Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Fort Edward for teen drivers is GEICO
  • Average car insurance rates in Fort Edward, NY are $256/month
  • Average car insurance rates in Fort Edward, NY for senior drivers are $1,889/year

Average car insurance rates in Fort Edward, New York are $256 a month. But with a little research you can get a great deal from the top car insurance companies in Fort Edward, NY. Before you buy Fort Edward, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare Fort Edward car insurance rates with Buffalo car insurance rates, Yonkers car insurance rates, or Mount Vernon car insurance rates to make sure you’re getting the best Fort Edward, NY car insurance quotes available.

Need affordable Fort Edward, NY car insurance? Enter your ZIP code to compare Fort Edward car insurance quotes from multiple car insurance companies near you.

Fort Edward, NY Minimum Car Insurance Coverage

Fort Edward, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Fort Edward, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Fort Edward, NY Car Insurance Rates by Coverage Level

Some Fort Edward drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your Fort Edward, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Fort Edward, New York

Insurance Company Low Medium High
Allstate $3,525 $3,698 $3,903
GEICO $1,874 $1,982 $2,108
Liberty Mutual $4,277 $4,448 $4,664
Nationwide $2,515 $2,649 $2,843
Progressive $2,515 $2,638 $2,798
State Farm $2,776 $2,938 $3,053
Travelers $3,121 $3,252 $3,460
USAA $2,846 $2,921 $3,037

Fort Edward, NY Car Insurance Rates by Age, Gender, and Marital Status

Fort Edward, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Fort Edward, NY car insurance, get quotes from multiple car insurance companies in the Fort Edward area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Fort Edward, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,461 $2,325 $2,314 $2,358 $7,354 $7,952 $2,438 $2,467
GEICO $1,441 $1,389 $1,405 $1,384 $3,088 $4,566 $1,296 $1,336
Liberty Mutual $3,242 $3,242 $3,022 $3,022 $6,294 $10,195 $3,242 $3,442
Nationwide $2,023 $2,023 $1,912 $1,912 $3,577 $5,309 $2,023 $2,570
Progressive $1,543 $1,440 $1,235 $1,257 $5,532 $6,185 $2,022 $1,986
State Farm $1,836 $1,836 $1,600 $1,600 $5,396 $6,958 $2,017 $2,136
Travelers $2,320 $2,337 $2,140 $2,290 $5,513 $6,580 $2,470 $2,571
USAA $1,523 $1,493 $1,389 $1,383 $6,224 $7,391 $1,939 $2,134

Fort Edward, NY Car Insurance Rates for Teens

How much is Fort Edward, New York car insurance for teens? Compare rates from top Fort Edward car insurance companies below to help find the cheapest teen car insurance in Fort Edward, NY.

Annual Car Insurance Rates for Teen Drivers in Fort Edward, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,354 $7,952
GEICO $3,088 $4,566
Liberty Mutual $6,294 $10,195
Nationwide $3,577 $5,309
Progressive $5,532 $6,185
State Farm $5,396 $6,958
Travelers $5,513 $6,580
USAA $6,224 $7,391

Fort Edward, NY Car Insurance Rates for Seniors

Before seniors buy Fort Edward, New York car insurance, they should make sure to shop around. Some Fort Edward, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Fort Edward, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,314 $2,358
GEICO $1,405 $1,384
Liberty Mutual $3,022 $3,022
Nationwide $1,912 $1,912
Progressive $1,235 $1,257
State Farm $1,600 $1,600
Travelers $2,140 $2,290
USAA $1,389 $1,383

Fort Edward, NY Car Insurance Rates by Credit History

How does your credit history affect Fort Edward, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Fort Edward, New York

Insurance Company Poor Fair Good
Allstate $5,294 $3,126 $2,707
GEICO $2,492 $1,830 $1,643
Liberty Mutual $6,230 $4,087 $3,071
Nationwide $2,669 $2,669 $2,669
Progressive $4,143 $2,189 $1,618
State Farm $4,125 $2,588 $2,054
Travelers $4,483 $2,859 $2,491
USAA $4,487 $2,289 $2,027

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Fort Edward, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Fort Edward, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Fort Edward.

Annual Fort Edward, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,130 $3,130 $4,607 $3,968
GEICO $1,546 $1,686 $3,174 $1,546
Liberty Mutual $3,573 $3,573 $7,133 $3,573
Nationwide $2,050 $2,050 $4,481 $2,095
Progressive $2,576 $2,576 $2,856 $2,592
State Farm $2,784 $2,784 $3,060 $3,060
Travelers $2,791 $3,503 $3,555 $3,262
USAA $2,596 $2,639 $3,864 $2,639

Fort Edward, NY Car Insurance Rates With a DUI

Even a single DUI can increase your Fort Edward, NY car insurance rates. Compare rates below to see which Fort Edward car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Fort Edward, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,607
GEICO $3,174
Liberty Mutual $7,133
Nationwide $4,481
Progressive $2,856
State Farm $3,060
Travelers $3,555
USAA $3,864

Fort Edward, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Fort Edward, NY car insurance rates may be. Let’s take a look at average car insurance rates from top Fort Edward companies based on commute time.

Annual Car Insurance Rates by Commute Length in Fort Edward, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,759
GEICO $1,929 $2,047
Liberty Mutual $4,339 $4,587
Nationwide $2,669 $2,669
Progressive $2,650 $2,650
State Farm $2,820 $3,024
Travelers $3,278 $3,278
USAA $2,905 $2,963

Fort Edward, NY Cheapest Car Insurance Rates

How do the top Fort Edward, New York car insurance companies’ average rates stack up against the Fort Edward average monthly car insurance rates of $256? Take a look and see.

Best Annual Car Insurance Rates by Company in Fort Edward, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Fort Edward, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Fort Edward, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Fort Edward, New York

Insurance Company Average Annual Rates
Allstate $3,709
GEICO $1,988
Liberty Mutual $4,463
Nationwide $2,669
Progressive $2,650
State Farm $2,922
Travelers $3,278
USAA $2,934

Other Factors Affecting Fort Edward, NY Car Insurance Rates

Before you buy Fort Edward, New York car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Fort Edward, NY Commute Time

How does your Fort Edward, NY commute time compare with the average driver? In Fort Edward, the average commute is 20.6 minutes.

Fort Edward, NY Car Insurance Quotes

Compare Fort Edward, NY car insurance quotes from multiple companies by entering your ZIP code now.