Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • The cheapest car insurance company in Livingston after a DUI is Liberty Mutual
  • Average car insurance rates in Livingston, CA for senior drivers are $2,027/year
  • The cheapest car insurance company in Livingston for teen drivers is USAA

Average car insurance rates in Livingston, California are $283 a month. But with a little research you can get a great deal from the top car insurance companies in Livingston, CA. Before you buy Livingston, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Livingston car insurance rates with San Jose car insurance rates, Fresno car insurance rates, or Bakersfield car insurance rates to make sure you’re getting the best Livingston, CA car insurance quotes available.

Need affordable Livingston, CA car insurance? Enter your ZIP code to compare Livingston car insurance quotes from multiple car insurance companies near you.

Livingston, CA Minimum Car Insurance Coverage

Livingston, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Livingston, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Livingston, CA Car Insurance Rates by Coverage Level

Some Livingston drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Livingston, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Livingston, California

Insurance Company Low Medium High
Allstate $4,084 $4,354 $4,513
Farmers $4,541 $4,895 $5,145
GEICO $2,353 $2,624 $2,813
Liberty Mutual $2,444 $2,626 $2,745
Nationwide $3,814 $4,335 $4,638
Progressive $2,426 $2,760 $2,872
State Farm $3,467 $3,905 $4,147
Travelers $2,664 $3,086 $3,288
USAA $2,189 $2,457 $2,588

Livingston, CA Car Insurance Rates by Age, Gender, and Marital Status

Livingston, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Livingston, CA car insurance, get quotes from multiple car insurance companies in the Livingston area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Livingston, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,786 $2,789 $2,027 $2,050 $7,698 $9,682 $3,572 $3,932
Farmers $2,642 $2,642 $2,375 $2,375 $8,413 $13,824 $3,128 $3,481
GEICO $1,609 $1,611 $1,514 $1,514 $4,878 $4,970 $2,309 $2,366
Liberty Mutual $1,980 $1,880 $1,833 $1,779 $4,312 $4,570 $2,237 $2,250
Nationwide $3,009 $2,873 $2,639 $2,489 $7,590 $8,397 $3,572 $3,529
Progressive $1,688 $1,739 $1,430 $1,701 $4,472 $5,407 $2,433 $2,619
State Farm $3,026 $3,026 $2,702 $2,702 $5,559 $6,900 $3,349 $3,452
Travelers $2,261 $2,195 $1,999 $1,977 $4,584 $5,279 $2,933 $2,875
USAA $1,729 $1,638 $1,687 $1,694 $3,939 $3,956 $2,390 $2,259

Livingston, CA Car Insurance Rates for Teens

How much is Livingston, California car insurance for teens? Compare rates from top Livingston car insurance companies below to help find the cheapest teen car insurance in Livingston, CA.

Annual Car Insurance Rates for Teen Drivers in Livingston, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,698 $9,682
Farmers $8,413 $13,824
GEICO $4,878 $4,970
Liberty Mutual $4,312 $4,570
Nationwide $7,590 $8,397
Progressive $4,472 $5,407
State Farm $5,559 $6,900
Travelers $4,584 $5,279
USAA $3,939 $3,956

Livingston, CA Car Insurance Rates for Seniors

Before seniors buy Livingston, California car insurance, they should make sure to shop around. Some Livingston, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Livingston, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,027 $2,050
Farmers $2,375 $2,375
GEICO $1,514 $1,514
Liberty Mutual $1,833 $1,779
Nationwide $2,639 $2,489
Progressive $1,430 $1,701
State Farm $2,702 $2,702
Travelers $1,999 $1,977
USAA $1,687 $1,694

Livingston, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Livingston, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Livingston.

Annual Livingston, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,599 $4,381 $6,876 $3,411
Farmers $3,591 $4,891 $6,099 $4,859
GEICO $1,817 $2,797 $3,517 $2,254
Liberty Mutual $2,261 $3,031 $2,734 $2,395
Nationwide $2,975 $3,814 $6,446 $3,814
Progressive $1,760 $2,983 $3,470 $2,532
State Farm $2,739 $3,267 $6,174 $3,179
Travelers $2,028 $3,263 $3,805 $2,955
USAA $1,604 $2,383 $3,902 $1,757

Livingston, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Livingston, CA car insurance rates. Compare rates below to see which Livingston car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Livingston, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,876
Farmers $6,099
GEICO $3,517
Liberty Mutual $2,734
Nationwide $6,446
Progressive $3,470
State Farm $6,174
Travelers $3,805
USAA $3,902

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Livingston, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Livingston, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Livingston companies based on commute time.

Annual Car Insurance Rates by Commute Length in Livingston, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,892 $4,741
Farmers $4,410 $5,310
GEICO $2,359 $2,834
Liberty Mutual $2,393 $2,817
Nationwide $3,765 $4,759
Progressive $2,440 $2,933
State Farm $3,700 $3,979
Travelers $2,713 $3,313
USAA $2,222 $2,601

Livingston, CA Cheapest Car Insurance Rates

How do the top Livingston, California car insurance companies’ average rates stack up against the Livingston average monthly car insurance rates of $283? Take a look and see.

Best Annual Car Insurance Rates by Company in Livingston, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Livingston, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Livingston, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Livingston, California

Insurance Company Average Annual Rates
Allstate $4,317
Farmers $4,860
GEICO $2,596
Liberty Mutual $2,605
Nationwide $4,262
Progressive $2,686
State Farm $3,840
Travelers $3,013
USAA $2,411

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Other Factors Affecting Livingston, CA Car Insurance Rates

Before you buy Livingston, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Livingston, CA Car Theft Rates

The car theft rate in Livingston, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Livingston, California is 53 stolen cars.

Livingston, CA Commute Time

How does your Livingston, CA commute time compare with the average driver? In Livingston, the average commute is 25.9 minutes.

Livingston, CA Car Insurance Quotes

Compare Livingston, CA car insurance quotes from multiple companies by entering your ZIP code now.