Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 14, 2022

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Just What's Essential

  • Average car insurance rates in Martinez, CA for senior drivers are $2,026/year
  • Average car insurance rates in Martinez, CA are $283/month
  • The cheapest car insurance company in Martinez for teen drivers is USAA

Average car insurance rates in Martinez, California are $283 a month. But with a little research you can get a great deal from the top car insurance companies in Martinez, CA. Before you buy Martinez, California car insurance, make sure your coverage meets or exceeds the California minimum of 15/30/5.

It may even be helpful to compare Martinez car insurance rates with Los Angeles car insurance rates, Anaheim car insurance rates, or Oakland car insurance rates to make sure you’re getting the best Martinez, CA car insurance quotes available.

Need affordable Martinez, CA car insurance? Enter your ZIP code to compare Martinez car insurance quotes from multiple car insurance companies near you.

Martinez, CA Minimum Car Insurance Coverage

Martinez, California law requires drivers carry a minimum of 15/30/5 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Martinez, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Martinez, CA Car Insurance Rates by Coverage Level

Some Martinez drivers can get by with the California minimum coverage of 15/30/5. Other drivers may need more. See how much your Martinez, California car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Martinez, California

Insurance Company Low Medium High
Allstate $4,174 $4,450 $4,610
Farmers $4,332 $4,666 $4,896
GEICO $2,420 $2,667 $2,825
Liberty Mutual $2,627 $2,829 $2,958
Nationwide $3,616 $4,093 $4,339
Progressive $2,189 $2,460 $2,536
State Farm $3,593 $4,070 $4,329
Travelers $2,769 $3,226 $3,431
USAA $2,295 $2,540 $2,657

Martinez, CA Car Insurance Rates by Age, Gender, and Marital Status

Martinez, California car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Martinez, CA car insurance, get quotes from multiple car insurance companies in the Martinez area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Martinez, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,840 $2,842 $2,075 $2,092 $7,895 $9,933 $3,629 $3,982
Farmers $2,506 $2,506 $2,258 $2,258 $8,029 $13,203 $2,973 $3,314
GEICO $1,631 $1,633 $1,535 $1,535 $4,971 $5,055 $2,344 $2,395
Liberty Mutual $2,124 $2,015 $1,973 $1,914 $4,658 $4,943 $2,399 $2,412
Nationwide $2,820 $2,693 $2,470 $2,329 $7,181 $7,914 $3,382 $3,339
Progressive $1,517 $1,563 $1,273 $1,518 $3,979 $4,815 $2,166 $2,330
State Farm $3,145 $3,145 $2,809 $2,809 $5,798 $7,200 $3,482 $3,589
Travelers $2,348 $2,275 $2,077 $2,054 $4,816 $5,530 $3,049 $2,988
USAA $1,789 $1,698 $1,743 $1,754 $4,055 $4,099 $2,488 $2,355

Martinez, CA Car Insurance Rates for Teens

How much is Martinez, California car insurance for teens? Compare rates from top Martinez car insurance companies below to help find the cheapest teen car insurance in Martinez, CA.

Annual Car Insurance Rates for Teen Drivers in Martinez, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,895 $9,933
Farmers $8,029 $13,203
GEICO $4,971 $5,055
Liberty Mutual $4,658 $4,943
Nationwide $7,181 $7,914
Progressive $3,979 $4,815
State Farm $5,798 $7,200
Travelers $4,816 $5,530
USAA $4,055 $4,099

Martinez, CA Car Insurance Rates for Seniors

Before seniors buy Martinez, California car insurance, they should make sure to shop around. Some Martinez, CA car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Martinez, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,075 $2,092
Farmers $2,258 $2,258
GEICO $1,535 $1,535
Liberty Mutual $1,973 $1,914
Nationwide $2,470 $2,329
Progressive $1,273 $1,518
State Farm $2,809 $2,809
Travelers $2,077 $2,054
USAA $1,743 $1,754

Martinez, CA Car Insurance Rates by Driver History

How does a single speeding ticket affect your Martinez, California car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Martinez.

Annual Martinez, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,661 $4,470 $7,024 $3,490
Farmers $3,421 $4,661 $5,811 $4,631
GEICO $1,844 $2,847 $3,570 $2,288
Liberty Mutual $2,435 $3,262 $2,943 $2,579
Nationwide $2,806 $3,595 $6,068 $3,595
Progressive $1,577 $2,659 $3,077 $2,267
State Farm $2,853 $3,402 $6,424 $3,311
Travelers $2,110 $3,402 $3,971 $3,085
USAA $1,661 $2,472 $4,039 $1,819

Martinez, CA Car Insurance Rates With a DUI

Even a single DUI can increase your Martinez, CA car insurance rates. Compare rates below to see which Martinez car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Martinez, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,024
Farmers $5,811
GEICO $3,570
Liberty Mutual $2,943
Nationwide $6,068
Progressive $3,077
State Farm $6,424
Travelers $3,971
USAA $4,039

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Martinez, CA Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Martinez, CA car insurance rates may be. Let’s take a look at average car insurance rates from top Martinez companies based on commute time.

Annual Car Insurance Rates by Commute Length in Martinez, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,977 $4,845
Farmers $4,202 $5,060
GEICO $2,396 $2,879
Liberty Mutual $2,577 $3,032
Nationwide $3,551 $4,481
Progressive $2,174 $2,617
State Farm $3,852 $4,143
Travelers $2,826 $3,458
USAA $2,304 $2,691

Martinez, CA Cheapest Car Insurance Rates

How do the top Martinez, California car insurance companies’ average rates stack up against the Martinez average monthly car insurance rates of $283? Take a look and see.

Best Annual Car Insurance Rates by Company in Martinez, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Martinez, CA Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Martinez, California car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Martinez, California

Insurance Company Average Annual Rates
Allstate $4,411
Farmers $4,631
GEICO $2,637
Liberty Mutual $2,805
Nationwide $4,016
Progressive $2,395
State Farm $3,997
Travelers $3,142
USAA $2,498

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Other Factors Affecting Martinez, CA Car Insurance Rates

Before you buy Martinez, California car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Martinez, CA Car Theft Rates

The car theft rate in Martinez, CA will affect your car insurance rates. FBI data shows that the annual car theft rate for Martinez, California is 105 stolen cars.

Martinez, CA Commute Time

How does your Martinez, CA commute time compare with the average driver? In Martinez, the average commute is 32.9 minutes.

Martinez, CA Car Insurance Quotes

Compare Martinez, CA car insurance quotes from multiple companies by entering your ZIP code now.