Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Aug 2, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Harriman, NY are $395/month
  • The cheapest car insurance company in Harriman for teen drivers is GEICO
  • The cheapest car insurance company in Harriman after a DUI is GEICO

Average car insurance rates in Harriman, New York are $395 a month. But with a little research you can get a great deal from the top car insurance companies in Harriman, NY. Before you buy Harriman, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare Harriman car insurance rates with New Rochelle car insurance rates, Albany car insurance rates, or New York car insurance rates to make sure you’re getting the best Harriman, NY car insurance quotes available.

Need affordable Harriman, NY car insurance? Enter your ZIP code to compare Harriman car insurance quotes from multiple car insurance companies near you.

Harriman, NY Minimum Car Insurance Coverage

Harriman, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Harriman, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Harriman, NY Car Insurance Rates by Coverage Level

Some Harriman drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your Harriman, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Harriman, New York

Insurance Company Low Medium High
Allstate $5,501 $5,852 $6,274
GEICO $2,564 $2,706 $2,885
Liberty Mutual $6,496 $6,783 $7,134
Nationwide $4,156 $4,391 $4,739
Progressive $3,962 $4,176 $4,485
State Farm $4,651 $4,917 $5,105
Travelers $4,673 $4,886 $5,258
USAA $3,942 $4,051 $4,230

Harriman, NY Car Insurance Rates by Age, Gender, and Marital Status

Harriman, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Harriman, NY car insurance, get quotes from multiple car insurance companies in the Harriman area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Harriman, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,849 $3,586 $3,640 $3,700 $11,926 $12,832 $3,726 $3,747
GEICO $1,973 $1,898 $1,917 $1,889 $4,235 $6,248 $1,775 $1,816
Liberty Mutual $4,925 $4,925 $4,584 $4,584 $9,622 $15,635 $4,925 $5,233
Nationwide $3,294 $3,294 $3,100 $3,100 $6,028 $9,066 $3,294 $4,252
Progressive $2,549 $2,346 $2,006 $2,050 $8,707 $9,605 $3,266 $3,134
State Farm $3,079 $3,079 $2,688 $2,688 $9,046 $11,603 $3,389 $3,557
Travelers $3,595 $3,549 $3,256 $3,444 $8,279 $9,748 $3,775 $3,868
USAA $2,108 $2,070 $1,914 $1,914 $8,632 $10,262 $2,704 $2,990

Harriman, NY Car Insurance Rates for Teens

How much is Harriman, New York car insurance for teens? Compare rates from top Harriman car insurance companies below to help find the cheapest teen car insurance in Harriman, NY.

Annual Car Insurance Rates for Teen Drivers in Harriman, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,926 $12,832
GEICO $4,235 $6,248
Liberty Mutual $9,622 $15,635
Nationwide $6,028 $9,066
Progressive $8,707 $9,605
State Farm $9,046 $11,603
Travelers $8,279 $9,748
USAA $8,632 $10,262

Harriman, NY Car Insurance Rates for Seniors

Before seniors buy Harriman, New York car insurance, they should make sure to shop around. Some Harriman, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Harriman, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,640 $3,700
GEICO $1,917 $1,889
Liberty Mutual $4,584 $4,584
Nationwide $3,100 $3,100
Progressive $2,006 $2,050
State Farm $2,688 $2,688
Travelers $3,256 $3,444
USAA $1,914 $1,914

Harriman, NY Car Insurance Rates by Credit History

How does your credit history affect Harriman, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Harriman, New York

Insurance Company Poor Fair Good
Allstate $8,498 $4,916 $4,213
GEICO $3,407 $2,503 $2,246
Liberty Mutual $9,532 $6,225 $4,655
Nationwide $4,429 $4,429 $4,429
Progressive $6,763 $3,399 $2,462
State Farm $6,906 $4,330 $3,437
Travelers $6,900 $4,254 $3,664
USAA $6,270 $3,162 $2,791

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Harriman, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Harriman, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Harriman.

Annual Harriman, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,907 $4,907 $7,380 $6,310
GEICO $2,106 $2,297 $4,367 $2,106
Liberty Mutual $5,426 $5,426 $10,939 $5,426
Nationwide $3,344 $3,344 $7,603 $3,424
Progressive $4,088 $4,088 $4,542 $4,114
State Farm $4,657 $4,657 $5,126 $5,126
Travelers $4,197 $5,289 $5,361 $4,911
USAA $3,623 $3,683 $5,308 $3,683

Harriman, NY Car Insurance Rates With a DUI

Even a single DUI can increase your Harriman, NY car insurance rates. Compare rates below to see which Harriman car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Harriman, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,380
GEICO $4,367
Liberty Mutual $10,939
Nationwide $7,603
Progressive $4,542
State Farm $5,126
Travelers $5,361
USAA $5,308

Harriman, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Harriman, NY car insurance rates may be. Let’s take a look at average car insurance rates from top Harriman companies based on commute time.

Annual Car Insurance Rates by Commute Length in Harriman, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,793 $5,959
GEICO $2,639 $2,799
Liberty Mutual $6,613 $6,996
Nationwide $4,429 $4,429
Progressive $4,208 $4,208
State Farm $4,715 $5,068
Travelers $4,939 $4,939
USAA $4,033 $4,115

Harriman, NY Cheapest Car Insurance Rates

How do the top Harriman, New York car insurance companies’ average rates stack up against the Harriman average monthly car insurance rates of $395? Take a look and see.

Best Annual Car Insurance Rates by Company in Harriman, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Harriman, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Harriman, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Harriman, New York

Insurance Company Average Annual Rates
Allstate $5,876
GEICO $2,719
Liberty Mutual $6,804
Nationwide $4,429
Progressive $4,208
State Farm $4,891
Travelers $4,939
USAA $4,074

Other Factors Affecting Harriman, NY Car Insurance Rates

Before you buy Harriman, New York car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Harriman, NY Commute Time

How does your Harriman, NY commute time compare with the average driver? In Harriman, the average commute is 44.0 minutes.

Harriman, NY Car Insurance Quotes

Compare Harriman, NY car insurance quotes from multiple companies by entering your ZIP code now.