Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Lathrop after a DUI is Liberty Mutual
  • The cheapest car insurance company in Lathrop for teen drivers is USAA
  • Average car insurance rates in Lathrop, CA for senior drivers are $2,174/year

Average car insurance rates in Lathrop, California are $302 a month. But with a little research you can get a great deal from the top car insurance companies in Lathrop, CA. Before you buy Lathrop, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Lathrop car insurance rates with Anaheim car insurance rates, Oakland car insurance rates, or San Diego car insurance rates to make sure you’re getting the best Lathrop, CA car insurance quotes available.

Need affordable Lathrop, CA car insurance? Enter your ZIP code to compare Lathrop car insurance quotes from multiple car insurance companies near you.

Lathrop, CA Minimum Car Insurance Coverage

Lathrop, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lathrop, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Lathrop, CA Car Insurance Rates by Coverage Level

Some Lathrop drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Lathrop, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lathrop, California

Insurance Company Low Medium High
Allstate $4,208 $4,481 $4,641
Farmers $4,616 $4,993 $5,260
GEICO $2,553 $2,845 $3,046
Liberty Mutual $2,694 $2,913 $3,061
Nationwide $4,051 $4,596 $4,901
Progressive $2,262 $2,633 $2,761
State Farm $4,208 $4,691 $4,958
Travelers $2,785 $3,260 $3,486
USAA $2,377 $2,665 $2,804

Lathrop, CA Car Insurance Rates by Age, Gender, and Marital Status

Lathrop, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lathrop, CA car insurance, get quotes from multiple car insurance companies in the Lathrop area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lathrop, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,869 $2,877 $2,086 $2,112 $7,900 $9,950 $3,685 $4,068
Farmers $2,698 $2,698 $2,431 $2,431 $8,582 $14,063 $3,194 $3,555
GEICO $1,750 $1,752 $1,648 $1,648 $5,271 $5,370 $2,506 $2,572
Liberty Mutual $2,197 $2,080 $2,040 $1,976 $4,769 $5,074 $2,478 $2,501
Nationwide $3,181 $3,038 $2,784 $2,626 $8,055 $8,902 $3,794 $3,749
Progressive $1,602 $1,646 $1,374 $1,622 $4,262 $5,118 $2,313 $2,482
State Farm $3,642 $3,642 $3,253 $3,253 $6,688 $8,281 $4,034 $4,161
Travelers $2,377 $2,303 $2,100 $2,078 $4,873 $5,581 $3,084 $3,022
USAA $1,875 $1,778 $1,827 $1,837 $4,265 $4,293 $2,594 $2,454

Lathrop, CA Car Insurance Rates for Teens

How much is Lathrop, California car insurance for teens? Compare rates from top Lathrop car insurance companies below to help find the cheapest teen car insurance in Lathrop, CA.

Annual Car Insurance Rates for Teen Drivers in Lathrop, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,900 $9,950
Farmers $8,582 $14,063
GEICO $5,271 $5,370
Liberty Mutual $4,769 $5,074
Nationwide $8,055 $8,902
Progressive $4,262 $5,118
State Farm $6,688 $8,281
Travelers $4,873 $5,581
USAA $4,265 $4,293

Lathrop, CA Car Insurance Rates for Seniors

Before seniors buy Lathrop, California car insurance, they should make sure to shop around. Some Lathrop, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lathrop, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,086 $2,112
Farmers $2,431 $2,431
GEICO $1,648 $1,648
Liberty Mutual $2,040 $1,976
Nationwide $2,784 $2,626
Progressive $1,374 $1,622
State Farm $3,253 $3,253
Travelers $2,100 $2,078
USAA $1,827 $1,837

Lathrop, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lathrop, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lathrop.

Annual Lathrop, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,674 $4,508 $7,080 $3,512
Farmers $3,664 $4,990 $6,217 $4,955
GEICO $1,973 $3,022 $3,817 $2,447
Liberty Mutual $2,507 $3,360 $3,033 $2,657
Nationwide $3,151 $4,040 $6,833 $4,040
Progressive $1,670 $2,841 $3,292 $2,406
State Farm $3,295 $3,930 $7,427 $3,824
Travelers $2,129 $3,448 $4,013 $3,119
USAA $1,738 $2,586 $4,234 $1,904

Lathrop, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Lathrop, CA car insurance rates. Compare rates below to see which Lathrop car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lathrop, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,080
Farmers $6,217
GEICO $3,817
Liberty Mutual $3,033
Nationwide $6,833
Progressive $3,292
State Farm $7,427
Travelers $4,013
USAA $4,234

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Lathrop, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lathrop, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Lathrop companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lathrop, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,005 $4,882
Farmers $4,497 $5,416
GEICO $2,557 $3,072
Liberty Mutual $2,652 $3,127
Nationwide $3,990 $5,042
Progressive $2,317 $2,788
State Farm $4,453 $4,785
Travelers $2,859 $3,495
USAA $2,411 $2,820

Lathrop, CA Cheapest Car Insurance Rates

How do the top Lathrop, California car insurance companies’ average rates stack up against the Lathrop average monthly car insurance rates of $302? Take a look and see.

Best Annual Car Insurance Rates by Company in Lathrop, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Lathrop, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lathrop, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lathrop, California

Insurance Company Average Annual Rates
Allstate $4,443
Farmers $4,956
GEICO $2,815
Liberty Mutual $2,889
Nationwide $4,516
Progressive $2,552
State Farm $4,619
Travelers $3,177
USAA $2,615

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Other Factors Affecting Lathrop, CA Car Insurance Rates

Before you buy Lathrop, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lathrop, CA Commute Time

How does your Lathrop, CA commute time compare with the average driver? In Lathrop, the average commute is 44.1 minutes.

Lathrop, CA Car Insurance Quotes

Compare Lathrop, CA car insurance quotes from multiple companies by entering your ZIP code now.