Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Garden Grove after a DUI is Liberty Mutual
  • Average car insurance rates in Garden Grove, CA are $326/month
  • The annual number of car thefts in Garden Grove is 612.

Average car insurance rates in Garden Grove, California are $326 a month. But with a little research you can get a great deal from the top car insurance companies in Garden Grove, CA. Before you buy Garden Grove, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Garden Grove car insurance rates with Bakersfield car insurance rates, Anaheim car insurance rates, or Sacramento car insurance rates to make sure you’re getting the best Garden Grove, CA car insurance quotes available.

Need affordable Garden Grove, CA car insurance? Enter your ZIP code to compare Garden Grove car insurance quotes from multiple car insurance companies near you.

Garden Grove, CA Minimum Car Insurance Coverage

Garden Grove, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Garden Grove, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Garden Grove, CA Car Insurance Rates by Coverage Level

Some Garden Grove drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Garden Grove, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Garden Grove, California

Insurance Company Low Medium High
Allstate $4,558 $4,916 $5,126
Farmers $4,879 $5,333 $5,649
GEICO $2,604 $2,964 $3,211
Liberty Mutual $2,845 $3,136 $3,331
Nationwide $4,488 $5,155 $5,536
Progressive $2,654 $3,104 $3,258
State Farm $4,013 $4,586 $4,902
Travelers $3,103 $3,721 $4,025
USAA $2,541 $2,879 $3,042

Garden Grove, CA Car Insurance Rates by Age, Gender, and Marital Status

Garden Grove, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Garden Grove, CA car insurance, get quotes from multiple car insurance companies in the Garden Grove area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Garden Grove, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,135 $3,122 $2,291 $2,295 $8,804 $11,040 $3,958 $4,288
Farmers $2,881 $2,881 $2,617 $2,617 $9,173 $14,909 $3,414 $3,805
GEICO $1,814 $1,814 $1,705 $1,705 $5,515 $5,597 $2,604 $2,656
Liberty Mutual $2,362 $2,216 $2,219 $2,142 $5,082 $5,485 $2,637 $2,687
Nationwide $3,537 $3,369 $3,120 $2,933 $9,099 $10,051 $4,218 $4,148
Progressive $1,867 $1,921 $1,606 $1,898 $5,056 $6,075 $2,710 $2,913
State Farm $3,532 $3,532 $3,158 $3,158 $6,547 $8,134 $3,911 $4,031
Travelers $2,673 $2,580 $2,368 $2,343 $5,654 $6,415 $3,495 $3,403
USAA $2,018 $1,910 $1,967 $1,973 $4,630 $4,650 $2,786 $2,632

Garden Grove, CA Car Insurance Rates for Teens

How much is Garden Grove, California car insurance for teens? Compare rates from top Garden Grove car insurance companies below to help find the cheapest teen car insurance in Garden Grove, CA.

Annual Car Insurance Rates for Teen Drivers in Garden Grove, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,804 $11,040
Farmers $9,173 $14,909
GEICO $5,515 $5,597
Liberty Mutual $5,082 $5,485
Nationwide $9,099 $10,051
Progressive $5,056 $6,075
State Farm $6,547 $8,134
Travelers $5,654 $6,415
USAA $4,630 $4,650

Garden Grove, CA Car Insurance Rates for Seniors

Before seniors buy Garden Grove, California car insurance, they should make sure to shop around. Some Garden Grove, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Garden Grove, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,291 $2,295
Farmers $2,617 $2,617
GEICO $1,705 $1,705
Liberty Mutual $2,219 $2,142
Nationwide $3,120 $2,933
Progressive $1,606 $1,898
State Farm $3,158 $3,158
Travelers $2,368 $2,343
USAA $1,967 $1,973

Garden Grove, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Garden Grove, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Garden Grove.

Annual Garden Grove, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,940 $4,912 $7,763 $3,851
Farmers $3,917 $5,327 $6,620 $5,284
GEICO $2,044 $3,163 $3,962 $2,536
Liberty Mutual $2,695 $3,605 $3,259 $2,856
Nationwide $3,528 $4,527 $7,655 $4,527
Progressive $1,960 $3,349 $3,886 $2,827
State Farm $3,215 $3,832 $7,226 $3,729
Travelers $2,384 $3,958 $4,567 $3,556
USAA $1,872 $2,792 $4,566 $2,052

Garden Grove, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Garden Grove, CA car insurance rates. Compare rates below to see which Garden Grove car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Garden Grove, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,763
Farmers $6,620
GEICO $3,962
Liberty Mutual $3,259
Nationwide $7,655
Progressive $3,886
State Farm $7,226
Travelers $4,567
USAA $4,566

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Garden Grove, CA Car Insurance Rates by ZIP Code

Just like Garden Grove car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Garden Grove, CA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Garden Grove, California

ZIP Code Average Annual Rates
92840 $5,334
92841 $5,499
92843 $5,388
92844 $5,616
92845 $4,940

Garden Grove, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Garden Grove, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Garden Grove companies based on commute time.

Annual Car Insurance Rates by Commute Length in Garden Grove, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,380 $5,353
Farmers $4,795 $5,779
GEICO $2,658 $3,195
Liberty Mutual $2,848 $3,360
Nationwide $4,463 $5,656
Progressive $2,727 $3,285
State Farm $4,336 $4,665
Travelers $3,253 $3,979
USAA $2,599 $3,042

Garden Grove, CA Cheapest Car Insurance Rates

How do the top Garden Grove, California car insurance companies’ average rates stack up against the Garden Grove average monthly car insurance rates of $326? Take a look and see.

Best Annual Car Insurance Rates by Company in Garden Grove, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Garden Grove, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Garden Grove, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Garden Grove, California

Insurance Company Average Annual Rates
Allstate $4,867
Farmers $5,287
GEICO $2,926
Liberty Mutual $3,104
Nationwide $5,059
Progressive $3,006
State Farm $4,500
Travelers $3,616
USAA $2,821

Other Factors Affecting Garden Grove, CA Car Insurance Rates

Before you buy Garden Grove, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Garden Grove, CA Car Theft Rates

The car theft rate in Garden Grove, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Garden Grove, California is 612 stolen cars.

Garden Grove, CA Commute Time

How does your Garden Grove, CA commute time compare with the average driver? In Garden Grove, the average commute is 28.9 minutes.

Garden Grove, CA Car Insurance Quotes

Compare Garden Grove, CA car insurance quotes from multiple companies by entering your ZIP code now.