States is the Cadillac Escalade; however, common cars such as late-model Honda Civics and Toyota Camrys are often the target of car thieves as well,…

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Will my car insurance cover a car used for work?

Car insurance companies determine rates through a process called underwriting. Every time a policy renews, the company will conduct an underwriting review to determine if rates should increase, decrease or stay the same. When this happens, the policyholder is often contacted to discuss his or her driving habits. Common questions that come up in an…

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What to expect when filing a car insurance claim?

In order to receive an insurance settlement for injuries or damages after an accident, you need to file a claim with a car insurance company. Some individuals may carry insurance for several years without ever needing to file a claim. Unfortunately, accidents can and do happen every day, so you may some day need to…

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Most Common Car Insurance Claims

Approximately 12 million auto accidents occur each year and of these, the vast majority are minor collisions, also called “fender benders.” In this type of accident, damages are fairly minor and there are no major injuries. Around 42,000 people die each year in serious collisions, and nearly half of these are caused by drunk drivers….

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Will auto insurance cover my car catching fire?

Hollywood is full of images of cars exploding on impact. Although this rarely happens in real life, cars do sometimes catch fire. The good news is, auto fires are usually covered under full coverage auto insurance; depending on the situation, the claims process may vary, but if you have coverage on your vehicle you should…

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Does auto insurance cover a stolen stereo?

Why should you have stolen stereo car insurance? Although not as common as it once was, stereo theft is still a major concern. People will break into a car and steal the stereo to resell or pawn it for cash. They may even steal any valuables in the vehicle. Fortunately, there are affordable car insurance…

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Is diminished value the same as Gap Insurance?

Vehicles depreciate rapidly, and a vehicle that’s been involved in an accident loses value even quicker. Although auto insurance will pay for the repairs to a vehicle, standard full coverage insurance does not cover the loss of value a vehicle may receive after the accident occurs. There are two ways to recover the loss of…

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Will car insurance cover damage to a sun roof?

Many vehicles come equipped with a sun roof or moon roof. This is a stylish way to let some natural light into a vehicle or enjoy the benefits of fresh air without owning a full convertible. Unfortunately, these glass panels are often easily damaged by collisions, vandalism, falling objects or other perils. Luckily, auto insurance…

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