Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The annual number of car thefts in Ceres is 335.
  • The cheapest car insurance company in Ceres after a DUI is Liberty Mutual
  • Average car insurance rates in Ceres, CA are $312/month

Average car insurance rates in Ceres, California are $312 a month. But with a little research you can get a great deal from the top car insurance companies in Ceres, CA. Before you buy Ceres, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Ceres car insurance rates with Anaheim car insurance rates, San Francisco car insurance rates, or Fresno car insurance rates to make sure you’re getting the best Ceres, CA car insurance quotes available.

Need affordable Ceres, CA car insurance? Enter your ZIP code to compare Ceres car insurance quotes from multiple car insurance companies near you.

Ceres, CA Minimum Car Insurance Coverage

Ceres, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Ceres, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Ceres, CA Car Insurance Rates by Coverage Level

Some Ceres drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Ceres, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Ceres, California

Insurance Company Low Medium High
Allstate $4,295 $4,603 $4,784
Farmers $4,803 $5,198 $5,478
GEICO $2,557 $2,878 $3,096
Liberty Mutual $2,785 $3,007 $3,154
Nationwide $4,153 $4,716 $5,036
Progressive $2,333 $2,686 $2,798
State Farm $4,351 $4,948 $5,274
Travelers $3,039 $3,554 $3,800
USAA $2,377 $2,665 $2,804

Ceres, CA Car Insurance Rates by Age, Gender, and Marital Status

Ceres, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Ceres, CA car insurance, get quotes from multiple car insurance companies in the Ceres area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ceres, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,956 $2,960 $2,147 $2,168 $8,116 $10,209 $3,777 $4,154
Farmers $2,814 $2,814 $2,531 $2,531 $8,929 $14,629 $3,329 $3,701
GEICO $1,764 $1,765 $1,660 $1,660 $5,346 $5,436 $2,531 $2,588
Liberty Mutual $2,271 $2,153 $2,101 $2,038 $4,917 $5,230 $2,563 $2,585
Nationwide $3,269 $3,124 $2,861 $2,699 $8,252 $9,129 $3,896 $3,851
Progressive $1,644 $1,689 $1,398 $1,655 $4,342 $5,221 $2,362 $2,535
State Farm $3,826 $3,826 $3,415 $3,415 $7,035 $8,751 $4,232 $4,360
Travelers $2,583 $2,502 $2,278 $2,253 $5,328 $6,113 $3,364 $3,295
USAA $1,875 $1,778 $1,827 $1,837 $4,265 $4,293 $2,594 $2,454

Ceres, CA Car Insurance Rates for Teens

How much is Ceres, California car insurance for teens? Compare rates from top Ceres car insurance companies below to help find the cheapest teen car insurance in Ceres, CA.

Annual Car Insurance Rates for Teen Drivers in Ceres, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,116 $10,209
Farmers $8,929 $14,629
GEICO $5,346 $5,436
Liberty Mutual $4,917 $5,230
Nationwide $8,252 $9,129
Progressive $4,342 $5,221
State Farm $7,035 $8,751
Travelers $5,328 $6,113
USAA $4,265 $4,293

Ceres, CA Car Insurance Rates for Seniors

Before seniors buy Ceres, California car insurance, they should make sure to shop around. Some Ceres, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Ceres, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,147 $2,168
Farmers $2,531 $2,531
GEICO $1,660 $1,660
Liberty Mutual $2,101 $2,038
Nationwide $2,861 $2,699
Progressive $1,398 $1,655
State Farm $3,415 $3,415
Travelers $2,278 $2,253
USAA $1,827 $1,837

Ceres, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Ceres, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Ceres.

Annual Ceres, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,747 $4,618 $7,275 $3,604
Farmers $3,816 $5,194 $6,472 $5,158
GEICO $1,990 $3,065 $3,852 $2,468
Liberty Mutual $2,588 $3,469 $3,130 $2,742
Nationwide $3,232 $4,146 $7,016 $4,146
Progressive $1,709 $2,899 $3,352 $2,463
State Farm $3,465 $4,134 $7,809 $4,022
Travelers $2,309 $3,764 $4,385 $3,400
USAA $1,738 $2,586 $4,234 $1,904

Ceres, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Ceres, CA car insurance rates. Compare rates below to see which Ceres car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Ceres, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,275
Farmers $6,472
GEICO $3,852
Liberty Mutual $3,130
Nationwide $7,016
Progressive $3,352
State Farm $7,809
Travelers $4,385
USAA $4,234

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Ceres, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Ceres, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Ceres companies based on commute time.

Annual Car Insurance Rates by Commute Length in Ceres, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,106 $5,016
Farmers $4,682 $5,638
GEICO $2,583 $3,104
Liberty Mutual $2,738 $3,227
Nationwide $4,096 $5,175
Progressive $2,364 $2,848
State Farm $4,679 $5,036
Travelers $3,114 $3,815
USAA $2,411 $2,820

Ceres, CA Cheapest Car Insurance Rates

How do the top Ceres, California car insurance companies’ average rates stack up against the Ceres average monthly car insurance rates of $312? Take a look and see.

Best Annual Car Insurance Rates by Company in Ceres, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Ceres, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Ceres, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Ceres, California

Insurance Company Average Annual Rates
Allstate $4,561
Farmers $5,160
GEICO $2,844
Liberty Mutual $2,982
Nationwide $4,635
Progressive $2,606
State Farm $4,858
Travelers $3,464
USAA $2,615

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Other Factors Affecting Ceres, CA Car Insurance Rates

Before you buy Ceres, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Ceres, CA Car Theft Rates

The car theft rate in Ceres, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Ceres, California is 335 stolen cars.

Ceres, CA Commute Time

How does your Ceres, CA commute time compare with the average driver? In Ceres, the average commute is 32.2 minutes.

Ceres, CA Car Insurance Quotes

Compare Ceres, CA car insurance quotes from multiple companies by entering your ZIP code now.