Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Loma Linda, CA for senior drivers are $2,227/year
  • The cheapest car insurance company in Loma Linda after a DUI is Liberty Mutual
  • The cheapest car insurance company in Loma Linda for teen drivers is USAA

Average car insurance rates in Loma Linda, California are $310 a month. But with a little research you can get a great deal from the top car insurance companies in Loma Linda, CA. Before you buy Loma Linda, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Loma Linda car insurance rates with Anaheim car insurance rates, Los Angeles car insurance rates, or San Diego car insurance rates to make sure you’re getting the best Loma Linda, CA car insurance quotes available.

Need affordable Loma Linda, CA car insurance? Enter your ZIP code to compare Loma Linda car insurance quotes from multiple car insurance companies near you.

Loma Linda, CA Minimum Car Insurance Coverage

Loma Linda, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Loma Linda, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Loma Linda, CA Car Insurance Rates by Coverage Level

Some Loma Linda drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Loma Linda, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Loma Linda, California

Insurance Company Low Medium High
Allstate $4,366 $4,638 $4,795
Farmers $4,788 $5,192 $5,473
GEICO $2,569 $2,882 $3,095
Liberty Mutual $2,905 $3,153 $3,316
Nationwide $4,261 $4,834 $5,164
Progressive $2,432 $2,820 $2,953
State Farm $3,949 $4,451 $4,728
Travelers $2,942 $3,428 $3,659
USAA $2,349 $2,640 $2,780

Loma Linda, CA Car Insurance Rates by Age, Gender, and Marital Status

Loma Linda, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Loma Linda, CA car insurance, get quotes from multiple car insurance companies in the Loma Linda area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Loma Linda, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,959 $2,965 $2,151 $2,178 $8,202 $10,330 $3,808 $4,204
Farmers $2,799 $2,799 $2,529 $2,529 $8,930 $14,608 $3,318 $3,696
GEICO $1,763 $1,764 $1,658 $1,658 $5,368 $5,457 $2,533 $2,587
Liberty Mutual $2,364 $2,235 $2,207 $2,135 $5,181 $5,522 $2,662 $2,689
Nationwide $3,339 $3,185 $2,925 $2,755 $8,514 $9,401 $3,978 $3,929
Progressive $1,706 $1,756 $1,462 $1,730 $4,583 $5,517 $2,470 $2,656
State Farm $3,443 $3,443 $3,077 $3,077 $6,348 $7,872 $3,813 $3,932
Travelers $2,490 $2,412 $2,201 $2,177 $5,132 $5,905 $3,250 $3,177
USAA $1,855 $1,756 $1,812 $1,817 $4,232 $4,254 $2,566 $2,424

Loma Linda, CA Car Insurance Rates for Teens

How much is Loma Linda, California car insurance for teens? Compare rates from top Loma Linda car insurance companies below to help find the cheapest teen car insurance in Loma Linda, CA.

Annual Car Insurance Rates for Teen Drivers in Loma Linda, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,202 $10,330
Farmers $8,930 $14,608
GEICO $5,368 $5,457
Liberty Mutual $5,181 $5,522
Nationwide $8,514 $9,401
Progressive $4,583 $5,517
State Farm $6,348 $7,872
Travelers $5,132 $5,905
USAA $4,232 $4,254

Loma Linda, CA Car Insurance Rates for Seniors

Before seniors buy Loma Linda, California car insurance, they should make sure to shop around. Some Loma Linda, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Loma Linda, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,151 $2,178
Farmers $2,529 $2,529
GEICO $1,658 $1,658
Liberty Mutual $2,207 $2,135
Nationwide $2,925 $2,755
Progressive $1,462 $1,730
State Farm $3,077 $3,077
Travelers $2,201 $2,177
USAA $1,812 $1,817

Loma Linda, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Loma Linda, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Loma Linda.

Annual Loma Linda, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,764 $4,673 $7,328 $3,633
Farmers $3,810 $5,187 $6,458 $5,150
GEICO $1,991 $3,078 $3,856 $2,469
Liberty Mutual $2,713 $3,633 $3,278 $2,874
Nationwide $3,316 $4,251 $7,194 $4,251
Progressive $1,787 $3,044 $3,535 $2,574
State Farm $3,123 $3,724 $7,032 $3,624
Travelers $2,230 $3,632 $4,231 $3,280
USAA $1,721 $2,561 $4,190 $1,885

Loma Linda, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Loma Linda, CA car insurance rates. Compare rates below to see which Loma Linda car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Loma Linda, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,328
Farmers $6,458
GEICO $3,856
Liberty Mutual $3,278
Nationwide $7,194
Progressive $3,535
State Farm $7,032
Travelers $4,231
USAA $4,190

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Loma Linda, CA Car Insurance Rates by ZIP Code

Just like Loma Linda car insurance rates may vary from other cities nearby, rates can also vary within a city. Let’s take a look at how Loma Linda, CA car insurance rates fluctuate by ZIP code.

Annual Car Insurance Rates by ZIP Code in Loma Linda, California

ZIP Code Average Annual Rates
92350 $5,116
92354 $5,273

Loma Linda, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Loma Linda, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Loma Linda companies based on commute time.

Annual Car Insurance Rates by Commute Length in Loma Linda, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,149 $5,050
Farmers $4,673 $5,629
GEICO $2,587 $3,110
Liberty Mutual $2,868 $3,381
Nationwide $4,194 $5,313
Progressive $2,483 $2,987
State Farm $4,217 $4,534
Travelers $3,006 $3,680
USAA $2,386 $2,793

Loma Linda, CA Cheapest Car Insurance Rates

How do the top Loma Linda, California car insurance companies’ average rates stack up against the Loma Linda average monthly car insurance rates of $310? Take a look and see.

Best Annual Car Insurance Rates by Company in Loma Linda, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Loma Linda, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Loma Linda, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Loma Linda, California

Insurance Company Average Annual Rates
Allstate $4,600
Farmers $5,151
GEICO $2,849
Liberty Mutual $3,124
Nationwide $4,753
Progressive $2,735
State Farm $4,376
Travelers $3,343
USAA $2,589

Other Factors Affecting Loma Linda, CA Car Insurance Rates

Before you buy Loma Linda, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Loma Linda, CA Car Theft Rates

The car theft rate in Loma Linda, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Loma Linda, California is 98 stolen cars.

Loma Linda, CA Commute Time

How does your Loma Linda, CA commute time compare with the average driver? In Loma Linda, the average commute is 23.8 minutes.

Loma Linda, CA Car Insurance Quotes

Compare Loma Linda, CA car insurance quotes from multiple companies by entering your ZIP code now.