Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in East Palo Alto for teen drivers is USAA
  • The cheapest car insurance company in East Palo Alto after a DUI is Liberty Mutual
  • Average car insurance rates in East Palo Alto, CA are $296/month

Average car insurance rates in East Palo Alto, California are $296 a month. But with a little research you can get a great deal from the top car insurance companies in East Palo Alto, CA. Before you buy East Palo Alto, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare East Palo Alto car insurance rates with San Jose car insurance rates, Anaheim car insurance rates, or San Diego car insurance rates to make sure you’re getting the best East Palo Alto, CA car insurance quotes available.

Need affordable East Palo Alto, CA car insurance? Enter your ZIP code to compare East Palo Alto car insurance quotes from multiple car insurance companies near you.

East Palo Alto, CA Minimum Car Insurance Coverage

East Palo Alto, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in East Palo Alto, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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East Palo Alto, CA Car Insurance Rates by Coverage Level

Some East Palo Alto drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your East Palo Alto, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in East Palo Alto, California

Insurance Company Low Medium High
Allstate $4,026 $4,258 $4,388
Farmers $4,291 $4,615 $4,832
GEICO $2,560 $2,848 $3,036
Liberty Mutual $2,727 $2,937 $3,068
Nationwide $4,576 $5,159 $5,456
Progressive $2,646 $3,020 $3,130
State Farm $3,231 $3,640 $3,865
Travelers $2,732 $3,240 $3,463
USAA $2,441 $2,716 $2,847

East Palo Alto, CA Car Insurance Rates by Age, Gender, and Marital Status

East Palo Alto, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy East Palo Alto, CA car insurance, get quotes from multiple car insurance companies in the East Palo Alto area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in East Palo Alto, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,701 $2,706 $1,984 $2,000 $7,578 $9,554 $3,461 $3,808
Farmers $2,462 $2,462 $2,226 $2,226 $7,957 $13,099 $2,929 $3,272
GEICO $1,744 $1,745 $1,641 $1,641 $5,299 $5,385 $2,504 $2,558
Liberty Mutual $2,191 $2,079 $2,043 $1,981 $4,868 $5,158 $2,477 $2,488
Nationwide $3,538 $3,374 $3,090 $2,909 $9,112 $10,032 $4,253 $4,201
Progressive $1,848 $1,901 $1,559 $1,854 $4,893 $5,899 $2,652 $2,850
State Farm $2,816 $2,816 $2,516 $2,516 $5,192 $6,437 $3,118 $3,216
Travelers $2,345 $2,267 $2,076 $2,056 $4,873 $5,534 $3,035 $2,976
USAA $1,908 $1,808 $1,861 $1,868 $4,347 $4,391 $2,653 $2,507

East Palo Alto, CA Car Insurance Rates for Teens

How much is East Palo Alto, California car insurance for teens? Compare rates from top East Palo Alto car insurance companies below to help find the cheapest teen car insurance in East Palo Alto, CA.

Annual Car Insurance Rates for Teen Drivers in East Palo Alto, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,578 $9,554
Farmers $7,957 $13,099
GEICO $5,299 $5,385
Liberty Mutual $4,868 $5,158
Nationwide $9,112 $10,032
Progressive $4,893 $5,899
State Farm $5,192 $6,437
Travelers $4,873 $5,534
USAA $4,347 $4,391

East Palo Alto, CA Car Insurance Rates for Seniors

Before seniors buy East Palo Alto, California car insurance, they should make sure to shop around. Some East Palo Alto, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in East Palo Alto, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,984 $2,000
Farmers $2,226 $2,226
GEICO $1,641 $1,641
Liberty Mutual $2,043 $1,981
Nationwide $3,090 $2,909
Progressive $1,559 $1,854
State Farm $2,516 $2,516
Travelers $2,076 $2,056
USAA $1,861 $1,868

East Palo Alto, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your East Palo Alto, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in East Palo Alto.

Annual East Palo Alto, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,552 $4,284 $6,712 $3,348
Farmers $3,381 $4,608 $5,746 $4,581
GEICO $1,969 $3,036 $3,812 $2,442
Liberty Mutual $2,528 $3,385 $3,052 $2,677
Nationwide $3,532 $4,528 $7,667 $4,528
Progressive $1,924 $3,262 $3,770 $2,773
State Farm $2,554 $3,045 $5,750 $2,964
Travelers $2,108 $3,411 $3,967 $3,094
USAA $1,773 $2,643 $4,314 $1,942

East Palo Alto, CA Car Insurance Rates With a DUI

Even a single DUI can increase your East Palo Alto, CA car insurance rates. Compare rates below to see which East Palo Alto car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in East Palo Alto, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,712
Farmers $5,746
GEICO $3,812
Liberty Mutual $3,052
Nationwide $7,667
Progressive $3,770
State Farm $5,750
Travelers $3,967
USAA $4,314

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East Palo Alto, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your East Palo Alto, CA car insurance rates may be. Let’s take a look at average car insurance rates from top East Palo Alto companies based on commute time.

Annual Car Insurance Rates by Commute Length in East Palo Alto, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,813 $4,635
Farmers $4,155 $5,003
GEICO $2,557 $3,073
Liberty Mutual $2,675 $3,146
Nationwide $4,469 $5,658
Progressive $2,657 $3,207
State Farm $3,449 $3,708
Travelers $2,830 $3,460
USAA $2,461 $2,875

East Palo Alto, CA Cheapest Car Insurance Rates

How do the top East Palo Alto, California car insurance companies’ average rates stack up against the East Palo Alto average monthly car insurance rates of $296? Take a look and see.

Best Annual Car Insurance Rates by Company in East Palo Alto, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

East Palo Alto, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top East Palo Alto, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in East Palo Alto, California

Insurance Company Average Annual Rates
Allstate $4,224
Farmers $4,579
GEICO $2,815
Liberty Mutual $2,911
Nationwide $5,064
Progressive $2,932
State Farm $3,578
Travelers $3,145
USAA $2,668

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Other Factors Affecting East Palo Alto, CA Car Insurance Rates

Before you buy East Palo Alto, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

East Palo Alto, CA Car Theft Rates

The car theft rate in East Palo Alto, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for East Palo Alto, California is 183 stolen cars.

East Palo Alto, CA Commute Time

How does your East Palo Alto, CA commute time compare with the average driver? In East Palo Alto, the average commute is 25.0 minutes.

East Palo Alto, CA Car Insurance Quotes

Compare East Palo Alto, CA car insurance quotes from multiple companies by entering your ZIP code now.