Affordable Car Insurance Rates in Loma Linda, CA (2021)
Car insurance rates in Loma Linda, CA are $310/month on average. By law, California drivers need to carry at least 15/30/5 coverage, but that may not be enough for your needs. Compare car insurance quotes from multiple Loma Linda car insurance companies to get the coverage you need at the best rates available.
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Written by
Leslie Kasperowicz
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Reviewed by
Melanie Musson
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UPDATED: Apr 14, 2022
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- Average car insurance rates in Loma Linda, CA for senior drivers are $2,227/year
- The cheapest car insurance company in Loma Linda after a DUI is Liberty Mutual
- The cheapest car insurance company in Loma Linda for teen drivers is USAA
Average car insurance rates in Loma Linda, California are $310 a month. But with a little research you can get a great deal from the top car insurance companies in Loma Linda, CA. Before you buy Loma Linda, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.
It may even be helpful to compare Loma Linda car insurance rates with Anaheim car insurance rates, Los Angeles car insurance rates, or San Diego car insurance rates to make sure you’re getting the best Loma Linda, CA car insurance quotes available.
Need affordable Loma Linda, CA car insurance? Enter your ZIP code to compare Loma Linda car insurance quotes from multiple car insurance companies near you.
Table of Contents
Loma Linda, CA Minimum Car Insurance Coverage
Loma Linda, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Loma Linda, CA Car Insurance Rates by Coverage Level
Some Loma Linda drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Loma Linda, California car insurance rates may be based on the coverage you need.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,366 | $4,638 | $4,795 |
| Farmers | $4,788 | $5,192 | $5,473 |
| GEICO | $2,569 | $2,882 | $3,095 |
| Liberty Mutual | $2,905 | $3,153 | $3,316 |
| Nationwide | $4,261 | $4,834 | $5,164 |
| Progressive | $2,432 | $2,820 | $2,953 |
| State Farm | $3,949 | $4,451 | $4,728 |
| Travelers | $2,942 | $3,428 | $3,659 |
| USAA | $2,349 | $2,640 | $2,780 |
Loma Linda, CA Car Insurance Rates by Age, Gender, and Marital Status
Loma Linda, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Loma Linda, CA car insurance, get quotes from multiple car insurance companies in the Loma Linda area and see how these criteria affect your rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,959 | $2,965 | $2,151 | $2,178 | $8,202 | $10,330 | $3,808 | $4,204 |
| Farmers | $2,799 | $2,799 | $2,529 | $2,529 | $8,930 | $14,608 | $3,318 | $3,696 |
| GEICO | $1,763 | $1,764 | $1,658 | $1,658 | $5,368 | $5,457 | $2,533 | $2,587 |
| Liberty Mutual | $2,364 | $2,235 | $2,207 | $2,135 | $5,181 | $5,522 | $2,662 | $2,689 |
| Nationwide | $3,339 | $3,185 | $2,925 | $2,755 | $8,514 | $9,401 | $3,978 | $3,929 |
| Progressive | $1,706 | $1,756 | $1,462 | $1,730 | $4,583 | $5,517 | $2,470 | $2,656 |
| State Farm | $3,443 | $3,443 | $3,077 | $3,077 | $6,348 | $7,872 | $3,813 | $3,932 |
| Travelers | $2,490 | $2,412 | $2,201 | $2,177 | $5,132 | $5,905 | $3,250 | $3,177 |
| USAA | $1,855 | $1,756 | $1,812 | $1,817 | $4,232 | $4,254 | $2,566 | $2,424 |
Loma Linda, CA Car Insurance Rates for Teens
How much is Loma Linda, California car insurance for teens? Compare rates from top Loma Linda car insurance companies below to help find the cheapest teen car insurance in Loma Linda, CA.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,202 | $10,330 |
| Farmers | $8,930 | $14,608 |
| GEICO | $5,368 | $5,457 |
| Liberty Mutual | $5,181 | $5,522 |
| Nationwide | $8,514 | $9,401 |
| Progressive | $4,583 | $5,517 |
| State Farm | $6,348 | $7,872 |
| Travelers | $5,132 | $5,905 |
