Affordable Car Insurance Rates in Gettysburg, OH (2021)
Car insurance rates in Gettysburg, OH are $219/month on average. By law, Ohio drivers need to carry at least 25/50/25 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Gettysburg car insurance companies to get the coverage you need at the best rates available.
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Written by
Leslie Kasperowicz
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Reviewed by
Melanie Musson
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UPDATED: Aug 2, 2021
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- The cheapest car insurance company in Gettysburg for teen drivers is USAA
- Average car insurance rates in Gettysburg, OH for senior drivers are $1,359/year
- The cheapest car insurance company in Gettysburg after a DUI is American Family
Average car insurance rates in Gettysburg, Ohio are $219 a month. But with a little research you can get a great deal from the top car insurance companies in Gettysburg, OH. Before you buy Gettysburg, Ohio car insurance, make sure your coverage meets or exceeds the Ohio minimum of 25/50/25.
It may even be helpful to compare Gettysburg car insurance rates with Lorain car insurance rates, Cleveland car insurance rates, or Toledo car insurance rates to make sure you’re getting the best Gettysburg, OH car insurance quotes available.
Need affordable Gettysburg, OH car insurance? Enter your ZIP code to compare Gettysburg car insurance quotes from multiple car insurance companies near you.
Table of Contents
Gettysburg, OH Minimum Car Insurance Coverage
Gettysburg, Ohio law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Gettysburg, OH Car Insurance Rates by Coverage Level
Some Gettysburg drivers can get by with the Ohio minimum coverage of 25/50/25. Other drivers may need more. See how much your Gettysburg, Ohio car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,674 | $2,751 | $2,843 |
| American Family | $1,442 | $1,481 | $1,488 |
| Farmers | $3,203 | $3,320 | $3,583 |
| GEICO | $1,690 | $1,735 | $1,803 |
| Liberty Mutual | $3,914 | $4,083 | $4,192 |
| Nationwide | $3,284 | $2,879 | $2,748 |
| Progressive | $3,189 | $3,307 | $3,522 |
| State Farm | $2,052 | $2,161 | $2,251 |
| Travelers | $3,077 | $3,195 | $3,192 |
| USAA | $1,252 | $1,307 | $1,367 |
Gettysburg, OH Car Insurance Rates by Age, Gender, and Marital Status
Gettysburg, Ohio car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Gettysburg, OH car insurance, get quotes from multiple car insurance companies in the Gettysburg area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,852 | $1,847 | $1,671 | $1,786 | $5,066 | $5,800 | $1,947 | $2,080 |
| American Family | $918 | $953 | $840 | $844 | $2,818 | $3,061 | $1,134 | $1,194 |
| Farmers | $1,791 | $1,784 | $1,578 | $1,664 | $7,860 | $8,150 | $2,013 | $2,109 |
| GEICO | $1,251 | $1,222 | $1,176 | $1,189 | $3,383 | $3,154 | $1,388 | $1,180 |
| Liberty Mutual | $1,880 | $2,049 | $1,446 | $1,755 | $9,958 | $11,245 | $1,993 | $2,177 |
| Nationwide | $1,987 | $1,997 | $1,795 | $1,807 | $5,059 | $6,518 | $2,128 | $2,474 |
| Progressive | $1,713 | $1,610 | $1,426 | $1,477 | $7,682 | $8,650 | $2,041 | $2,116 |
| State Farm | $1,295 | $1,295 | $1,159 | $1,159 | $4,034 | $5,062 | $1,505 | $1,728 |
| Travelers | $1,459 | $1,481 | $1,451 | $1,441 | $6,272 | $9,870 | $1,522 | $1,740 |
| USAA | $800 | $807 | $760 | $761 | $2,425 | $2,701 | $1,066 | $1,151 |
Gettysburg, OH Car Insurance Rates for Teens
How much is Gettysburg, Ohio car insurance for teens? Compare rates from top Gettysburg car insurance companies below to help find the cheapest teen car insurance in Gettysburg, OH.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,066 | $5,800 |
| American Family | $2,818 | $3,061 |
| Farmers | $7,860 | $8,150 |
| GEICO | $3,383 | $3,154 |
| Liberty Mutual | $9,958 | $11,245 |
| Nationwide | $5,059 | $6,518 |
| Progressive | $7,682 | $8,650 |
| State Farm | $4,034 | $5,062 |
