Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Goleta, CA are $253/month
  • The cheapest car insurance company in Goleta for teen drivers is USAA
  • The cheapest car insurance company in Goleta after a DUI is Liberty Mutual

Average car insurance rates in Goleta, California are $253 a month. But with a little research you can get a great deal from the top car insurance companies in Goleta, CA. Before you buy Goleta, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Goleta car insurance rates with Oakland car insurance rates, San Jose car insurance rates, or Bakersfield car insurance rates to make sure you’re getting the best Goleta, CA car insurance quotes available.

Need affordable Goleta, CA car insurance? Enter your ZIP code to compare Goleta car insurance quotes from multiple car insurance companies near you.

Goleta, CA Minimum Car Insurance Coverage

Goleta, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Goleta, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Goleta, CA Car Insurance Rates by Coverage Level

Some Goleta drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Goleta, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Goleta, California

Insurance Company Low Medium High
Allstate $3,796 $4,063 $4,218
Farmers $3,321 $3,630 $3,846
GEICO $2,219 $2,494 $2,677
Liberty Mutual $2,328 $2,534 $2,671
Nationwide $3,299 $3,758 $4,013
Progressive $2,178 $2,505 $2,602
State Farm $2,933 $3,319 $3,534
Travelers $2,495 $2,948 $3,163
USAA $2,215 $2,479 $2,606

Goleta, CA Car Insurance Rates by Age, Gender, and Marital Status

Goleta, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Goleta, CA car insurance, get quotes from multiple car insurance companies in the Goleta area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Goleta, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,594 $2,589 $1,902 $1,911 $7,241 $9,088 $3,292 $3,588
Farmers $1,962 $1,962 $1,787 $1,787 $6,241 $10,136 $2,326 $2,593
GEICO $1,526 $1,527 $1,435 $1,435 $4,642 $4,714 $2,191 $2,236
Liberty Mutual $1,912 $1,803 $1,787 $1,729 $4,125 $4,419 $2,143 $2,172
Nationwide $2,593 $2,474 $2,283 $2,151 $6,601 $7,279 $3,093 $3,048
Progressive $1,526 $1,570 $1,299 $1,539 $4,064 $4,889 $2,188 $2,350
State Farm $2,565 $2,565 $2,293 $2,293 $4,737 $5,877 $2,840 $2,928
Travelers $2,145 $2,076 $1,906 $1,887 $4,414 $5,027 $2,779 $2,715
USAA $1,745 $1,653 $1,703 $1,709 $3,965 $3,994 $2,416 $2,282

Goleta, CA Car Insurance Rates for Teens

How much is Goleta, California car insurance for teens? Compare rates from top Goleta car insurance companies below to help find the cheapest teen car insurance in Goleta, CA.

Annual Car Insurance Rates for Teen Drivers in Goleta, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,241 $9,088
Farmers $6,241 $10,136
GEICO $4,642 $4,714
Liberty Mutual $4,125 $4,419
Nationwide $6,601 $7,279
Progressive $4,064 $4,889
State Farm $4,737 $5,877
Travelers $4,414 $5,027
USAA $3,965 $3,994

Goleta, CA Car Insurance Rates for Seniors

Before seniors buy Goleta, California car insurance, they should make sure to shop around. Some Goleta, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Goleta, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,902 $1,911
Farmers $1,787 $1,787
GEICO $1,435 $1,435
Liberty Mutual $1,787 $1,729
Nationwide $2,283 $2,151
Progressive $1,299 $1,539
State Farm $2,293 $2,293
Travelers $1,906 $1,887
USAA $1,703 $1,709

Goleta, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Goleta, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Goleta.

Annual Goleta, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,437 $4,073 $6,404 $3,188
Farmers $2,666 $3,627 $4,506 $3,597
GEICO $1,722 $2,661 $3,335 $2,136
Liberty Mutual $2,180 $2,919 $2,637 $2,310
Nationwide $2,581 $3,306 $5,569 $3,306
Progressive $1,595 $2,703 $3,120 $2,295
State Farm $2,329 $2,777 $5,241 $2,702
Travelers $1,927 $3,118 $3,610 $2,819
USAA $1,619 $2,409 $3,933 $1,773

Goleta, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Goleta, CA car insurance rates. Compare rates below to see which Goleta car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Goleta, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,404
Farmers $4,506
GEICO $3,335
Liberty Mutual $2,637
Nationwide $5,569
Progressive $3,120
State Farm $5,241
Travelers $3,610
USAA $3,933

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Goleta, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Goleta, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Goleta companies based on commute time.

Annual Car Insurance Rates by Commute Length in Goleta, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,630 $4,421
Farmers $3,265 $3,933
GEICO $2,238 $2,689
Liberty Mutual $2,306 $2,716
Nationwide $3,262 $4,119
Progressive $2,202 $2,654
State Farm $3,143 $3,381
Travelers $2,587 $3,151
USAA $2,244 $2,623

Goleta, CA Cheapest Car Insurance Rates

How do the top Goleta, California car insurance companies’ average rates stack up against the Goleta average monthly car insurance rates of $253? Take a look and see.

Best Annual Car Insurance Rates by Company in Goleta, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Goleta, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Goleta, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Goleta, California

Insurance Company Average Annual Rates
Allstate $4,026
Farmers $3,599
GEICO $2,463
Liberty Mutual $2,511
Nationwide $3,690
Progressive $2,428
State Farm $3,262
Travelers $2,869
USAA $2,434

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Other Factors Affecting Goleta, CA Car Insurance Rates

Before you buy Goleta, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Goleta, CA Car Theft Rates

The car theft rate in Goleta, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Goleta, California is 44 stolen cars.

Goleta, CA Commute Time

How does your Goleta, CA commute time compare with the average driver? In Goleta, the average commute is 17.2 minutes.

Goleta, CA Car Insurance Quotes

Compare Goleta, CA car insurance quotes from multiple companies by entering your ZIP code now.