Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Aug 2, 2021

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Just What's Essential

  • The cheapest car insurance company in Gettysburg for teen drivers is USAA
  • Average car insurance rates in Gettysburg, OH for senior drivers are $1,359/year
  • The cheapest car insurance company in Gettysburg after a DUI is American Family

Average car insurance rates in Gettysburg, Ohio are $219 a month. But with a little research you can get a great deal from the top car insurance companies in Gettysburg, OH. Before you buy Gettysburg, Ohio car insurance, make sure your coverage meets or exceeds the Ohio minimum of 25/50/25.

It may even be helpful to compare Gettysburg car insurance rates with Lorain car insurance rates, Cleveland car insurance rates, or Toledo car insurance rates to make sure you’re getting the best Gettysburg, OH car insurance quotes available.

Need affordable Gettysburg, OH car insurance? Enter your ZIP code to compare Gettysburg car insurance quotes from multiple car insurance companies near you.

Gettysburg, OH Minimum Car Insurance Coverage

Gettysburg, Ohio law requires drivers carry a minimum of 25/50/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Gettysburg, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Gettysburg, OH Car Insurance Rates by Coverage Level

Some Gettysburg drivers can get by with the Ohio minimum coverage of 25/50/25. Other drivers may need more. See how much your Gettysburg, Ohio car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Gettysburg, Ohio

Insurance Company Low Medium High
Allstate $2,674 $2,751 $2,843
American Family $1,442 $1,481 $1,488
Farmers $3,203 $3,320 $3,583
GEICO $1,690 $1,735 $1,803
Liberty Mutual $3,914 $4,083 $4,192
Nationwide $3,284 $2,879 $2,748
Progressive $3,189 $3,307 $3,522
State Farm $2,052 $2,161 $2,251
Travelers $3,077 $3,195 $3,192
USAA $1,252 $1,307 $1,367

Gettysburg, OH Car Insurance Rates by Age, Gender, and Marital Status

Gettysburg, Ohio car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Gettysburg, OH car insurance, get quotes from multiple car insurance companies in the Gettysburg area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gettysburg, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,852 $1,847 $1,671 $1,786 $5,066 $5,800 $1,947 $2,080
American Family $918 $953 $840 $844 $2,818 $3,061 $1,134 $1,194
Farmers $1,791 $1,784 $1,578 $1,664 $7,860 $8,150 $2,013 $2,109
GEICO $1,251 $1,222 $1,176 $1,189 $3,383 $3,154 $1,388 $1,180
Liberty Mutual $1,880 $2,049 $1,446 $1,755 $9,958 $11,245 $1,993 $2,177
Nationwide $1,987 $1,997 $1,795 $1,807 $5,059 $6,518 $2,128 $2,474
Progressive $1,713 $1,610 $1,426 $1,477 $7,682 $8,650 $2,041 $2,116
State Farm $1,295 $1,295 $1,159 $1,159 $4,034 $5,062 $1,505 $1,728
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $800 $807 $760 $761 $2,425 $2,701 $1,066 $1,151

Gettysburg, OH Car Insurance Rates for Teens

How much is Gettysburg, Ohio car insurance for teens? Compare rates from top Gettysburg car insurance companies below to help find the cheapest teen car insurance in Gettysburg, OH.

Annual Car Insurance Rates for Teen Drivers in Gettysburg, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,066 $5,800
American Family $2,818 $3,061
Farmers $7,860 $8,150
GEICO $3,383 $3,154
Liberty Mutual $9,958 $11,245
Nationwide $5,059 $6,518
Progressive $7,682 $8,650
State Farm $4,034 $5,062
Travelers $6,272 $9,870
USAA $2,425 $2,701

Gettysburg, OH Car Insurance Rates for Seniors

Before seniors buy Gettysburg, Ohio car insurance, they should make sure to shop around. Some Gettysburg, OH car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Gettysburg, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,671 $1,786
American Family $840 $844
Farmers $1,578 $1,664
GEICO $1,176 $1,189
Liberty Mutual $1,446 $1,755
Nationwide $1,795 $1,807
Progressive $1,426 $1,477
State Farm $1,159 $1,159
Travelers $1,451 $1,441
USAA $760 $761

Gettysburg, OH Car Insurance Rates by Credit History

How does your credit history affect Gettysburg, OH car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Gettysburg, Ohio

Insurance Company Poor Fair Good
Allstate $3,531 $2,578 $2,159
American Family $1,952 $1,331 $1,128
Farmers $3,819 $3,221 $3,066
GEICO $2,088 $1,743 $1,397
Liberty Mutual $5,815 $3,573 $2,801
Nationwide $3,581 $2,889 $2,441
Progressive $3,745 $3,243 $3,030
State Farm $3,069 $1,898 $1,496
Travelers $3,529 $3,069 $2,866
USAA $1,698 $1,203 $1,026

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Gettysburg, OH Car Insurance Rates by Driver History

How does a single speeding ticket affect your Gettysburg, Ohio car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Gettysburg.

Annual Gettysburg, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,324 $2,801 $3,276 $2,623
American Family $1,409 $1,491 $1,491 $1,491
Farmers $2,774 $3,574 $3,486 $3,640
GEICO $1,181 $1,708 $2,481 $1,601
Liberty Mutual $3,413 $4,382 $4,473 $3,983
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,878 $3,919 $3,068 $3,493
State Farm $1,963 $2,346 $2,155 $2,155
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,008 $1,347 $1,763 $1,116

Gettysburg, OH Car Insurance Rates With a DUI

Even a single DUI can increase your Gettysburg, OH car insurance rates. Compare rates below to see which Gettysburg car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Gettysburg, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,276
American Family $1,491
Farmers $3,486
GEICO $2,481
Liberty Mutual $4,473
Nationwide $3,836
Progressive $3,068
State Farm $2,155
Travelers $4,568
USAA $1,763

Gettysburg, OH Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Gettysburg, OH car insurance rates may be. Let’s take a look at average car insurance rates from top Gettysburg companies based on commute time.

Annual Car Insurance Rates by Commute Length in Gettysburg, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,756 $2,756
American Family $1,453 $1,488
Farmers $3,369 $3,369
GEICO $1,714 $1,772
Liberty Mutual $4,063 $4,063
Nationwide $2,970 $2,970
Progressive $3,339 $3,339
State Farm $2,102 $2,207
Travelers $3,155 $3,155
USAA $1,259 $1,359

Gettysburg, OH Cheapest Car Insurance Rates

How do the top Gettysburg, Ohio car insurance companies’ average rates stack up against the Gettysburg average monthly car insurance rates of $219? Take a look and see.

Best Annual Car Insurance Rates by Company in Gettysburg, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Gettysburg, OH Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Gettysburg, Ohio car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Gettysburg, Ohio

Insurance Company Average Annual Rates
Allstate $2,756
American Family $1,470
Farmers $3,369
GEICO $1,743
Liberty Mutual $4,063
Nationwide $2,970
Progressive $3,339
State Farm $2,155
Travelers $3,155
USAA $1,309

Other Factors Affecting Gettysburg, OH Car Insurance Rates

Before you buy Gettysburg, Ohio car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Gettysburg, OH Commute Time

How does your Gettysburg, OH commute time compare with the average driver? In Gettysburg, the average commute is 20.1 minutes.

Gettysburg, OH Car Insurance Quotes

Compare Gettysburg, OH car insurance quotes from multiple companies by entering your ZIP code now.