Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Lexington after a DUI is USAA
  • The cheapest car insurance company in Lexington for teen drivers is USAA
  • Average car insurance rates in Lexington, MI for senior drivers are $7,094/year

Average car insurance rates in Lexington, Michigan are $888 a month. But with a little research you can get a great deal from the top car insurance companies in Lexington, MI. Before you buy Lexington, Michigan car insurance, make sure your coverage meets or exceeds the Michigan minimum of 20/40/10.

It may even be helpful to compare Lexington car insurance rates with Warren car insurance rates, Ann Arbor car insurance rates, or Grand Rapids car insurance rates to make sure you’re getting the best Lexington, MI car insurance quotes available.

Need affordable Lexington, MI car insurance? Enter your ZIP code to compare Lexington car insurance quotes from multiple car insurance companies near you.

Lexington, MI Minimum Car Insurance Coverage

Lexington, Michigan law requires drivers carry a minimum of 20/40/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lexington, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Lexington, MI Car Insurance Rates by Coverage Level

Some Lexington drivers can get by with the Michigan minimum coverage of 20/40/10. Other drivers may need more. See how much your Lexington, Michigan car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lexington, Michigan

Insurance Company Low Medium High
Allstate $25,400 $26,321 $27,017
Farmers $6,318 $6,465 $6,657
GEICO $5,902 $6,267 $6,800
Liberty Mutual $19,733 $20,169 $20,752
Nationwide $7,747 $7,266 $7,167
Progressive $5,681 $5,909 $6,112
State Farm $11,314 $12,017 $12,489
Travelers $7,920 $8,016 $8,086
USAA $3,324 $3,438 $3,525

Lexington, MI Car Insurance Rates by Age, Gender, and Marital Status

Lexington, Michigan car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lexington, MI car insurance, get quotes from multiple car insurance companies in the Lexington area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lexington, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $19,361 $19,361 $18,048 $18,048 $47,195 $47,195 $20,381 $20,381
Farmers $4,926 $4,926 $4,592 $4,592 $10,866 $10,866 $5,536 $5,536
GEICO $4,410 $4,410 $4,502 $4,502 $12,173 $12,173 $4,207 $4,207
Liberty Mutual $15,122 $15,122 $14,972 $14,972 $35,654 $35,654 $15,122 $15,122
Nationwide $5,255 $5,255 $4,667 $4,667 $13,887 $13,887 $5,765 $5,765
Progressive $3,564 $3,251 $3,142 $3,582 $12,661 $13,212 $4,127 $3,667
State Farm $7,265 $7,265 $6,735 $6,735 $25,245 $25,245 $8,514 $8,514
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,557 $2,410 $2,407 $2,270 $6,054 $5,702 $3,089 $2,945

Lexington, MI Car Insurance Rates for Teens

How much is Lexington, Michigan car insurance for teens? Compare rates from top Lexington car insurance companies below to help find the cheapest teen car insurance in Lexington, MI.

Annual Car Insurance Rates for Teen Drivers in Lexington, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $47,195 $47,195
Farmers $10,866 $10,866
GEICO $12,173 $12,173
Liberty Mutual $35,654 $35,654
Nationwide $13,887 $13,887
Progressive $12,661 $13,212
State Farm $25,245 $25,245
Travelers $16,180 $16,180
USAA $6,054 $5,702

Lexington, MI Car Insurance Rates for Seniors

Before seniors buy Lexington, Michigan car insurance, they should make sure to shop around. Some Lexington, MI car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lexington, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $18,048 $18,048
Farmers $4,592 $4,592
GEICO $4,502 $4,502
Liberty Mutual $14,972 $14,972
Nationwide $4,667 $4,667
Progressive $3,142 $3,582
State Farm $6,735 $6,735
Travelers $4,626 $4,626
USAA $2,407 $2,270

Lexington, MI Car Insurance Rates by Credit History

How does your credit history affect Lexington, MI car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Lexington, Michigan

Insurance Company Poor Fair Good
Allstate $39,948 $22,058 $16,732
Farmers $8,593 $5,643 $5,203
GEICO $8,136 $5,976 $4,858
Liberty Mutual $31,984 $18,471 $10,198
Nationwide $9,315 $6,967 $5,898
Progressive $6,868 $5,729 $5,104
State Farm $19,371 $9,797 $6,651
Travelers $8,206 $7,958 $7,858
USAA $5,123 $2,936 $2,229

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Lexington, MI Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lexington, Michigan car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lexington.

Annual Lexington, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,698 $17,051 $57,412 $17,823
Farmers $5,448 $6,935 $6,850 $6,687
GEICO $2,216 $4,705 $14,269 $4,102
Liberty Mutual $14,122 $17,053 $31,609 $18,086
Nationwide $6,301 $8,472 $7,684 $7,117
Progressive $4,947 $6,597 $5,936 $6,123
State Farm $7,651 $9,143 $19,585 $11,380
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,764 $3,442 $4,502 $3,009

Lexington, MI Car Insurance Rates With a DUI

Even a single DUI can increase your Lexington, MI car insurance rates. Compare rates below to see which Lexington car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lexington, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $57,412
Farmers $6,850
GEICO $14,269
Liberty Mutual $31,609
Nationwide $7,684
Progressive $5,936
State Farm $19,585
Travelers $12,473
USAA $4,502

Lexington, MI Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lexington, MI car insurance rates may be. Let’s take a look at average car insurance rates from top Lexington companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lexington, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $26,246 $26,246
Farmers $6,480 $6,480
GEICO $6,178 $6,468
Liberty Mutual $19,520 $20,916
Nationwide $7,393 $7,393
Progressive $5,901 $5,901
State Farm $11,611 $12,269
Travelers $7,961 $8,053
USAA $3,389 $3,469

Lexington, MI Cheapest Car Insurance Rates

How do the top Lexington, Michigan car insurance companies’ average rates stack up against the Lexington average monthly car insurance rates of $888? Take a look and see.

Best Annual Car Insurance Rates by Company in Lexington, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Lexington, MI Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lexington, Michigan car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lexington, Michigan

Insurance Company Average Annual Rates
Allstate $26,246
Farmers $6,480
GEICO $6,323
Liberty Mutual $20,218
Nationwide $7,393
Progressive $5,901
State Farm $11,940
Travelers $8,007
USAA $3,429

Other Factors Affecting Lexington, MI Car Insurance Rates

Before you buy Lexington, Michigan car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lexington, MI Commute Time

How does your Lexington, MI commute time compare with the average driver? In Lexington, the average commute is 24.0 minutes.

Lexington, MI Traffic

Spending time in Lexington traffic can lead to higher car insurance rates. According to INRIX data, Lexington, MI ranks as the 968th-most congested with traffic in the world.

Lexington, MI Car Insurance Quotes

Compare Lexington, MI car insurance quotes from multiple companies by entering your ZIP code now.