Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Clio for teen drivers is USAA
  • The annual number of car thefts in Clio is 4.
  • The cheapest car insurance company in Clio after a DUI is USAA

Average car insurance rates in Clio, Michigan are $918 a month. But with a little research you can get a great deal from the top car insurance companies in Clio, MI. Before you buy Clio, Michigan car insurance, make sure your coverage meets or exceeds the Michigan minimum of 20/40/10.

It may even be helpful to compare Clio car insurance rates with Sterling Heights car insurance rates, Livonia car insurance rates, or Troy car insurance rates to make sure you’re getting the best Clio, MI car insurance quotes available.

Need affordable Clio, MI car insurance? Enter your ZIP code to compare Clio car insurance quotes from multiple car insurance companies near you.

Clio, MI Minimum Car Insurance Coverage

Clio, Michigan law requires drivers carry a minimum of 20/40/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Clio, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Clio, MI Car Insurance Rates by Coverage Level

Some Clio drivers can get by with the Michigan minimum coverage of 20/40/10. Other drivers may need more. See how much your Clio, Michigan car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Clio, Michigan

Insurance Company Low Medium High
Allstate $22,072 $22,745 $23,252
Farmers $11,467 $11,832 $12,324
GEICO $5,748 $6,063 $6,523
Liberty Mutual $19,599 $20,083 $20,724
Nationwide $8,006 $7,525 $7,431
Progressive $5,251 $5,438 $5,605
State Farm $12,109 $12,876 $13,390
Travelers $8,564 $8,661 $8,732
USAA $3,643 $3,776 $3,878

Clio, MI Car Insurance Rates by Age, Gender, and Marital Status

Clio, Michigan car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Clio, MI car insurance, get quotes from multiple car insurance companies in the Clio area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Clio, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,573 $16,573 $15,390 $15,390 $41,332 $41,332 $17,463 $17,463
Farmers $9,027 $9,027 $8,342 $8,342 $19,928 $19,928 $10,201 $10,201
GEICO $4,224 $4,224 $4,318 $4,318 $11,864 $11,864 $4,038 $4,038
Liberty Mutual $15,121 $15,121 $14,973 $14,973 $35,325 $35,325 $15,121 $15,121
Nationwide $5,368 $5,368 $4,756 $4,756 $14,581 $14,581 $5,910 $5,910
Progressive $3,200 $2,956 $2,826 $3,169 $11,729 $12,449 $3,718 $3,403
State Farm $7,675 $7,675 $7,155 $7,155 $27,318 $27,318 $9,019 $9,019
Travelers $5,804 $5,804 $4,983 $4,983 $17,517 $17,517 $6,307 $6,307
USAA $2,779 $2,601 $2,621 $2,454 $6,775 $6,353 $3,361 $3,179

Clio, MI Car Insurance Rates for Teens

How much is Clio, Michigan car insurance for teens? Compare rates from top Clio car insurance companies below to help find the cheapest teen car insurance in Clio, MI.

Annual Car Insurance Rates for Teen Drivers in Clio, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,332 $41,332
Farmers $19,928 $19,928
GEICO $11,864 $11,864
Liberty Mutual $35,325 $35,325
Nationwide $14,581 $14,581
Progressive $11,729 $12,449
State Farm $27,318 $27,318
Travelers $17,517 $17,517
USAA $6,775 $6,353

Clio, MI Car Insurance Rates for Seniors

Before seniors buy Clio, Michigan car insurance, they should make sure to shop around. Some Clio, MI car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Clio, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,390 $15,390
Farmers $8,342 $8,342
GEICO $4,318 $4,318
Liberty Mutual $14,973 $14,973
Nationwide $4,756 $4,756
Progressive $2,826 $3,169
State Farm $7,155 $7,155
Travelers $4,983 $4,983
USAA $2,621 $2,454

Clio, MI Car Insurance Rates by Credit History

How does your credit history affect Clio, MI car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Clio, Michigan

Insurance Company Poor Fair Good
Allstate $34,426 $19,061 $14,582
Farmers $17,653 $9,322 $8,648
GEICO $7,861 $5,776 $4,697
Liberty Mutual $31,853 $18,397 $10,156
Nationwide $9,616 $7,224 $6,121
Progressive $6,274 $5,275 $4,744
State Farm $20,757 $10,495 $7,123
Travelers $8,869 $8,599 $8,490
USAA $5,634 $3,224 $2,438

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Clio, MI Car Insurance Rates by Driver History

How does a single speeding ticket affect your Clio, Michigan car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Clio.

Annual Clio, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,998 $14,706 $49,618 $15,437
Farmers $9,911 $12,782 $12,566 $12,239
GEICO $2,132 $4,545 $13,805 $3,963
Liberty Mutual $13,873 $16,903 $31,873 $17,892
Nationwide $6,529 $8,770 $7,948 $7,368
Progressive $4,592 $6,057 $5,441 $5,635
State Farm $8,049 $9,699 $21,246 $12,173
Travelers $5,866 $8,365 $13,444 $6,936
USAA $3,025 $3,790 $4,952 $3,296

Clio, MI Car Insurance Rates With a DUI

Even a single DUI can increase your Clio, MI car insurance rates. Compare rates below to see which Clio car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Clio, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,618
Farmers $12,566
GEICO $13,805
Liberty Mutual $31,873
Nationwide $7,948
Progressive $5,441
State Farm $21,246
Travelers $13,444
USAA $4,952

Clio, MI Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Clio, MI car insurance rates may be. Let’s take a look at average car insurance rates from top Clio companies based on commute time.

Annual Car Insurance Rates by Commute Length in Clio, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,689 $22,689
Farmers $11,875 $11,875
GEICO $5,973 $6,250
Liberty Mutual $19,449 $20,822
Nationwide $7,654 $7,654
Progressive $5,431 $5,431
State Farm $12,441 $13,143
Travelers $8,603 $8,702
USAA $3,722 $3,809

Clio, MI Cheapest Car Insurance Rates

How do the top Clio, Michigan car insurance companies’ average rates stack up against the Clio average monthly car insurance rates of $918? Take a look and see.

Best Annual Car Insurance Rates by Company in Clio, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Clio, MI Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Clio, Michigan car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Clio, Michigan

Insurance Company Average Annual Rates
Allstate $22,689
Farmers $11,875
GEICO $6,111
Liberty Mutual $20,135
Nationwide $7,654
Progressive $5,431
State Farm $12,792
Travelers $8,653
USAA $3,766

Other Factors Affecting Clio, MI Car Insurance Rates

Before you buy Clio, Michigan car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Clio, MI Car Theft Rates

The car theft rate in Clio, MI will affect your car insurance rates. FBI data shows that the annual car theft rate for Clio, Michigan is 4 stolen cars.

Clio, MI Commute Time

How does your Clio, MI commute time compare with the average driver? In Clio, the average commute is 30.0 minutes.

Clio, MI Car Insurance Quotes

Compare Clio, MI car insurance quotes from multiple companies by entering your ZIP code now.