Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Melanie Musson is the fourth generation in her family to work in the insurance industry. She grew up with insurance talk as part of her everyday conversation and has studied to gain an in-depth knowledge of state-specific insurance laws and dynamics as well as a broad understanding of how insurance fits into every person’s life, from budgets to coverage levels. Through her years working in th...

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Reviewed by Melanie Musson
Published Insurance Expert Melanie Musson

UPDATED: Apr 13, 2022

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Just What's Essential

  • The cheapest car insurance company in Massena after a DUI is Progressive
  • Average car insurance rates in Massena, NY are $250/month
  • Average car insurance rates in Massena, NY for senior drivers are $1,866/year

Average car insurance rates in Massena, New York are $250 a month. But with a little research you can get a great deal from the top car insurance companies in Massena, NY. Before you buy Massena, New York car insurance, make sure your coverage meets or exceeds the New York minimum of 25/50/10.

It may even be helpful to compare Massena car insurance rates with Buffalo car insurance rates, Syracuse car insurance rates, or Yonkers car insurance rates to make sure you’re getting the best Massena, NY car insurance quotes available.

Need affordable Massena, NY car insurance? Enter your ZIP code to compare Massena car insurance quotes from multiple car insurance companies near you.

Massena, NY Minimum Car Insurance Coverage

Massena, New York law requires drivers carry a minimum of 25/50/10 coverage. Take a look at the breakdown of the minimums here.

Minimum Required Car Insurance Coverage in Massena, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Massena, NY Car Insurance Rates by Coverage Level

Some Massena drivers can get by with the New York minimum coverage of 25/50/10. Other drivers may need more. See how much your Massena, New York car insurance rates may be based on the coverage you need.

Annual Car Insurance Rates by Coverage Level in Massena, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,700 $1,788 $1,897
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,536 $2,647 $2,811
Progressive $2,207 $2,304 $2,430
State Farm $3,172 $3,341 $3,459
Travelers $2,810 $2,912 $3,081
USAA $2,786 $2,844 $2,933

Massena, NY Car Insurance Rates by Age, Gender, and Marital Status

Massena, New York car insurance rates are based on many criteria. Three of these are age, gender, and marital status. Before you buy Massena, NY car insurance, get quotes from multiple car insurance companies in the Massena area and see how these criteria affect your rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Massena, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,326 $1,278 $1,290 $1,271 $2,755 $4,009 $1,198 $1,231
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,035 $2,035 $1,924 $1,924 $3,535 $5,249 $2,035 $2,579
Progressive $1,401 $1,323 $1,138 $1,152 $4,680 $5,230 $1,811 $1,777
State Farm $2,105 $2,105 $1,829 $1,829 $6,091 $7,878 $2,307 $2,446
Travelers $2,146 $2,179 $1,942 $2,094 $4,788 $5,655 $2,282 $2,388
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

Massena, NY Car Insurance Rates for Teens

How much is Massena, New York car insurance for teens? Compare rates from top Massena car insurance companies below to help find the cheapest teen car insurance in Massena, NY.

Annual Car Insurance Rates for Teen Drivers in Massena, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,755 $4,009
Liberty Mutual $6,550 $10,619
Nationwide $3,535 $5,249
Progressive $4,680 $5,230
State Farm $6,091 $7,878
Travelers $4,788 $5,655
USAA $6,012 $7,189

Massena, NY Car Insurance Rates for Seniors

Before seniors buy Massena, New York car insurance, they should make sure to shop around. Some Massena, NY car insurance companies may offer discounts or other savings options for senior car insurance.

Annual Car Insurance Rates for Senior Drivers in Massena, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,290 $1,271
Liberty Mutual $3,142 $3,142
Nationwide $1,924 $1,924
Progressive $1,138 $1,152
State Farm $1,829 $1,829
Travelers $1,942 $2,094
USAA $1,346 $1,345

Massena, NY Car Insurance Rates by Credit History

How does your credit history affect Massena, NY car insurance rates? Review the numbers here to find out.

Annual Car Insurance Rates by Credit Score in Massena, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,248 $1,653 $1,483
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,664 $2,664 $2,664
Progressive $3,631 $1,906 $1,405
State Farm $4,693 $2,943 $2,336
Travelers $4,001 $2,560 $2,242
USAA $4,423 $2,195 $1,945

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Massena, NY Car Insurance Rates by Driver History

How does a single speeding ticket affect your Massena, New York car insurance? What about a traffic accident? See the impact your driving history may have on car insurance rates in Massena.

Annual Massena, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,420 $1,547 $2,792 $1,420
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,044 $2,044 $4,480 $2,090
Progressive $2,253 $2,253 $2,484 $2,266
State Farm $3,171 $3,171 $3,476 $3,476
Travelers $2,537 $3,119 $3,162 $2,920
USAA $2,530 $2,572 $3,744 $2,572

Massena, NY Car Insurance Rates With a DUI

Even a single DUI can increase your Massena, NY car insurance rates. Compare rates below to see which Massena car insurance company has the best rates for drivers with a DUI.

Annual Car Insurance Rates After a DUI in Massena, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,286
GEICO $2,792
Liberty Mutual $7,405
Nationwide $4,480
Progressive $2,484
State Farm $3,476
Travelers $3,162
USAA $3,744

Massena, NY Car Insurance Rates by Commute

The more time you spend on your daily commute, the higher your Massena, NY car insurance rates may be. Let’s take a look at average car insurance rates from top Massena companies based on commute time.

Annual Car Insurance Rates by Commute Length in Massena, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,742 $1,847
Liberty Mutual $4,514 $4,774
Nationwide $2,664 $2,664
Progressive $2,314 $2,314
State Farm $3,208 $3,440
Travelers $2,934 $2,934
USAA $2,826 $2,883

Massena, NY Cheapest Car Insurance Rates

How do the top Massena, New York car insurance companies’ average rates stack up against the Massena average monthly car insurance rates of $250? Take a look and see.

Best Annual Car Insurance Rates by Company in Massena, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Massena, NY Top Car Insurance Companies

Car insurance is a competitive market. Here’s a look at the top Massena, New York car insurance companies to help you find one that best fits your needs.

Average Annual Car Insurance Rates by Company in Massena, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,795
Liberty Mutual $4,644
Nationwide $2,664
Progressive $2,314
State Farm $3,324
Travelers $2,934
USAA $2,854

Other Factors Affecting Massena, NY Car Insurance Rates

Before you buy Massena, New York car insurance, make sure you know what else car insurance companies take into account when calculating car insurance rates.

Massena, NY Commute Time

How does your Massena, NY commute time compare with the average driver? In Massena, the average commute is 18.1 minutes.

Massena, NY Car Insurance Quotes

Compare Massena, NY car insurance quotes from multiple companies by entering your ZIP code now.