Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

Full Bio →

Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our car insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different car insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about car insurance. Our goal is to be an objective, third-party resource for everything car insurance-related. We update our site regularly, and all content is reviewed by car insurance experts.

Just What's Essential

  • The cheapest car insurance company in Lompoc after a DUI is Liberty Mutual
  • The annual number of car thefts in Lompoc is 144.
  • The cheapest car insurance company in Lompoc for teen drivers is USAA

Average car insurance rates in Lompoc, California are $237 a month. But with a little research you can get a great deal from the top car insurance companies in Lompoc, CA. Before you buy Lompoc, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Lompoc car insurance rates with Oakland car insurance rates, Long Beach car insurance rates, or Fresno car insurance rates to make sure you’re getting the best Lompoc, CA car insurance quotes available.

Need affordable Lompoc, CA car insurance? Enter your ZIP code to compare Lompoc car insurance quotes from multiple car insurance companies near you.

Lompoc, CA Minimum Car Insurance Coverage

Lompoc, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Lompoc, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Lompoc, CA Car Insurance Rates by Coverage Level

Some Lompoc drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Lompoc, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Lompoc, California

Insurance Company Low Medium High
Allstate $3,298 $3,490 $3,600
Farmers $2,783 $3,028 $3,202
GEICO $2,116 $2,353 $2,509
Liberty Mutual $2,468 $2,677 $2,815
Nationwide $3,182 $3,596 $3,833
Progressive $2,157 $2,463 $2,560
State Farm $2,928 $3,266 $3,459
Travelers $2,313 $2,694 $2,873
USAA $2,171 $2,414 $2,531

Lompoc, CA Car Insurance Rates by Age, Gender, and Marital Status

Lompoc, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Lompoc, CA car insurance, get quotes from multiple car insurance companies in the Lompoc area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Lompoc, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,225 $2,226 $1,637 $1,652 $6,196 $7,791 $2,848 $3,128
Farmers $1,642 $1,642 $1,489 $1,489 $5,198 $8,469 $1,943 $2,163
GEICO $1,442 $1,443 $1,357 $1,357 $4,375 $4,449 $2,069 $2,115
Liberty Mutual $2,013 $1,903 $1,878 $1,819 $4,385 $4,677 $2,264 $2,286
Nationwide $2,499 $2,388 $2,189 $2,066 $6,294 $6,945 $2,973 $2,940
Progressive $1,510 $1,554 $1,281 $1,520 $3,984 $4,804 $2,167 $2,329
State Farm $2,539 $2,539 $2,269 $2,269 $4,652 $5,765 $2,810 $2,899
Travelers $1,981 $1,922 $1,759 $1,740 $3,990 $4,568 $2,552 $2,502
USAA $1,704 $1,616 $1,665 $1,674 $3,846 $3,874 $2,362 $2,233

Lompoc, CA Car Insurance Rates for Teens

How much is Lompoc, California car insurance for teens? Compare rates from top Lompoc car insurance companies below to help find the cheapest teen car insurance in Lompoc, CA.

Annual Car Insurance Rates for Teen Drivers in Lompoc, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,196 $7,791
Farmers $5,198 $8,469
GEICO $4,375 $4,449
Liberty Mutual $4,385 $4,677
Nationwide $6,294 $6,945
Progressive $3,984 $4,804
State Farm $4,652 $5,765
Travelers $3,990 $4,568
USAA $3,846 $3,874

Lompoc, CA Car Insurance Rates for Seniors

Before seniors buy Lompoc, California car insurance, they should make sure to shop around. Some Lompoc, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Lompoc, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,637 $1,652
Farmers $1,489 $1,489
GEICO $1,357 $1,357
Liberty Mutual $1,878 $1,819
Nationwide $2,189 $2,066
Progressive $1,281 $1,520
State Farm $2,269 $2,269
Travelers $1,759 $1,740
USAA $1,665 $1,674

Lompoc, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Lompoc, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Lompoc.

Annual Lompoc, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,099 $3,516 $5,491 $2,745
Farmers $2,224 $3,027 $3,764 $3,002
GEICO $1,627 $2,507 $3,150 $2,018
Liberty Mutual $2,303 $3,084 $2,784 $2,440
Nationwide $2,474 $3,167 $5,339 $3,167
Progressive $1,572 $2,660 $3,082 $2,260
State Farm $2,294 $2,737 $5,176 $2,664
Travelers $1,783 $2,842 $3,304 $2,579
USAA $1,579 $2,343 $3,837 $1,729

Lompoc, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Lompoc, CA car insurance rates. Compare rates below to see which Lompoc car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Lompoc, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,491
Farmers $3,764
GEICO $3,150
Liberty Mutual $2,784
Nationwide $5,339
Progressive $3,082
State Farm $5,176
Travelers $3,304
USAA $3,837

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Lompoc, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Lompoc, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Lompoc companies based on commute time.

Annual Car Insurance Rates by Commute Length in Lompoc, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,130 $3,795
Farmers $2,726 $3,282
GEICO $2,113 $2,539
Liberty Mutual $2,437 $2,869
Nationwide $3,127 $3,947
Progressive $2,173 $2,614
State Farm $3,101 $3,334
Travelers $2,370 $2,883
USAA $2,187 $2,557

Lompoc, CA Cheapest Car Insurance Rates

How do the top Lompoc, California car insurance companies’ average rates stack up against the Lompoc average monthly car insurance rates of $237? Take a look and see.

Best Annual Car Insurance Rates by Company in Lompoc, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Lompoc, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Lompoc, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Lompoc, California

Insurance Company Average Annual Rates
Allstate $3,463
Farmers $3,004
GEICO $2,326
Liberty Mutual $2,653
Nationwide $3,537
Progressive $2,394
State Farm $3,218
Travelers $2,627
USAA $2,372

Enter your ZIP code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

Other Factors Affecting Lompoc, CA Car Insurance Rates

Before you buy Lompoc, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Lompoc, CA Car Theft Rates

The car theft rate in Lompoc, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Lompoc, California is 144 stolen cars.

Lompoc, CA Commute Time

How does your Lompoc, CA commute time compare with the average driver? In Lompoc, the average commute is 27.7 minutes.

Lompoc, CA Car Insurance Quotes

Compare Lompoc, CA car insurance quotes from multiple companies by entering your ZIP code now.