Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • Average car insurance rates in Inverness, CA for senior drivers are $2,091/year
  • The cheapest car insurance company in Inverness for teen drivers is USAA
  • The cheapest car insurance company in Inverness after a DUI is Progressive

Average car insurance rates in Inverness, California are $291 a month. But with a little research you can get a great deal from the top car insurance companies in Inverness, CA. Before you buy Inverness, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Inverness car insurance rates with Anaheim car insurance rates, Bakersfield car insurance rates, or Oakland car insurance rates to make sure you’re getting the best Inverness, CA car insurance quotes available.

Need affordable Inverness, CA car insurance? Enter your ZIP code to compare Inverness car insurance quotes from multiple car insurance companies near you.

Inverness, CA Minimum Car Insurance Coverage

Inverness, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Inverness, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Inverness, CA Car Insurance Rates by Coverage Level

Some Inverness drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Inverness, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Inverness, California

Insurance Company Low Medium High
Allstate $3,878 $4,105 $4,235
Farmers $4,492 $4,843 $5,087
GEICO $2,582 $2,861 $3,052
Liberty Mutual $2,959 $3,186 $3,331
Nationwide $3,789 $4,249 $4,498
Progressive $2,262 $2,586 $2,690
State Farm $3,828 $4,325 $4,594
Travelers $2,789 $3,288 $3,517
USAA $2,189 $2,434 $2,553

Inverness, CA Car Insurance Rates by Age, Gender, and Marital Status

Inverness, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Inverness, CA car insurance, get quotes from multiple car insurance companies in the Inverness area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Inverness, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,605 $2,606 $1,912 $1,928 $7,318 $9,211 $3,337 $3,664
Farmers $2,601 $2,601 $2,348 $2,348 $8,337 $13,695 $3,087 $3,442
GEICO $1,750 $1,751 $1,646 $1,646 $5,336 $5,435 $2,516 $2,574
Liberty Mutual $2,382 $2,259 $2,217 $2,149 $5,271 $5,590 $2,693 $2,707
Nationwide $2,943 $2,812 $2,566 $2,422 $7,463 $8,228 $3,515 $3,481
Progressive $1,584 $1,630 $1,344 $1,595 $4,183 $5,043 $2,276 $2,446
State Farm $3,342 $3,342 $2,986 $2,986 $6,168 $7,651 $3,702 $3,816
Travelers $2,390 $2,314 $2,111 $2,090 $4,931 $5,619 $3,095 $3,036
USAA $1,715 $1,627 $1,672 $1,681 $3,891 $3,923 $2,379 $2,251

Inverness, CA Car Insurance Rates for Teens

How much is Inverness, California car insurance for teens? Compare rates from top Inverness car insurance companies below to help find the cheapest teen car insurance in Inverness, CA.

Annual Car Insurance Rates for Teen Drivers in Inverness, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,318 $9,211
Farmers $8,337 $13,695
GEICO $5,336 $5,435
Liberty Mutual $5,271 $5,590
Nationwide $7,463 $8,228
Progressive $4,183 $5,043
State Farm $6,168 $7,651
Travelers $4,931 $5,619
USAA $3,891 $3,923

Inverness, CA Car Insurance Rates for Seniors

Before seniors buy Inverness, California car insurance, they should make sure to shop around. Some Inverness, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Inverness, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,912 $1,928
Farmers $2,348 $2,348
GEICO $1,646 $1,646
Liberty Mutual $2,217 $2,149
Nationwide $2,566 $2,422
Progressive $1,344 $1,595
State Farm $2,986 $2,986
Travelers $2,111 $2,090
USAA $1,672 $1,681

Inverness, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Inverness, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Inverness.

Annual Inverness, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,460 $4,134 $6,470 $3,226
Farmers $3,551 $4,839 $6,032 $4,807
GEICO $1,980 $3,058 $3,833 $2,456
Liberty Mutual $2,742 $3,674 $3,313 $2,905
Nationwide $2,919 $3,738 $6,320 $3,738
Progressive $1,649 $2,793 $3,236 $2,373
State Farm $3,033 $3,617 $6,827 $3,519
Travelers $2,143 $3,470 $4,037 $3,143
USAA $1,592 $2,365 $3,869 $1,743

Inverness, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Inverness, CA car insurance rates. Compare rates below to see which Inverness car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Inverness, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,470
Farmers $6,032
GEICO $3,833
Liberty Mutual $3,313
Nationwide $6,320
Progressive $3,236
State Farm $6,827
Travelers $4,037
USAA $3,869

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Inverness, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Inverness, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Inverness companies based on commute time.

Annual Car Insurance Rates by Commute Length in Inverness, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,679 $4,467
Farmers $4,362 $5,252
GEICO $2,572 $3,091
Liberty Mutual $2,901 $3,416
Nationwide $3,691 $4,667
Progressive $2,281 $2,745
State Farm $4,095 $4,403
Travelers $2,878 $3,518
USAA $2,206 $2,578

Inverness, CA Cheapest Car Insurance Rates

How do the top Inverness, California car insurance companies’ average rates stack up against the Inverness average monthly car insurance rates of $291? Take a look and see.

Best Annual Car Insurance Rates by Company in Inverness, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Inverness, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Inverness, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Inverness, California

Insurance Company Average Annual Rates
Allstate $4,073
Farmers $4,807
GEICO $2,832
Liberty Mutual $3,159
Nationwide $4,179
Progressive $2,513
State Farm $4,249
Travelers $3,198
USAA $2,392

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Other Factors Affecting Inverness, CA Car Insurance Rates

Before you buy Inverness, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Inverness, CA Commute Time

How does your Inverness, CA commute time compare with the average driver? In Inverness, the average commute is 41.8 minutes.

Inverness, CA Traffic

Spending time in Inverness traffic can lead to higher car insurance rates. According to INRIX data, Inverness, CA ranks as the 401st-most congested with traffic in the world.

Inverness, CA Car Insurance Quotes

Compare Inverness, CA car insurance quotes from multiple companies by entering your ZIP code now.