Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Kannapolis after a DUI is Liberty Mutual
  • Average car insurance rates in Kannapolis, NC for senior drivers are $2,554/year
  • Average car insurance rates in Kannapolis, NC are $282/month

Average car insurance rates in Kannapolis, North Carolina are $282 a month. But with a little research you can get a great deal from the top car insurance companies in Kannapolis, NC. Before you buy Kannapolis, North Carolina car insurance, make sure your coverage meets or exceeds the North Carolina minimum of 30/60/25.

It may even be helpful to compare Kannapolis car insurance rates with Winston-Salem car insurance rates, Concord car insurance rates, or Fayetteville car insurance rates to make sure you’re getting the best Kannapolis, NC car insurance quotes available.

Need affordable Kannapolis, NC car insurance? Enter your ZIP code to compare Kannapolis car insurance quotes from multiple car insurance companies near you.

Kannapolis, NC Minimum Car Insurance Coverage

Kannapolis, North Carolina law requires drivers carry a minimum of 30/60/25 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Kannapolis, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Kannapolis, NC Car Insurance Rates by Coverage Level

Some Kannapolis drivers can get by with the North Carolina minimum coverage of 30/60/25. Other drivers may need more. See how much your Kannapolis, North Carolina car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Kannapolis, North Carolina

Insurance Company Low Medium High
Allstate $6,370 $6,631 $6,980
GEICO $2,938 $3,081 $3,256
Liberty Mutual $2,202 $2,307 $2,456
Nationwide $2,802 $2,918 $3,081
Progressive $2,354 $2,480 $2,652
State Farm $2,795 $2,916 $3,085
Travelers $3,122 $3,253 $3,438

Kannapolis, NC Car Insurance Rates by Age, Gender, and Marital Status

Kannapolis, North Carolina car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Kannapolis, NC car insurance, get quotes from multiple car insurance companies in the Kannapolis area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kannapolis, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,078 $5,078 $4,164 $4,164 $12,220 $12,220 $5,178 $5,178
GEICO $2,622 $2,573 $2,592 $2,545 $4,928 $4,884 $2,301 $2,288
Liberty Mutual $1,926 $1,926 $1,993 $1,993 $3,442 $3,442 $1,926 $1,926
Nationwide $2,490 $2,490 $2,490 $2,490 $4,266 $4,266 $2,490 $2,490
Progressive $1,849 $1,849 $1,697 $1,697 $4,378 $4,378 $2,055 $2,055
State Farm $2,561 $2,561 $2,216 $2,216 $3,788 $3,788 $3,164 $3,164
Travelers $2,770 $2,770 $2,748 $2,748 $4,722 $4,722 $2,843 $2,843

Kannapolis, NC Car Insurance Rates for Teens

How much is Kannapolis, North Carolina car insurance for teens? Compare rates from top Kannapolis car insurance companies below to help find the cheapest teen car insurance in Kannapolis, NC.

Annual Car Insurance Rates for Teen Drivers in Kannapolis, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,220 $12,220
GEICO $4,928 $4,884
Liberty Mutual $3,442 $3,442
Nationwide $4,266 $4,266
Progressive $4,378 $4,378
State Farm $3,788 $3,788
Travelers $4,722 $4,722

Kannapolis, NC Car Insurance Rates for Seniors

Before seniors buy Kannapolis, North Carolina car insurance, they should make sure to shop around. Some Kannapolis, NC car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Kannapolis, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,164 $4,164
GEICO $2,592 $2,545
Liberty Mutual $1,993 $1,993
Nationwide $2,490 $2,490
Progressive $1,697 $1,697
State Farm $2,216 $2,216
Travelers $2,748 $2,748

Kannapolis, NC Car Insurance Rates by Credit History

How does your credit history affect Kannapolis, NC car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Kannapolis, North Carolina

Insurance Company Poor Fair Good
Allstate $8,959 $5,859 $5,162
GEICO $3,341 $3,078 $2,857
Liberty Mutual $2,322 $2,322 $2,322
Nationwide $2,934 $2,934 $2,934
Progressive $2,793 $2,436 $2,256
State Farm $4,116 $2,634 $2,047
Travelers $3,532 $3,179 $3,102

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Kannapolis, NC Car Insurance Rates by Driver History

How does a single speeding ticket affect your Kannapolis, North Carolina car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Kannapolis.

Annual Kannapolis, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,610 $6,385 $11,774 $4,871
GEICO $1,659 $2,467 $5,949 $2,292
Liberty Mutual $1,387 $1,778 $4,344 $1,778
Nationwide $1,732 $2,234 $5,534 $2,234
Progressive $1,188 $1,726 $5,397 $1,668
State Farm $1,561 $2,261 $5,646 $2,261
Travelers $1,869 $2,585 $6,138 $2,491

Kannapolis, NC Car Insurance Rates With a DUI

Even a single DUI can increase your Kannapolis, NC car insurance rates. Compare rates below to see which Kannapolis car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Kannapolis, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,774
GEICO $5,949
Liberty Mutual $4,344
Nationwide $5,534
Progressive $5,397
State Farm $5,646
Travelers $6,138

Kannapolis, NC Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Kannapolis, NC car insurance rates may be. Let’s take a look at average car insurance rates from top Kannapolis companies based on commute time.

Annual Car Insurance Rates by Commute Length in Kannapolis, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,660 $6,660
GEICO $3,092 $3,092
Liberty Mutual $2,322 $2,322
Nationwide $2,934 $2,934
Progressive $2,495 $2,495
State Farm $2,924 $2,941
Travelers $3,271 $3,271

Kannapolis, NC Cheapest Car Insurance Rates

How do the top Kannapolis, North Carolina car insurance companies’ average rates stack up against the Kannapolis average monthly car insurance rates of $282? Take a look and see.

Best Annual Car Insurance Rates by Company in Kannapolis, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Kannapolis, NC Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Kannapolis, North Carolina car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Kannapolis, North Carolina

Insurance Company Average Annual Rates
Allstate $6,660
GEICO $3,092
Liberty Mutual $2,322
Nationwide $2,934
Progressive $2,495
State Farm $2,932
Travelers $3,271

Other Factors Affecting Kannapolis, NC Car Insurance Rates

Before you buy Kannapolis, North Carolina car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Kannapolis, NC Commute Time

How does your Kannapolis, NC commute time compare with the average driver? In Kannapolis, the average commute is 26.1 minutes.

Kannapolis, NC Car Insurance Quotes

Compare Kannapolis, NC car insurance quotes from multiple companies by entering your ZIP code now.