Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in La Mirada, CA are $333/month
  • The cheapest car insurance company in La Mirada after a DUI is Liberty Mutual
  • The cheapest car insurance company in La Mirada for teen drivers is USAA

Average car insurance rates in La Mirada, California are $333 a month. But with a little research you can get a great deal from the top car insurance companies in La Mirada, CA. Before you buy La Mirada, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare La Mirada car insurance rates with San Jose car insurance rates, Anaheim car insurance rates, or San Diego car insurance rates to make sure you’re getting the best La Mirada, CA car insurance quotes available.

Need affordable La Mirada, CA car insurance? Enter your ZIP code to compare La Mirada car insurance quotes from multiple car insurance companies near you.

La Mirada, CA Minimum Car Insurance Coverage

La Mirada, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in La Mirada, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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La Mirada, CA Car Insurance Rates by Coverage Level

Some La Mirada drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your La Mirada, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in La Mirada, California

Insurance Company Low Medium High
Allstate $4,649 $4,977 $5,170
Farmers $4,922 $5,369 $5,681
GEICO $2,811 $3,163 $3,403
Liberty Mutual $3,044 $3,322 $3,506
Nationwide $4,685 $5,354 $5,719
Progressive $2,766 $3,176 $3,308
State Farm $3,910 $4,464 $4,766
Travelers $3,256 $3,895 $4,208
USAA $2,578 $2,894 $3,045

La Mirada, CA Car Insurance Rates by Age, Gender, and Marital Status

La Mirada, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy La Mirada, CA car insurance, get quotes from multiple car insurance companies in the La Mirada area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in La Mirada, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,165 $3,155 $2,309 $2,321 $8,906 $11,182 $4,028 $4,389
Farmers $2,900 $2,900 $2,631 $2,631 $9,234 $15,031 $3,437 $3,829
GEICO $1,933 $1,933 $1,817 $1,817 $5,897 $5,993 $2,779 $2,836
Liberty Mutual $2,492 $2,347 $2,332 $2,255 $5,441 $5,826 $2,798 $2,834
Nationwide $3,668 $3,495 $3,226 $3,034 $9,454 $10,432 $4,392 $4,324
Progressive $1,923 $1,981 $1,634 $1,943 $5,172 $6,244 $2,779 $2,992
State Farm $3,438 $3,438 $3,074 $3,074 $6,372 $7,915 $3,808 $3,924
Travelers $2,797 $2,700 $2,473 $2,447 $5,919 $6,726 $3,660 $3,567
USAA $2,029 $1,922 $1,975 $1,983 $4,648 $4,684 $2,812 $2,658

La Mirada, CA Car Insurance Rates for Teens

How much is La Mirada, California car insurance for teens? Compare rates from top La Mirada car insurance companies below to help find the cheapest teen car insurance in La Mirada, CA.

Annual Car Insurance Rates for Teen Drivers in La Mirada, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,906 $11,182
Farmers $9,234 $15,031
GEICO $5,897 $5,993
Liberty Mutual $5,441 $5,826
Nationwide $9,454 $10,432
Progressive $5,172 $6,244
State Farm $6,372 $7,915
Travelers $5,919 $6,726
USAA $4,648 $4,684

La Mirada, CA Car Insurance Rates for Seniors

Before seniors buy La Mirada, California car insurance, they should make sure to shop around. Some La Mirada, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in La Mirada, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,309 $2,321
Farmers $2,631 $2,631
GEICO $1,817 $1,817
Liberty Mutual $2,332 $2,255
Nationwide $3,226 $3,034
Progressive $1,634 $1,943
State Farm $3,074 $3,074
Travelers $2,473 $2,447
USAA $1,975 $1,983

La Mirada, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your La Mirada, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in La Mirada.

Annual La Mirada, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,971 $4,996 $7,863 $3,898
Farmers $3,942 $5,364 $6,669 $5,322
GEICO $2,183 $3,381 $4,230 $2,708
Liberty Mutual $2,857 $3,825 $3,454 $3,027
Nationwide $3,662 $4,699 $7,952 $4,699
Progressive $2,015 $3,431 $3,983 $2,904
State Farm $3,129 $3,730 $7,034 $3,629
Travelers $2,493 $4,142 $4,788 $3,722
USAA $1,885 $2,812 $4,594 $2,065

La Mirada, CA Car Insurance Rates With a DUI

Even a single DUI can increase your La Mirada, CA car insurance rates. Compare rates below to see which La Mirada car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in La Mirada, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,863
Farmers $6,669
GEICO $4,230
Liberty Mutual $3,454
Nationwide $7,952
Progressive $3,983
State Farm $7,034
Travelers $4,788
USAA $4,594

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La Mirada, CA Car Insurance Rates by ZIP Code

Just like La Mirada car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how La Mirada, CA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in La Mirada, California

ZIP Code Average Annual Rates
90638 $5,337
90639 $5,626

La Mirada, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your La Mirada, CA car insurance rates may be. Let’s take a look at average car insurance rates from top La Mirada companies based on commute time.

Annual Car Insurance Rates by Commute Length in La Mirada, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,445 $5,419
Farmers $4,829 $5,819
GEICO $2,839 $3,412
Liberty Mutual $3,020 $3,561
Nationwide $4,635 $5,871
Progressive $2,797 $3,370
State Farm $4,220 $4,540
Travelers $3,403 $4,169
USAA $2,617 $3,061

La Mirada, CA Cheapest Car Insurance Rates

How do the top La Mirada, California car insurance companies’ average rates stack up against the La Mirada average monthly car insurance rates of $333? Take a look and see.

Best Annual Car Insurance Rates by Company in La Mirada, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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La Mirada, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top La Mirada, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in La Mirada, California

Insurance Company Average Annual Rates
Allstate $4,932
Farmers $5,324
GEICO $3,126
Liberty Mutual $3,291
Nationwide $5,253
Progressive $3,083
State Farm $4,380
Travelers $3,786
USAA $2,839

Other Factors Affecting La Mirada, CA Car Insurance Rates

Before you buy La Mirada, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

La Mirada, CA Car Theft Rates

The car theft rate in La Mirada, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for La Mirada, California is 121 stolen cars.

La Mirada, CA Commute Time

How does your La Mirada, CA commute time compare with the average driver? In La Mirada, the average commute is 32.3 minutes.

La Mirada, CA Car Insurance Quotes

Compare La Mirada, CA car insurance quotes from multiple companies by entering your ZIP code now.