Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Clarksville, IN are $295/month
  • The cheapest car insurance company in Clarksville for teen drivers is USAA
  • Average car insurance rates in Clarksville, IN for senior drivers are $1,829/year

Average car insurance rates in Clarksville, Indiana are $295 a month. But with a little research you can get a great deal from the top car insurance companies in Clarksville, IN. Before you buy Clarksville, Indiana car insurance, make sure your coverage meets or exceeds the Indiana minimum of 25/50/25.

It may even be helpful to compare Clarksville car insurance rates with Indianapolis car insurance rates, Fort Wayne car insurance rates, or Hammond car insurance rates to make sure you’re getting the best Clarksville, IN car insurance quotes available.

Need affordable Clarksville, IN car insurance? Enter your ZIP code to compare Clarksville car insurance quotes from multiple car insurance companies near you.

Clarksville, IN Minimum Car Insurance Coverage

Clarksville, Indiana law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Clarksville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Clarksville, IN Car Insurance Rates by Coverage Level

Some Clarksville drivers can get by with the Indiana minimum coverage of 25/50/25. Other drivers may need more. See how much your Clarksville, Indiana car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Clarksville, Indiana

Insurance Company Low Medium High
Allstate $3,678 $3,880 $4,131
American Family $3,632 $3,818 $3,643
Farmers $3,473 $3,615 $3,777
GEICO $2,356 $2,550 $2,763
Liberty Mutual $5,652 $5,858 $6,115
Nationwide $3,418 $3,363 $3,380
Progressive $4,052 $4,287 $4,798
State Farm $2,530 $2,676 $2,823
Travelers $3,456 $3,573 $3,591
USAA $1,666 $1,733 $1,815

Clarksville, IN Car Insurance Rates by Age, Gender, and Marital Status

Clarksville, Indiana car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Clarksville, IN car insurance, get quotes from multiple car insurance companies in the Clarksville area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clarksville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,391 $2,445 $2,108 $2,309 $7,445 $9,438 $2,418 $2,619
American Family $2,296 $2,296 $2,066 $2,066 $6,467 $9,311 $2,296 $2,785
Farmers $1,606 $1,581 $1,373 $1,547 $8,904 $9,536 $2,132 $2,294
GEICO $1,725 $1,727 $1,637 $1,724 $5,173 $4,765 $1,979 $1,721
Liberty Mutual $4,037 $4,037 $3,716 $3,716 $8,758 $13,190 $4,037 $5,510
Nationwide $2,047 $2,091 $1,789 $1,910 $6,172 $8,012 $2,422 $2,651
Progressive $1,815 $1,710 $1,658 $1,660 $11,088 $12,504 $2,282 $2,317
State Farm $1,609 $1,609 $1,448 $1,448 $5,053 $6,469 $1,790 $1,985
Travelers $1,245 $1,265 $1,175 $1,173 $7,975 $12,652 $1,323 $1,512
USAA $1,102 $1,083 $1,031 $1,035 $3,114 $3,464 $1,489 $1,586

Clarksville, IN Car Insurance Rates for Teens

How much is Clarksville, Indiana car insurance for teens? Compare rates from top Clarksville car insurance companies below to help find the cheapest teen car insurance in Clarksville, IN.

Annual Car Insurance Rates for Teen Drivers in Clarksville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,445 $9,438
American Family $6,467 $9,311
Farmers $8,904 $9,536
GEICO $5,173 $4,765
Liberty Mutual $8,758 $13,190
Nationwide $6,172 $8,012
Progressive $11,088 $12,504
State Farm $5,053 $6,469
Travelers $7,975 $12,652
USAA $3,114 $3,464

Clarksville, IN Car Insurance Rates for Seniors

Before seniors buy Clarksville, Indiana car insurance, they should make sure to shop around. Some Clarksville, IN car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Clarksville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,108 $2,309
American Family $2,066 $2,066
Farmers $1,373 $1,547
GEICO $1,637 $1,724
Liberty Mutual $3,716 $3,716
Nationwide $1,789 $1,910
Progressive $1,658 $1,660
State Farm $1,448 $1,448
Travelers $1,175 $1,173
USAA $1,031 $1,035

Clarksville, IN Car Insurance Rates by Credit History

How does your credit history affect Clarksville, IN car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Clarksville, Indiana

Insurance Company Poor Fair Good
Allstate $4,828 $3,592 $3,269
American Family $5,069 $3,280 $2,745
Farmers $4,218 $3,448 $3,199
GEICO $3,078 $2,556 $2,034
Liberty Mutual $7,824 $5,092 $4,709
Nationwide $3,862 $3,253 $3,045
Progressive $4,808 $4,282 $4,047
State Farm $3,901 $2,326 $1,802
Travelers $3,937 $3,341 $3,341
USAA $2,331 $1,551 $1,333

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Clarksville, IN Car Insurance Rates by Driver History

How does a single speeding ticket affect your Clarksville, Indiana car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Clarksville.

Annual Clarksville, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,108 $4,578 $4,211 $3,690
American Family $2,548 $4,060 $5,146 $3,037
Farmers $3,248 $3,765 $3,893 $3,580
GEICO $1,661 $2,644 $3,618 $2,303
Liberty Mutual $4,527 $5,379 $8,584 $5,010
Nationwide $2,907 $3,759 $3,603 $3,278
Progressive $3,243 $5,838 $3,881 $4,554
State Farm $2,610 $2,876 $2,610 $2,610
Travelers $3,008 $3,715 $4,209 $3,227
USAA $1,310 $1,873 $2,146 $1,624

Clarksville, IN Car Insurance Rates With a DUI

Even a single DUI can increase your Clarksville, IN car insurance rates. Compare rates below to see which Clarksville car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Clarksville, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,211
American Family $5,146
Farmers $3,893
GEICO $3,618
Liberty Mutual $8,584
Nationwide $3,603
Progressive $3,881
State Farm $2,610
Travelers $4,209
USAA $2,146

Clarksville, IN Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Clarksville, IN car insurance rates may be. Let’s take a look at average car insurance rates from top Clarksville companies based on commute time.

Annual Car Insurance Rates by Commute Length in Clarksville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,897 $3,897
American Family $3,652 $3,743
Farmers $3,622 $3,622
GEICO $2,510 $2,602
Liberty Mutual $5,721 $6,029
Nationwide $3,387 $3,387
Progressive $4,379 $4,379
State Farm $2,600 $2,753
Travelers $3,540 $3,540
USAA $1,715 $1,761

Clarksville, IN Cheapest Car Insurance Rates

How do the top Clarksville, Indiana car insurance companies’ average rates stack up against the Clarksville average monthly car insurance rates of $295? Take a look and see.

Best Annual Car Insurance Rates by Company in Clarksville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Clarksville, IN Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Clarksville, Indiana car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Clarksville, Indiana

Insurance Company Average Annual Rates
Allstate $3,897
American Family $3,698
Farmers $3,622
GEICO $2,556
Liberty Mutual $5,875
Nationwide $3,387
Progressive $4,379
State Farm $2,676
Travelers $3,540
USAA $1,738

Other Factors Affecting Clarksville, IN Car Insurance Rates

Before you buy Clarksville, Indiana car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Clarksville, IN Commute Time

How does your Clarksville, IN commute time compare with the average driver? In Clarksville, the average commute is 20.2 minutes.

Clarksville, IN Car Insurance Quotes

Compare Clarksville, IN car insurance quotes from multiple companies by entering your ZIP code now.