| USAA | $4,232 | $4,254 |
Loma Linda, CA Car Insurance Rates for Seniors
Before seniors buy Loma Linda, California car insurance, they should make sure to shop around. Some Loma Linda, CA car insurance companies may offer discounts or other savings options for senior car insurance.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,151 | $2,178 |
| Farmers | $2,529 | $2,529 |
| GEICO | $1,658 | $1,658 |
| Liberty Mutual | $2,207 | $2,135 |
| Nationwide | $2,925 | $2,755 |
| Progressive | $1,462 | $1,730 |
| State Farm | $3,077 | $3,077 |
| Travelers | $2,201 | $2,177 |
| USAA | $1,812 | $1,817 |
Loma Linda, CA Car Insurance Rates by Driver History
How does a single speeding ticket affect your Loma Linda, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Loma Linda.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,764 | $4,673 | $7,328 | $3,633 |
| Farmers | $3,810 | $5,187 | $6,458 | $5,150 |
| GEICO | $1,991 | $3,078 | $3,856 | $2,469 |
| Liberty Mutual | $2,713 | $3,633 | $3,278 | $2,874 |
| Nationwide | $3,316 | $4,251 | $7,194 | $4,251 |
| Progressive | $1,787 | $3,044 | $3,535 | $2,574 |
| State Farm | $3,123 | $3,724 | $7,032 | $3,624 |
| Travelers | $2,230 | $3,632 | $4,231 | $3,280 |
| USAA | $1,721 | $2,561 | $4,190 | $1,885 |
Loma Linda, CA Car Insurance Rates With a DUI
Even a single DUI can increase your Loma Linda, CA car insurance rates. Compare rates below to see which Loma Linda car insurance company has the best rates for drivers with a DUI.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,328 |
| Farmers | $6,458 |
| GEICO | $3,856 |
| Liberty Mutual | $3,278 |
| Nationwide | $7,194 |
| Progressive | $3,535 |
| State Farm | $7,032 |
| Travelers | $4,231 |
| USAA | $4,190 |
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Loma Linda, CA Car Insurance Rates by ZIP Code
Just like Loma Linda car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Loma Linda, CA car insurance rates fluctuate by ZIP code.
| ZIP Code | Average Annual Rates |
|---|---|
| 92350 | $5,116 |
| 92354 | $5,273 |
Loma Linda, CA Car Insurance Rates by Commute
The more time you spend on your daily commute, the higher your Loma Linda, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Loma Linda companies based on commute time.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,149 | $5,050 |
| Farmers | $4,673 | $5,629 |
| GEICO | $2,587 | $3,110 |
| Liberty Mutual | $2,868 | $3,381 |
| Nationwide | $4,194 | $5,313 |
| Progressive | $2,483 | $2,987 |
| State Farm | $4,217 | $4,534 |
| Travelers | $3,006 | $3,680 |
| USAA | $2,386 | $2,793 |
Loma Linda, CA Cheapest Car Insurance Rates
How do the top Loma Linda, California car insurance companies’ average rates stack up against the Loma Linda average monthly car insurance rates of $310? Take a look and see.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
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Loma Linda, CA Top Car Insurance Companies
Car insurance is a competitive market. Here’s a look at the top Loma Linda, California car insurance companies to help you find one that best fits your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,600 |
| Farmers | $5,151 |
| GEICO | $2,849 |
| Liberty Mutual | $3,124 |
| Nationwide | $4,753 |
| Progressive | $2,735 |
| State Farm | $4,376 |
| Travelers | $3,343 |
| USAA | $2,589 |
Other Factors Affecting Loma Linda, CA Car Insurance Rates
Before you buy Loma Linda, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.
Loma Linda, CA Car Theft Rates
The car theft rate in Loma Linda, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Loma Linda, California is 98 stolen cars.
Loma Linda, CA Commute Time
How does your Loma Linda, CA commute time compare with the average driver? In Loma Linda, the average commute is 23.8 minutes.
Loma Linda, CA Car Insurance Quotes
Compare Loma Linda, CA car insurance quotes from multiple companies by entering your ZIP code now.