Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Centerville, IN are $264/month
  • Average car insurance rates in Centerville, IN for senior drivers are $1,661/year
  • The cheapest car insurance company in Centerville after a DUI is USAA

Average car insurance rates in Centerville, Indiana are $264 a month. But with a little research you can get a great deal from the top car insurance companies in Centerville, IN. Before you buy Centerville, Indiana car insurance, make sure your coverage meets or exceeds the Indiana minimum of 25/50/25.

It may even be helpful to compare Centerville car insurance rates with Indianapolis car insurance rates, South Bend car insurance rates, or Carmel car insurance rates to make sure you’re getting the best Centerville, IN car insurance quotes available.

Need affordable Centerville, IN car insurance? Enter your ZIP code to compare Centerville car insurance quotes from multiple car insurance companies near you.

Centerville, IN Minimum Car Insurance Coverage

Centerville, Indiana law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Centerville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Centerville, IN Car Insurance Rates by Coverage Level

Some Centerville drivers can get by with the Indiana minimum coverage of 25/50/25. Other drivers may need more. See how much your Centerville, Indiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Centerville, Indiana

Insurance Company Low Medium High
Allstate $3,633 $3,801 $4,014
American Family $3,603 $3,754 $3,544
Farmers $3,324 $3,440 $3,573
GEICO $2,116 $2,266 $2,434
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,438 $2,375 $2,371
Progressive $3,104 $3,232 $3,511
State Farm $2,162 $2,265 $2,373
Travelers $3,507 $3,598 $3,589
USAA $1,392 $1,434 $1,487

Centerville, IN Car Insurance Rates by Age, Gender, and Marital Status

Centerville, Indiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Centerville, IN car insurance, get quotes from multiple car insurance companies in the Centerville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Centerville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,371 $2,430 $2,081 $2,276 $7,228 $9,108 $2,414 $2,621
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,589 $1,569 $1,366 $1,526 $8,319 $8,886 $2,072 $2,239
GEICO $1,542 $1,540 $1,447 $1,510 $4,574 $4,244 $1,767 $1,554
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,483 $1,518 $1,303 $1,391 $4,277 $5,551 $1,735 $1,897
Progressive $1,404 $1,331 $1,275 $1,282 $8,198 $9,221 $1,756 $1,794
State Farm $1,384 $1,384 $1,235 $1,235 $4,235 $5,419 $1,532 $1,709
Travelers $1,305 $1,329 $1,221 $1,220 $7,951 $12,504 $1,379 $1,608
USAA $919 $905 $852 $859 $2,544 $2,852 $1,240 $1,329

Centerville, IN Car Insurance Rates for Teens

How much is Centerville, Indiana car insurance for teens? Compare rates from top Centerville car insurance companies below to help find the cheapest teen car insurance in Centerville, IN.

Annual Car Insurance Rates for Teen Drivers in Centerville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,228 $9,108
American Family $6,259 $9,073
Farmers $8,319 $8,886
GEICO $4,574 $4,244
Liberty Mutual $8,383 $12,656
Nationwide $4,277 $5,551
Progressive $8,198 $9,221
State Farm $4,235 $5,419
Travelers $7,951 $12,504
USAA $2,544 $2,852

Centerville, IN Car Insurance Rates for Seniors

Before seniors buy Centerville, Indiana car insurance, they should make sure to shop around. Some Centerville, IN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Centerville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,081 $2,276
American Family $2,048 $2,048
Farmers $1,366 $1,526
GEICO $1,447 $1,510
Liberty Mutual $3,522 $3,522
Nationwide $1,303 $1,391
Progressive $1,275 $1,282
State Farm $1,235 $1,235
Travelers $1,221 $1,220
USAA $852 $859

Centerville, IN Car Insurance Rates by Credit History

How does your credit history affect Centerville, IN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Centerville, Indiana

Insurance Company Poor Fair Good
Allstate $4,733 $3,518 $3,197
American Family $4,970 $3,229 $2,702
Farmers $4,024 $3,278 $3,035
GEICO $2,734 $2,272 $1,810
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,724 $2,304 $2,154
Progressive $3,621 $3,205 $3,022
State Farm $3,302 $1,970 $1,527
Travelers $3,974 $3,362 $3,358
USAA $1,943 $1,277 $1,093

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Centerville, IN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Centerville, Indiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Centerville.

Annual Centerville, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,049 $4,470 $4,122 $3,623
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,091 $3,590 $3,693 $3,408
GEICO $1,489 $2,342 $3,193 $2,064
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,062 $2,652 $2,544 $2,320
Progressive $2,470 $4,300 $2,940 $3,421
State Farm $2,212 $2,429 $2,212 $2,212
Travelers $3,024 $3,745 $4,245 $3,245
USAA $1,087 $1,544 $1,773 $1,346

Centerville, IN Car Insurance Rates With a DUI

Even a single DUI can increase your Centerville, IN car insurance rates. Compare rates below to see which Centerville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Centerville, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,122
American Family $5,054
Farmers $3,693
GEICO $3,193
Liberty Mutual $8,085
Nationwide $2,544
Progressive $2,940
State Farm $2,212
Travelers $4,245
USAA $1,773

Centerville, IN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Centerville, IN car insurance rates may be. Let’s take a look at average car insurance rates from top Centerville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Centerville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,816 $3,816
American Family $3,590 $3,677
Farmers $3,446 $3,446
GEICO $2,231 $2,313
Liberty Mutual $5,455 $5,752
Nationwide $2,394 $2,394
Progressive $3,282 $3,282
State Farm $2,203 $2,330
Travelers $3,565 $3,565
USAA $1,419 $1,457

Centerville, IN Cheapest Car Insurance Rates

How do the top Centerville, Indiana car insurance companies’ average rates stack up against the Centerville average monthly car insurance rates of $264? Take a look and see.

Best Annual Car Insurance Rates by Company in Centerville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Centerville, IN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Centerville, Indiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Centerville, Indiana

Insurance Company Average Annual Rates
Allstate $3,816
American Family $3,634
Farmers $3,446
GEICO $2,272
Liberty Mutual $5,604
Nationwide $2,394
Progressive $3,282
State Farm $2,267
Travelers $3,565
USAA $1,438

Other Factors Affecting Centerville, IN Car Insurance Rates

Before you buy Centerville, Indiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Centerville, IN Commute Time

How does your Centerville, IN commute time compare with the average driver? In Centerville, the average commute is 26.4 minutes.

Centerville, IN Car Insurance Quotes

Compare Centerville, IN car insurance quotes from multiple companies by entering your ZIP code now.