| Travelers | $6,272 | $9,870 |
| USAA | $2,425 | $2,701 |
Gettysburg, OH Car Insurance Rates for Seniors
Before seniors buy Gettysburg, Ohio car insurance, they should make sure to shop around. Some Gettysburg, OH car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,671 | $1,786 |
| American Family | $840 | $844 |
| Farmers | $1,578 | $1,664 |
| GEICO | $1,176 | $1,189 |
| Liberty Mutual | $1,446 | $1,755 |
| Nationwide | $1,795 | $1,807 |
| Progressive | $1,426 | $1,477 |
| State Farm | $1,159 | $1,159 |
| Travelers | $1,451 | $1,441 |
| USAA | $760 | $761 |
Gettysburg, OH Car Insurance Rates by Credit History
How does your credit history affect Gettysburg, OH car insurance rates? Review the numbers here to find out.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,531 | $2,578 | $2,159 |
| American Family | $1,952 | $1,331 | $1,128 |
| Farmers | $3,819 | $3,221 | $3,066 |
| GEICO | $2,088 | $1,743 | $1,397 |
| Liberty Mutual | $5,815 | $3,573 | $2,801 |
| Nationwide | $3,581 | $2,889 | $2,441 |
| Progressive | $3,745 | $3,243 | $3,030 |
| State Farm | $3,069 | $1,898 | $1,496 |
| Travelers | $3,529 | $3,069 | $2,866 |
| USAA | $1,698 | $1,203 | $1,026 |
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Gettysburg, OH Car Insurance Rates by Driver History
How does a single speeding ticket affect your Gettysburg, Ohio car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Gettysburg.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,324 | $2,801 | $3,276 | $2,623 |
| American Family | $1,409 | $1,491 | $1,491 | $1,491 |
| Farmers | $2,774 | $3,574 | $3,486 | $3,640 |
| GEICO | $1,181 | $1,708 | $2,481 | $1,601 |
| Liberty Mutual | $3,413 | $4,382 | $4,473 | $3,983 |
| Nationwide | $2,384 | $3,028 | $3,836 | $2,634 |
| Progressive | $2,878 | $3,919 | $3,068 | $3,493 |
| State Farm | $1,963 | $2,346 | $2,155 | $2,155 |
| Travelers | $2,321 | $3,028 | $4,568 | $2,702 |
| USAA | $1,008 | $1,347 | $1,763 | $1,116 |
Gettysburg, OH Car Insurance Rates With a DUI
Even a single DUI can increase your Gettysburg, OH car insurance rates. Compare rates below to see which Gettysburg car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,276 |
| American Family | $1,491 |
| Farmers | $3,486 |
| GEICO | $2,481 |
| Liberty Mutual | $4,473 |
| Nationwide | $3,836 |
| Progressive | $3,068 |
| State Farm | $2,155 |
| Travelers | $4,568 |
| USAA | $1,763 |
Gettysburg, OH Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Gettysburg, OH car insurance rates may be. Let’s take a look at average car insurance rates from top Gettysburg companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,756 | $2,756 |
| American Family | $1,453 | $1,488 |
| Farmers | $3,369 | $3,369 |
| GEICO | $1,714 | $1,772 |
| Liberty Mutual | $4,063 | $4,063 |
| Nationwide | $2,970 | $2,970 |
| Progressive | $3,339 | $3,339 |
| State Farm | $2,102 | $2,207 |
| Travelers | $3,155 | $3,155 |
| USAA | $1,259 | $1,359 |
Gettysburg, OH Cheapest Car Insurance Rates
How do the top Gettysburg, Ohio car insurance companies’ average rates stack up against the Gettysburg average monthly car insurance rates of $219? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Gettysburg, OH Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Gettysburg, Ohio car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,756 |
| American Family | $1,470 |
| Farmers | $3,369 |
| GEICO | $1,743 |
| Liberty Mutual | $4,063 |
| Nationwide | $2,970 |
| Progressive | $3,339 |
| State Farm | $2,155 |
| Travelers | $3,155 |
| USAA | $1,309 |
Other Factors Affecting Gettysburg, OH Car Insurance Rates
Before you buy Gettysburg, Ohio car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Gettysburg, OH Commute Time
How does your Gettysburg, OH commute time compare with the average driver? In Gettysburg, the average commute is 20.1 minutes.
Gettysburg, OH Car Insurance Quotes
Compare Gettysburg, OH car insurance quotes from multiple companies by entering your ZIP code now.